
Low Income Is Making It Hard To F.I.R.E (Financial Independence Retire Early) #204
12/11/2025 | 21 mins.
Send us a textYour 30's is often known as the grinding years of life. Paying the mortgage and navigating maternity leave. Isn't that the opposite of FI. In this episode, Joshua speaks candidly about the nuance of financial independence, and why it's not as simple as the two words suggest.Contact [email protected] Codeshttps://joshuaphilip.co.uk/links/

How Much Are Investment Fees Really Costing You? (£1500 ISA Transfer Bonus Info) #203
22/10/2025 | 24 mins.
Send us a textI've always had a fear of switching away from a trusted investment platform. The truth is, that there are so many platforms out there which offer competitive fees. But how much will that really save you over the long-term? In this episode, Joshua walks through the motivations for his latest ISA transfer, and why saving on fees has become a much bigger priority in his financial journey.Charles Stanley Bonus Referral CodeTBY78EB9Stan Storehttps://stan.store/joshuaowenmillsIf the link isn't live, please contact me for a copy.Contact [email protected] Codeshttps://joshuaphilip.co.uk/links/Discover Smarter Investing with the Teaminvest Wealth Builders PodcastExpert insights and proven strategies from Australia's top investors. Build your wealth.Listen on: Apple Podcasts Spotify

Stock Market All Time High! What's Coming Next? #202
08/10/2025 | 21 mins.
Send us a textStock market highs can be great for our financial ego, but don't always lead to the best long-term financial decisions. In this episode, Joshua discusses the danger of all time highs, and why it may be better to take a step back and to keep cool, calm and collected. Stan Storehttps://stan.store/joshuaowenmillsIf the link isn't live, please contact me for a copy.Contact [email protected] Codeshttps://joshuaphilip.co.uk/links/

Cutting Costs On Luxury Products (Buy Cheap, Buy Twice) #201
24/9/2025 | 21 mins.
Send us a textJoshua and Iryna talk about taking financial risks. Now we're not talking about the risk of an investment, but the risk of trying to cut costs on a luxury spa retreat. Does it turn out well? You'll have to listen to find out ...Stan Storehttps://stan.store/joshuaowenmillsIf the link isn't live, please contact me for a copy.Contact [email protected] Codeshttps://joshuaphilip.co.uk/links/

Making Money From Pension & ISA Transfers (Financial Independence UK Discussion) #200
10/9/2025 | 45 mins.
Send us a textWhy mess around trying to save 50p off a coffee, when you could transfer an ISA or Pension to another provider and receive a hefty bonus? In this episode, Alvar walks us through why product transfers are an important step towards securing FI. *You must do your own research when it comes to pension transfers*. Stan Storehttps://stan.store/joshuaowenmillsIf the link isn't live, please contact me for a copy.Contact [email protected] Codeshttps://joshuaphilip.co.uk/links/Discover Smarter Investing with the Teaminvest Wealth Builders PodcastExpert insights and proven strategies from Australia's top investors. Build your wealth.Listen on: Apple Podcasts Spotify



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