Pruning To Prosper/ Catholic, Declutter, Organize, Motivation, Budget, Meal Plan

• 284. Is Clutter Preventing You From Using Your Charism?

  Opening Bible Verse: 1 Corinthians 12:1-11 A charism is a gift from the Holy Spirit given for the common good or for the service of others.  3 Signs of your Charism: 1. An unmistakable inner peace, energy and joy when using the gifts. 2. Unusually effective and successful results in what you're trying to accomplish. 3. Other people's direct or indirect recognition of the gift's presence. This is the self-directed course I plan to take to learn more about my own charism: Catherine of Siena Institute If you live in the Lehigh Valley of Pennsylvania and would like help decluttering your home, I offer in-person decluttering. This is a 5 hour appointment and I donate all items to local thrift stores. Cost $300. Please email me at: [email protected]   For hourly coaching via Zoom (decluttering, budgeting, meal planning), you can see my calendar and book a session here: Virtual Coaching Schedule   Join the private Facebook community here: Facebook Group   Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Weekly Newsletter   Do you like to watch a podcast? Check out my YouTube channel here:  YouTube    For any other inquiries or guest appearances, please email me at: [email protected]  

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• 283. How To Pay for College with CFP and Author, Ann Garcia

  Ann Garcia has helped thousands of families save millions of dollars on college. She is a fee-only financial planner and the author of the critically-acclaimed "How to Pay for College" and a sought-after media guest who's been quoted in the New York Times, the Oregonian, and U.S. News and World Report, to name a few. Ann recently launched an interactive online course to help parents (and their advisors) affordably build saving for college and applying for aid into their broader financial plan. As a parent whose twins just graduated debt-free from their top-choice colleges, Ann's expertise expands beyond FAFSAs and 529s — she understands the emotional components of helping your child set and achieve goals for their future. Outside of financial planning, Ann is an avid runner, skier and fan of middle school rock concerts.   Ann has graciously offered the Pruning to Prosper audience a 10% off coupon code PRUNING to save on her course, The College Financial Plan.   I can be reached at: [email protected]

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• 282. 3 Easy Ways to Declutter for Quick Results You Can See for Yourself

  Opening Bible verse: Mark 16:19-20 How many of Jesus' closest friends didn't believe that He had risen from the dead? Thomas even had to place his fingers in the wounds of Jesus to finally believe!  How many times have you watched a decluttering video or listened to a decluttering podcast but you still don't believe it's for you? You still don't believe it will make that big of a difference? In today's podcast episode I give you 3 easy guidelines to get you started on your decluttering journey so you'll see some quick results you can actually believe! If you would like to work with me 1:1 via Zoom to begin your decluttering journey, please see my April calendar here: April 1:1 coaching calendar If you are local to me in the Lehigh Valley of Pennsylvania, you can book your in-person 5 hour declutter session via email here: [email protected] If you would like to be part of the private Facebook group, you can join that here: Pruning To Prosper Facebook Group If you're not into social media, you can join my weekly newsletter mailing and never miss a monthly freebie like a live declutter session, budget Q&A or group rosary. You can sign up here: Weekly Newsletter Sign-Up    

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• 281. Seeking Catholic Friendship? Prayer, Wine, Chocolate Retreats with Founder, Amy Brooks

  Amy Brooks was invited to pray the rosary with a friend and friend's mom. That one invitation led to a small group of friends who watched "FRIENDS", drank wine, ate chocolate and prayed the rosary together. Decades later that group has grown into a Prayer, Wine, Chocolate Business!  On today's podcast episode, Amy Brooks joins me to talk all about how easy it is to use her guide and host your own Prayer, Wine, Chocolate Retreat. You can purchase your digital guide here: Prayer, Wine, Chocolate Retreat Guide If you are craving authentic Catholic friendship, you are not alone. Give her retreats a try and watch the Holy Spirit start answering your prayers and the prayers of your friend circle. If you would like to be added to my weekly newsletter and never miss a monthly live and free zoom with me, subscribe here: Weekly newsletter If you would like to be part of the private Facebook group, join here: Pruning To Prosper Facebook Group If you would like to schedule a 1:1 coaching call with me: Book Your Coaching Call Today If you live in the Lehigh Valley of Pennsylvania and would like in-home decluttering, please email me at: [email protected]    

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• 280. When Tracking Every Dollar Stresses You Out, Try this

  Opening Bible verse: Mark 16:1-8 Does the constant tracking of money stress you out? Do you feel the resentment building when you see your spouse buying a bagel even if the money is there? I felt the same for years. While we have to know where our money is going, at some point, we can ease up on the tracking. How do we do this? First, you have to make sure your monthly spending is in line with recommended percentages. Fixed Costs (the bills) are about 50-60%. Your long term investments (retirement) is about 10% and your short term savings (emergency fund/sinking funds) are 5-10%. This leaves you about 20-35% for everything else (discretionary spending). For me, this is grocery money and anything else for the family. These are the only two categories I now track in my spending app. I use Everydollar app. Find the one that works for you. Twice per month I look at the bank balances and savings accounts. Otherwise, I trust that our money is going where it's supposed to go.  Some months are more expensive than others, so you can begin to track your monthly spending in the budgeting app. It will allow you to prepare for next year. You'll be able to better predict what you'll spend and reduce as many surprises as possible. Your money should be boring, that's the goal. Set it and forget it! Would you like 1:1 support with your spending, decluttering or running of your home? Schedule your 1:1 coaching call today March Coaching Calendar Oncer per month I offer a free and live zoom with a group rosary or topic such as decluttering, budgeting or meal planning. The weekly newsletter will always have the latest zoom links and helpful topics. You can sign up for the weekly newsletter here:Newsletter Sign Up For local, in-person decluttering or for guest opportunities, please email me at: [email protected]    

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