Skip to content
PodcastsCoursesBecoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Germaine Foley | Financial Coach
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
Latest episode

190 episodes

  • Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

    187. Making Good Money Isn’t the Same as Building Wealth

    21/07/2026 | 24 mins.
    If you make good money but still feel like you should be further along financially, this episode is for you.
    Maybe you’re making more than you did five or ten years ago.
    Maybe you’ve earned the degree, built the career, grown the business, received the promotion, or finally reached the income level you once thought would change everything.
    And yet, your financial life may not feel the way you thought it would feel by now.
    Your savings may not be where you want it to be.
    You may still be carrying credit card debt.
    You may be investing, but wondering if you’re doing enough.
    And you may still feel like your income is not creating the breathing room, margin, or financial security you expected.
    In this episode, we’re talking about why making good money and building wealth are not the same thing.
    We’ll get into:
    Why income alone does not tell the full story.
    The difference between making more money and creating financial progress.
    Why lifestyle inflation is only part of the issue.
    How your financial thermostat can keep pulling you back to what feels familiar.
    Why financial impact matters more than income alone.
    If you’ve ever wondered, “How am I making this much money and still feeling behind?” this episode will help you look at your income in a different way.
    Because the goal is not just to make more money.
    The goal is to turn the money you make into savings, debt reduction, investing, breathing room, flexibility, options, and wealth.
    Ready for support?
    If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
    This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
    Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.
    Click Here to Schedule yours today
  • Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

    186. Why Making More Money Can Still Leave You Feeling Behind

    14/07/2026 | 21 mins.
    If you make more money than you used to, but somehow still feel behind financially, this episode is for you.
    Maybe when you were younger and made less, you were more careful.
    You paid attention.
    You knew where your money was going.
    You had a plan.
    But as your income increased, you may have started feeling like you didn’t need to watch things as carefully anymore.
    And now, even though you make good money, your savings, debt, investments, or net worth may not reflect the income you bring in.
    In this episode, we’re talking about why making more money does not automatically create financial progress, and why your income needs clear direction if you want it to build wealth.
    We’ll get into:
    Why your attention to money may decrease as your income increases.
    How lifestyle expansion can quietly keep you feeling behind.
    Why paying attention to your money is not the same as being restricted.
    The difference between managing money from fear and managing money with intention.
    Why a simple money system can help you enjoy your life and build wealth at the same time.
    If you’ve ever thought, “I make too much money to still feel this behind,” this episode will help you see what may actually be happening.
    Because the goal is not just to make more money.
    The goal is to give your income direction so it can create the life, peace, savings, options, and wealth you actually want.
    Ready for support?
    If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
    This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
    Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.
    Click Here to Schedule yours today
  • Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

    185. Your Past Money Habits Created Your Current Financial Life

    07/07/2026 | 21 mins.
    If you’ve ever looked at your debt, savings, spending, investments, or net worth and thought, “How did I get here?” this episode is for you.
    We’re talking about how your past money habits created your current financial life, and why that can actually be a freeing thing to understand.
    Not to blame yourself.
    But because where you are today is not your final destination. It’s simply what has been created so far.
    In this episode, we’ll get into:
    Why your current financial life is information, not a personal failure.
    How past money habits, decisions, and patterns shape today’s results.
    Why shame keeps you focused on the past instead of helping you move forward.
    What it really means to take responsibility without blaming yourself.
    How the financial life you want starts with who you are being with money now.
    If you’ve been feeling behind, frustrated, or disappointed by where you are financially, this episode will help you look at your money in a different way.
    Ready for support?
    If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
    This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
    Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.
    Click Here to Schedule yours today
  • Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

    184. Why Money Keeps Coming In and Going Right Back Out

    30/06/2026 | 29 mins.
    This is an encore episode and one of the most important conversations I’ve shared on the podcast.
    If you make good money but still feel like money comes in and goes right back out, this episode is for you.
    Maybe you save money for a little while, but then find yourself dipping into it.
    Maybe you transfer money to savings, but it never seems to accumulate.
    Maybe every paycheck feels like a reset, and by the time the next one comes, there’s not much left to show from the last one.
    In this episode, we’re talking about the money-in, money-out pattern that keeps so many women from building wealth, even when they make good money.
    We’ll get into:
    Why saving money and keeping money are not the same skill.
    The money patterns that can keep you spending what you earn.
    Why having money can feel unfamiliar or uncomfortable at first.
    The mindset that keeps money moving out as soon as it comes in.
    A simple way to begin practicing the skill of keeping money.
    If you’ve ever felt like money disappears as quickly as it comes in, this episode will help you start seeing what may actually be happening.
    Because building wealth is not just about earning more.
    It’s also about becoming the woman who can keep money, allow it to accumulate, and let it grow.
    Ready for support?
    If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
    This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
    Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.
    Click Here to Schedule yours today
  • Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

    183. Why Knowing What to do With Money Isn't Enough

    23/06/2026 | 13 mins.
    If you’ve ever thought, “I know what I should be doing with my money, I just can’t get myself to do it consistently,” this episode is for you.
    Because the truth is, most women are not struggling financially because they don’t have access to enough information.
    There are podcasts, books, YouTube channels, spreadsheets, social media posts, and experts everywhere telling you how to save money, pay off debt, stop overspending, invest, budget, and build wealth.
    So if information alone was enough, a lot more women would be where they want to be financially.
    In this episode, we’re talking about the gap between knowing what to do with money and actually doing it consistently.
    We’ll get into:
    Why more financial information may not be the missing piece.
    The difference between the outcome you want and the behaviors that create it.
    Why consuming money content can feel productive without actually changing your financial life.
    The reason paying off debt, saving money, or investing more requires more than knowing what to do.
    What may need to shift if you want your financial life to actually look different.
    If you’ve ever listened to the podcast, read the books, saved the posts, downloaded the spreadsheet, and still wondered why your money hasn’t changed the way you want it to, this episode will help you see what may actually be missing.
    Because knowing matters.
    But knowing is only the beginning.
    Ready for support?
    If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
    This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
    Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.
    Click Here to Schedule yours today
More Courses podcasts
About Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Podcast website

Listen to Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women, Curso de Inglés Gratis Para Principiantes. and many other podcasts from around the world with the radio.net app

Get the free radio.net app

  • Stations and podcasts to bookmark
  • Stream via Wi-Fi or Bluetooth
  • Supports Carplay & Android Auto
  • Many other app features