CoastFI Couple

• One Year Into CoastFI: Role Reversals, Slowing Down, and Finding Joy Beyond the Numbers

  It’s been one full year since we hit CoastFI—and we’re recording this episode from the woods, camping and reflecting on everything that’s happened since Matt stepped away from the 9-to-5 grind. In this candid conversation, we open up about the emotional shifts, role reversals, and lessons we’ve learned along the way.Matt shares the transition into being a stay-at-home dad and the unexpected physical and emotional toll, while Yana discusses stepping up as the primary income earner. We also dig into the psychological impact of stopping aggressive savings and learning to accept slower portfolio growth—without spiraling into fear.Plus, we chat about some big highlights from the year: being interviewed on other podcasts, speaking at events, and connecting with fellow FIRE-minded folks. We share new tools we love, talk about creativity, connection, and what we’re dreaming about for retirement now that we’ve tasted the CoastFI lifestyle.If you're wondering what life actually looks like after reaching CoastFI, this episode is for you.TOOLS WE LOVE AND USE:Budgeting: Qube Money (https://bit.ly/Coast_Qube) — This is the tool that simplifies everything for us and gives us full control of our money. You will love it. Use the code “COAST” to get 2-months off the Premium or Family plan when you create an account.Coast FIRE Calculator: BackofNapkin.co (https://bit.ly/backofnapikin_CoastFI) — Our new favorite tool for determining when you can stop saving for retirement.Net Worth Tracking: Empower Personal Dashboard (https://bit.ly/4eI9CZs)HSA Expense Tracker: (https://bit.ly/HSATracker) — We document our healthcare expenses so we can tap our HSA at any time without penalty. Here is the tool we use.CONNECT WITH US:Website: https://coastficouple.com Instagram: @coastficouple (https://bit.ly/4dIzhB1) Contact us: [email protected]:Heads up, friends! This show might include affiliate links or partnerships where we earn a little something—whether it’s cash, commissions, or cool products. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertiseTOOLS WE LOVE AND USE Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account. Net Worth Tracking: Empower Personal Dashboard Coast FIRE Calculator: BackofNapkin.co HSA Expense Tracking: HSA Expense Tracker CONNECT WITH US: Website: https://coastficouple.com Instagram: @coastficouple Contact us: [email protected] DISCLAIMER: Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro! #CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

  --------  

  29:51

  --------

  29:51
• Love, Money, and FIRE: How Money Trauma Impacts Couples on the Journey to Financial Independence

  In this episode of CoastFI Couple, we explore the emotional side of financial independence and how unresolved money trauma can impact couples on their journey to FIRE. Whether it’s fear of spending, hoarding, or guilt over financial success, money trauma can create hidden obstacles that derail your financial plans. We’ll discuss how couples can recognize these emotional blocks, communicate effectively about money, and align their financial goals while healing past wounds.We’re joined by Shannah Game, host of Everyone's Talkin' Money podcast, Certified Financial Planner (CFP), and Certified Trauma of Money Specialist. Shannah shares her expertise on money trauma and offers insights from her new book, Unraveling Your Relationship with Money. Together, we discuss how couples can address money trauma in their relationships and create a financial plan that nurtures both their financial and emotional well-being.If you're a couple looking to strengthen both your finances and your relationship while working toward FIRE, this episode is for you! Tune in for practical strategies to heal money trauma and work toward financial freedom together.For more on healing your relationship with money, check out Shannah Game’s new book, Unraveling Your Relationship with Money here: https://amzn.to/418QwqZConnect with Shannah:Instagram: @shannahgameLinkedIn: Shannah ComptonWebsite: www.everyonestalkinmoney.comTOOLS WE LOVE AND USE Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account. Net Worth Tracking: Empower Personal Dashboard Coast FIRE Calculator: BackofNapkin.co HSA Expense Tracking: HSA Expense Tracker CONNECT WITH US: Website: https://coastficouple.com Instagram: @coastficouple Contact us: [email protected] DISCLAIMER: Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro! #CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

