Ep 41: Mortgage Masterclass - Your Complete Guide to Getting a Mortgage in 2026
In today’s episode I’m joined by Sinéad O’Carroll from Finance Solutions to break down the full mortgage process in a clear, practical way.
We talk through what you should have in place before applying, how lenders look at income and repayment ability, why your credit report matters, and why using a broker can save you time and stress.
We also answer the questions you sent in, including:
Borrowing above the purchase price for renovations
How mortgage exemptions work and who qualifies
Switching your mortgage when your home’s value has increased
What second-time buyers need to know when selling and buying at the same time
Buying far from your workplace when you’re remote or hybrid
How banks assess mixed PAYE and self-employed income
Common credit report issues and how long they stay on record
If you’re hoping to buy in 2026, planning to switch, or want to understand how lenders make their decisions, this episode will give you a full roadmap.
Follow @crazyhouseprices on Instagram for more insights.
To support the podcast and access extra Q&As, you can join my Patreon for €3 a month.
Sponsor: Finance Solutions - experts in mortgages and winners of Best Mortgage Broker at the 2025 Brokers Ireland Awards.
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Ep 40: How to Cope with Housing Stress with Ann Bracken
Psychotherapist Ann Bracken joins me to talk about the emotional toll the housing crisis is taking on people across Ireland — and what you can do to manage it.
We cover:
Why housing stress puts you in survival mode
How it affects sleep, mood, and relationships
Tools to calm your nervous system and feel more in control
What’s in your control (and what isn’t)
How to build resilience without burning out
This isn’t medical advice, but it’s an honest chat with a professional who gets it — and who’s been through it too.
More on Ann’s work at annbrackentherapy.com
Follow @crazyhouseprices on Instagram for more insights and updates.
Sponsor: Beat The Bank
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 130 extra exclusive podcasts.
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Ep 39: 21 Ways We Could Actually Fix Housing in Ireland
The housing crisis isn’t inevitable, it’s a choice.
In this episode, I share 21 real, practical ways Ireland could fix housing if we actually wanted to.
From banning fake bids and bringing back vacant homes, to creating a sovereign housing bank and taking housing out of politics completely; these are all ideas that already work in other countries.
Other countries fixed it. We can too.
🎧 Listen, learn, and share this episode so more people realise that the housing crisis can be solved.
Follow @crazyhouseprices on Instagram for more insights and updates.
Sponsor: Beat The Bank
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 130 extra exclusive podcasts.
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Ep 38: Who Is Buying All the New Homes in Ireland?
In this episode of The Crazy House Prices Podcast, I’m joined by housing expert Lorcan Sirr to dig into the numbers behind Ireland’s new homes. Last year, just 4% of new homes in Dublin were sold to households; the rest went to investors or the state. We talk about €875,000 apartments, why 9 out of 10 new builds never come on the market, and how government policy is geared towards landlords instead of families. If you want to know who is really buying homes in Ireland, this episode lays it bare.
Sponsor: Beat The Bank
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 130 extra exclusive podcasts.
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Ep 37: Renting vs Buying: The Real Numbers
Rents in Ireland have hit record highs with just 1,652 properties available to rent nationwide as of August 2025. At the same time, the June Daft.ie House Price Report shows only 12,100 homes for sale, far below the 30,000 needed for a healthy housing market.
In this episode of The Crazy House Prices Podcast, I compare renting vs buying in Ireland in 2025, using the latest Daft rent and house price reports plus the CSO Residential Property Price Index. We cover Dublin, Cork, Galway, Limerick, Waterford, Airbnb’s impact on supply, and the upcoming Rent Pressure Zone changes in 2026 with a clear verdict on whether it’s smarter to rent or buy a home in Ireland right now.
You can order my book: "How to buy a home in Ireland" here
Sponsor: Beat The Bank
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 130 extra exclusive podcasts.
Ireland