The Irish Tech News Podcast

I Wish is a multi-award-winning programme dedicated to driving the power of STEM to female students in Ireland and across the globe. I Wish brings STEM education to life in a high-energy, fun space, igniting a flame in the minds of girls.
In the past 12 years, I Wish has engaged with 65,988 girls. 23,365 girls have shared their voices through the annual surveys to date. Initiatives include showcase events. To find out more about iWish I spoke to Caroline O’Driscoll the co-founder of I Wish
Caroline talks about her background, What I Wish does, STEM, gender bias, the speakers at this year I Wish event and more,
More about Caroline O’Driscoll:
As well as being the co-founder of I Wish, Caroline is a Corporate and International tax partner with Deloitte Ireland focused on the technology sector.  Caroline is an Adjunct Professor in the College of Business and Law at University College Cork (UCC).
Caroline is a former member of the gender balance advisory group for the Department of Education to achieve better gender balance in STEM education at the post-primary level. Caroline has held a number of board positions in the not-for-profit and charity sector.

In the ever-evolving world of digital banking, understanding the shifts and trends is crucial for industry practitioners and innovators. In this episode of One Vision, Theodora Lau hosts Dharmesh Mistry and Dave Wallace to explore the transformative moments in banking and fintech over the past decade, the impact of technology on the financial services industry, and the future of work. They discuss the rise of 5G, smartphones, digital banking, and the need for industry revaluation to adapt to rapid technological convergence.

00:00 Introduction and Guest Welcome
02:20 The Game Changers and Misreads
11:57 The Role of Fintechs and Neobanks
21:24 The Future of Banking: A New Paradigm
32:16 Rethinking Banking for the Future
34:09 AI Native Banking
37:03 Jobs and the Human Contribution 

📍Hot take: “ We've had a new layer of financial services by the fintechs …  and we totally overestimated the impact of these new players to the existing players.”
📍Hot take:  To create a better industry industry. It doesn't have to be FinTech completed. It's. Destroying banks. It doesn't have to be banks, completely destroying newcomers. There are so much, there's so much room for us to all play together to create a better ecosystem for all of us. 

Keywords: AI, FinTech, Digital Banking, Financial Services, Disruption, Future of Work, 5G, Banking Innovation

More about our guests 
🌐Dave Wallace on LinkedIn: https://www.linkedin.com/in/davejvwallace/ 
🌐Dharmesh Mistry on LinkedIn: https://www.linkedin.com/in/dharmesh-mistry-b81207/ 
🌐Demystify Podcast on Fintech Futures: https://www.fintechfutures.com/keyword/demystify-podcast 
More about our host and One Vision Podcast 
🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 
🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 
🌐Unconventional Ventures (company): https://www.unconventionalventures.com/ 
🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision 

#AI #Fintech #FutureOfWork #BankingIndustry #DigitalTransformation #5G

As AI is becoming more common place and innovative, new uses are being found for it.  Higher education for example could benefit from the implementation of bespoke AI chatbots. One person who knows all about this is Sean O’Grady, Lead Learning Designer and Deputy AI Futurist at the IDEA Lab, Imperial Business School.
The IDEA Lab is developing tailor-made, course-specific AI avatar lecturers that act as digital twins to several of Imperial’s teaching professors. A key strength of the avatars is that they can provide students with real-time specialist knowledge, regardless of geographical distance or time zone differences (in the case of online courses. 
I recently caught up with Sean and he spoke to me about his background, AI, bespoke AI chatbots, and more.
More about Sean O’Grady:
As Lead Learning Designer in the IDEA Lab, Sean collaborates with faculty, academic and programme management and media to design and evaluate online programmes within the business school, primarily the Global Online MBA (GMBA). Sean explores how technology can be used to create impactful learning experiences while maintaining a pedagogy first approach to my work.

Northern Ireland is a launchpad for thriving startups, and one startup that has done very well is Belfast based Cloudsmith. Back in March they had an oversubscribed Series B which raised £18m from key investors. To find out more about Cloudsmith and the startup scene in Belfast I caught up with Glenn Weinstein the CEO of Cloudsmith.
Glenn talks about his background, what Cloudsmith does, Belfast, Unix, open source libraries and more.
More about Cloudsmith:
Made with love in Belfast and trusted around the world. Cloudsmith is the fully-managed solution for controlling, securing, and distributing software artifacts. Led by industry veterans united by a common passion to make it easier for software teams to do their jobs well. They are building the future of the software supply chain.

With a record number of companies vying for US bank charters, it’s crucial to understand the driving forces behind this surge. The regulatory environment is more welcoming than ever, allowing fintechs to innovate and meet the needs of consumers who feel underserved by traditional banks.  
But it's not just about quantity; it’s about quality. In a saturated market, how can these new entrants provide real value that stands out? It's all about solving real problems and creating unique offerings that resonate with consumers. Keep an eye on companies that understand the nuances of the market and can adapt their strategies. 
What’s your take? Tune in and hear the take from Tiffani Montez and David Penn, in the latest episode of One Vision Podcast, hosted by Theodora Lau.

00:00 Underserved Banking Opportunity
14:44 Life Stage Subscriptions
15:54 Niche Neobanks Strategy
16:28 Who Will Win
18:21 Incumbents Reaction
20:09 Pressure To Modernize
21:25 Rethinking Bank Models
22:33 Trust And Charters
24:36 Next 12 Months Outlook

Hot take: “We don’t need more banks. We need better banks.” Tiffani Montez
Hot take: “The sky is getting darker.” David Penn
Keywords: Fintech, Financial Inclusion, Neobank, Open Banking 
#Fintech #neobank #AI #Financialinclusion 

More about our guests 
🌐Tiffani Montez on LinkedIn: https://www.linkedin.com/in/tiffani-montez-b794283/ 
🌐David Penn on LinkedIn: https://www.linkedin.com/in/david-penn-25431313/ 
More about our host and One Vision Podcast 
🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 
🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 
🌐Unconventional Ventures (company): https://www.unconventionalventures.com/ 
🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision 
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