Art of Money Podcast podcast | Listen online for free

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5 of 93

A gentle invitation to reimagine your budget (with love + chocolate)
In today’s Money Mocha, I have an audio clip of me teaching about my unique version of creating budgets, which I call “money maps.” In today’s Mocha, I invite you into one of the most grounding and practical tools in my Art of Money methodology: the Three-Tier Money Map. This is not your typical, dry, boring, anxiety inducing budget. This is a soul-rooted, flexible, and deeply personal framework that helps you chart your financial terrain—based on where you are right now in your life, and where your heart is longing to go. Over the years, I’ve seen so many of us struggle with budgeting—especially those of us who are self-employed, caring for others, or living with inconsistent income. And honestly? A lot of the traditional advice just doesn’t work when you’re juggling a creative life, a business that ebbs and flows, or caretaking roles that shift with the seasons. That’s why I developed this Three-Tier Money Map. It meets you exactly where you are. It’s permission-filled. It’s body-aware. And it allows space for your basic needs and your big, bold dreams. Find the full show notes here: baritessler.com/podcast The Art of Money 3-Month Financial Therapy Program is open! Find out more here: baritessler.com/art-of-money
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10:19
The simple money practice that changed everything for me.
It’s time to pour yourself a warm mug of comfort and clarity. This next sip of Money Mocha is steeped in sacred storytelling, creative bookkeeping, and a practice that might just change how you feel when you sit down with your numbers. What if bookkeeping didn’t have to be boring? What if the categories in your financial tracking could speak your language — the language of meaning, memory, and values? Years ago, I had a dream that stitched together the threads of the sacred and the practical — a dream that arrived just weeks after my first money mentor, Tamara, passed. In it, she gifted me a red velvet-bound ledger that cataloged her life not just in numbers, but in meaning. Each entry in her Book of Life was paired with a value — not just a dollar amount, but a reflection of her essence, her creativity, her care. That dream became a doorway. It invited me to ask: What if we could make bookkeeping an honoring practice? What if the way we track our income and spending could reflect what we cherish most? Today’s Money Mocha introduces you to Values-Based Bookkeeping — a soulful and deceptively simple technique that invites you to rename your financial categories. Yes, rename them. “Rent” can become “Sanctuary.” “Debt” can transform into “My Big Italian Adventure.” Line items shift into love notes. Spreadsheets become mirrors. Find the show notes here: baritessler.com/podcast Learn more about my 3-month Art of Money program here: baritessler.com/art-of-money
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8:56
How to Re-write Your Money Story
Money touches every part of our lives, in one way or another, every single day. And every day we go about our lives making money decisions both large and small, we’re most often running some very old scripts unconsciously in the background, like an app that runs quietly in the background of your laptop. These scripts are powerful, and many of them were created unintentionally far in the blurry, faded past of our childhoods. Comments your mom made at the kitchen while paying bills. Things your dad did when he got an unexpected bonus from work right before Christmas. That trip your family took to DisneyLand where your parents were arguing about money outside of the hotel room where they thought you couldn’t hear. These scripts are part of your money stories, and those stories are so powerful they can cause you to make money decisions to this very day. There’s good news about these stories though: they’re not written in stone. You’re writing your own money stories every day, every week, every month, and every year. And here’s the key: you have the power to start writing new money stories, new scripts, that can then run in the background, guiding you to make better money choices. And those better choices can lead to less stress and grind, and more peace and calm. I’ve seen hundreds of students in my program write entirely new money stories. I’ve done it myself. And I’ve seen my husband make huge changes in his money relationship by writing new money stories. Want to know how to write your own new money stories? Listen in (or read) below to today’s piping hot Money Mocha: baritessler.com/podcast To learn more about the Art of Money, head here: baritessler.com/art-of-money
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10:28
Rick Kahler on the importance of money emotions in financial planning.
Today, I bring you a lovely conversation I just had with my friend and colleague, Rick Kahler. We just had a wonderful chat about all things financial therapy within the realm of financial planning, and I can’t wait for you to have a listen. Of all my colleagues in the finance space, Rick is one of my longest running friendships. He’s one of the first financial planners I met when I was in the early years of developing my financial therapy method. I credit Rick with being the first financial planner to bring therapists into his financial planning meetings. He was very clear that money is such an emotional subject and that adding money psychology support was essential for his clients (especially for couples trying to navigate different money approaches in the delicate terrain of planning retirement.) We first met in 2004 at Nazrudin, which is a think-tank for financial planners created by George Kinder and the late Dick Wagner. Rick loves to tell the cartwheel story which you’ll hear at the beginning of our interview, and the Nazrudin event is where my infamous cartwheel happened! Rick is also a Financial Therapist and has also been on the board of the Financial Therapy Association since its inception in 2009. He’s been a guiding force in that community. (I’m still not a part of the FTA, since I’ve been teaching my financial therapy method since 2001, before it was formed, and think all financial therapists should have a Masters in Psychology. I do, however, recommend them and they have a good directory to help folks find a financial therapist.) Starting in 2013, I’ve had the honor of interviewing many of the “elder” money pioneers. Olivia Mellon, Karen McCall, Deborah Price, Barbara Stanny (now Barbara Huson), Saundra Davis, Vicki Robin and many of the next generation folks where I fit in, like Brad Klontz, Mikelann Valterra, Jacquette Timmons, and Rachel Robiasciotti. Some of these interviews are on my podcast and the others live in my online program library (which people get access to when they join my Art of Money program.) To date, all of my conversations with Rick have been on his Financial Therapy podcast. He was a guest teacher in one of the rounds of my Mentor Program, but this conversation is our first interview on my podcast. I’m excited for you to have a listen to the conversation I had with him! In the interview we discuss: The realization that money work is so emotional for his clients Why he started bringing therapists into his financial planning meetings How important doing his own therapy has been for his life and financial planning practice His favorite therapy modality - IFS (Internal Family Systems) and how he connects it to money work Why do we both think the Enneagram (personality system) is so helpful for understanding your money behaviors and habits. How he has written 7 money books and has plans for more on the horizon And, some praise back and forth for our friendship over the years
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1:07:09
What to do when you can’t solve a big money riddle.
Do you remember that scene in Lord of the Rings where Gandalf and Frodo and the whole fellowship of the ring crew were on a long, epic journey, and they were stuck at large stone doors, called The Doors of Durin, that had a riddle inscribed on it? For hours and hours they sat before that stone door in the moonlight, trying to solve the riddle inscribed in stone in the elvish language. “Speak, friend, and enter,” was all the riddle said. If they could solve it, the door would open and they’d be able to travel through the secret passageways that led through the mountain so they could finally destroy the ring of power once and for all. In many ways, that scene is a perfect metaphor for the money riddles we all face from time to time. We’re all trying to get somewhere on our epic journeys (a.k.a., our lives), and sometimes we end up blocked by an immovable stone door that has a seemingly unsolvable riddle about money etched on it. The riddle might be something like “how can we afford to buy a house in this economic climate?,” or, “how can I bring in more money when I have a job where the salary is capped?,” or “how can we save enough money to send our kids to college with only a few years remaining?.” Money riddles like this (which I also call “money koans,” like the koan questions you sit with in Zen Buddhist meditation practice), aren’t written in the elvish language on a big stone door, but they might as well be. Just like Gandalf and Frodo and the whole crew sat there for hours trying to solve the riddle that would open the door, we often have to sit with our money riddles for days, or weeks, or months, or even sometimes years for the big ones. Working with and solving these money riddles is the topic of today’s recording on the first volume of the Art of Money Mixtape I made for you. baritessler.com/podcast
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17:34