Mile High FI Podcast

Rusty and I talk about whether listener, April, should consider a higher paying role as a manager or stay as an individual contributor. This topic was inspired by our episode on quiet quitting.

Do you like the podcast and want to support the show?
https://buymeacoffee.com/milehighfi

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show

Email the show: doug@milehighfi.com

00:00 Welcome Back and Not Advice

00:51 Quiet Quitting Email Setup

03:42 April’s Dilemma and Timeline

09:29 Manager vs IC Tradeoffs

14:27 Overachievers and Winding Down

34:43 Coasting for Meaning

36:09 Downtime Hobbies

39:02 Retirement Burnout Myth

42:32 Government Job Perks

49:08 Stay IC for Now

55:02 Stand-Up Comedy Class

Doug chats with Blue (From Paychecks to Purpose podcast) about the intersections of money, career, personal identity, and living a good life.  They discuss early money memories & childhood influences, transitioning out of corporate roles, entrepreneurship, avoiding the trap of tying self-worth to a job title, embracing leisure & anti-productivity, and the concept of “Deep Pursuits” to find purpose outside of work.

Do you like the podcast and want to support the show?  Follow the links to find out how:
https://buymeacoffee.com/milehighfi
https://milehighfi.com/support/

Links

From Paychecks to Purpose

ChooseFI episode 596, “Mistakes Were Made”

Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”

FinTalks

MHFI Facebook group

Doug’s site

Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

1:17 Money origins

9:24 Frugality & financial basics

15:07 Engineering careers

25:35 Transitioning to self-employment

32:14 Entrepreneurship

36:01 Identity beyond work

41:48 Anti-productivity

47:28 Deep pursuits & flow state

54:40 Travel as growth

1:00:16 Purpose

Doug and Rox Duckels (FinanceRox) chat with Dusti Young about her two-and-a-half-year journey in retirement.  They dive into what happens when life throws unexpected financial & personal curveballs after leaving the traditional workforce – from rental property disasters and un-retiring to the fear of pressing the “sell” button on investments.  Dusti & Rox also share their perspectives on navigating the FI journey as single individuals, covering everything from dating challenges and awkward Hinge profiles to the unique pros & cons of pursuing FI solo.

Do you like the podcast and want to support the show?  Follow the links to find out how:
https://buymeacoffee.com/milehighfi
https://milehighfi.com/support/

Links

Connect with Dusti

Instagram

Email: ficollectivelongmont@gmail.com

Connect with Rox

FinanceRox website

Instagram

YouTube

Dusti & Rox on MHFI episode 327

Prairie dog discussion on MHFI episode 298

The FI Collective

Aubrey Williams, “Everyone Adjusts! Use Historical Analysis Risk-Based Guardrails to Reach FI Sonner!”

MHFI Facebook group

Doug’s site

Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

4:02 Early retirement nightmare

11:57 Transitioning to post-FI life

16:55 Purpose, identity, & loneliness

20:40 Financial flexibility

27:00 Back to work & drawing down

35:39 Setting boundaries & quitting again

44:13 FI as a single person

51:42 Small-community dating

58:45 Soundcheck – Sleep

Doug chats with Bill Yount (Catching Up to FI) about the reality of pursuing FIRE: nobody does it perfectly.  They discuss mistakes each of them made before and after their “financial wake-up calls,” including lack of money education, lifestyle inflation, bad insurance policies, debt, real estate blunders, predatory advisors, and the struggle to shift from aggressive saving to spending in retirement.

Do you like the podcast and want to support the show?  Follow the links to find out how:
https://buymeacoffee.com/milehighfi
https://milehighfi.com/support/

Links

Catching Up to FI

Catching Up to FI Facebook group

Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”

Altruist wealth platform

Monarch Money

Bill Perkins, “Die With Zero”

MHFI Facebook group

Doug’s site

Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

0:46 Meet Bill Yount

6:13 Meet Doug Cunnington

13:11 Lack of a money foundation

19:16 Whole life insurance policies

25:36 Professional advisors vs. DIY

31:03 Benefits of working with an advisor

39:11 Housing mistakes

47:36 Over-saving & learning to spend

53:23 Selling at the market bottom

56:51 The Fog of FI

Doug, Pete Adeney (Mr. Money Mustache), and Rox Duckels (FinanceRox) answer audience questions live at CampFI Rocky Mountain.  The trio tackles topics such as financial strategies for younger generations, attracting younger audiences to FIRE, the most valuable self-investments, the real value of factoring Social Security into a FIRE plan, smooth transition strategies out of the workplace, and how to embrace idleness & art after reaching Financial Independence.

Do you like the podcast and want to support the show?  Follow the links to find out how:
https://buymeacoffee.com/milehighfi
https://milehighfi.com/support/

Links

Pete Adeney/Mr. Money Mustache

Mr. Money Mustache, “The Shockingly Simple Math Behind Social Security”

The FI Collective

Connect with Rox

FinanceRox website

Instagram

YouTube

F.I.ne Art Collective Sign up (w/ JD Roth)

CampFI

MHFI Facebook group

Doug’s site

Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

2:11 Young adults & FIRE

7:03 Acquiring skills & raising kids

12:59 Social Security & spouses

20:49 Advice for recent retirees

27:49 Transitioning from work to retirement

36:16 AI vs. FIRE

41:48 Surprises after reaching FIRE

46:05 FIRE topics we miss

53:02 Soundcheck – I forgot