  --------  

  47:58

  --------

  47:58
• How Qube Money Revolutionized Our Budgeting: A Deep Dive

  Welcome back to CoastFI Couple! In today’s episode, Yana and Matt dive into the stress-free way they manage money together—without spreadsheets, end-of-month surprises, or budgeting guilt.They share how Qube Money, a revolutionary budgeting app linked to a card, transformed their finances by giving them real-time control, effortless automation, and complete peace of mind. Learn how they set up Spending, Bill, and Goal Qubes to prevent overspending, eliminate reconciliation headaches, and stop fraud before it happens—all while keeping budgeting simple and guilt-free for both spouses.Plus, hear real-life stories of how Qube Money has helped them save smarter, avoid sneaky vendor charges, and make big financial decisions with confidence.If you’ve ever struggled to stick to a budget or wished for an easier way to manage money as a couple, this episode is for you!Timestamped overview:00:00 Building an Anxiety-Free Budget01:04 Intro and Qube Money01:56 You Automate Savings—Why Not Automate Your Spending?03:21 Why Living from a Spreadsheet Didn’t Work05:00 The Right Tool to Make It to FIRE07:20 Not Having Control of Your Expenses Slows You Down and Increases Stress08:24 Increasing Your Savings Rate Is Easier When You Have the Right Tool09:36 YNAB vs. Qube Money—From a Couple’s Point of View13:15 How Qube Money Works19:00 How We Incorporated Qube Money Into Our Financial Plan19:55 Our Stress-Free Money Tree22:56 Using Goal Qubes for Travel and Stress-Free Christmas Planning24:56 Date Nights—Now Automatically Prioritized26:24 Make Spending Guilt-Free—Even for Tightwads!27:15 Stop Stressing About Money—Go Live Your Life!28:10 A Good Budget Should Do 3 Things30:55 Why Qube Money Gave Us the Confidence to CoastFI33:01 Unrivaled Fraud Prevention… With a Debit Card!36:16 Our Spending Qubes—What We See and Use Every Day39:36 Quitting a Job and Using Qube to Stay on Track41:36 How to Hack Your Bills (Meal Plans and Gym Memberships)47:35 Our Goal Qubes and HSA Tracking51:20 Concluding Thoughts and Final AdviceTOOLS WE LOVE AND USE Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account. Net Worth Tracking: Empower Personal Dashboard Coast FIRE Calculator: BackofNapkin.co HSA Expense Tracking: HSA Expense Tracker CONNECT WITH US: Website: https://coastficouple.com Instagram: @coastficouple Contact us: [email protected] DISCLAIMER: Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro! #CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

  --------  

  54:41

  --------

  54:41
• Money Matters in Marriage: Building Trust and Tackling Debt Together | Skyler and Rebecca Fleming

  Welcome back to the CoastFI Couple Podcast! In today’s episode, we’re joined by Skyler and Rebecca Fleming, a married couple of four years and proud DINKWADS (dual income, no kids -  with a dog!), to explore how they’ve built a strong financial partnership through open and intentional communication.Skyler, a money coach and host of Money Talk with Skyler Fleming, brings his passion for finance, while Rebecca, a family medicine Physician Assistant, offers her thoughtful perspective. Fun fact: their first date included talking about money and even pulling out spreadsheets!We dive into how family financial habits and experiences shaped their relationship with money and how they’ve learned to communicate effectively to build a future together. From balancing emotional and mathematical approaches to money, to using monthly budget meetings and tackling debt as a team, Skyler and Rebecca offer actionable tips for couples looking to strengthen trust and financial harmony in their relationships.Join us for this fun conversation about growing together, navigating finances, and creating a strong foundation as a couple.Connect with guests Skyler and Rebecca Fleming:Website: moneytalkwithskylerfleming.comSocial Media: @moneytalk.skylerflemingYouTube: Money Talk with Skyler FlemingTOOLS WE LOVE AND USE Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account. Net Worth Tracking: Empower Personal Dashboard Coast FIRE Calculator: BackofNapkin.co HSA Expense Tracking: HSA Expense Tracker CONNECT WITH US: Website: https://coastficouple.com Instagram: @coastficouple Contact us: [email protected] DISCLAIMER: Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro! #CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

  --------  

  45:30

  --------

  45:30
• HSA Hacks for Couples: A Game-Changer in Retirement Planning

  Welcome back to CoastFI Couple! In today’s episode, we’re tackling a powerful (but often overlooked) financial tool: the Health Savings Account (HSA). Did you know that a whopping 92% of people using HSAs are leaving free money on the table? That’s a ton of untapped potential just waiting to be unlocked! Join hosts Yana and Matt as they break down how to fully take advantage of these accounts to supercharge both your healthcare spending and retirement savings.We’ll dive into the triple tax advantages of HSAs, explain how they stack up against Flexible Spending Accounts (FSAs), and share some savvy strategies for maximizing your HSA contributions. Whether you're just starting your financial journey or you're guiding adult children, this episode is packed with actionable tips for everyone! We’ll also talk about the perks of paying out-of-pocket to let your HSA grow tax-free, the importance of logging medical expenses, and why tracking your receipts is key to unlocking the full potential of your HSA.So, buckle up and get ready for a fun, informative ride toward financial independence with the CoastFI Couple!TOOLS WE LOVE AND USE Budgeting: Qube Money - Use code “COAST” to get 2-months off the Premium or Family plan when you create an account. Net Worth Tracking: Empower Personal Dashboard Coast FIRE Calculator: BackofNapkin.co HSA Expense Tracking: HSA Expense Tracker CONNECT WITH US: Website: https://coastficouple.com Instagram: @coastficouple Contact us: [email protected] DISCLAIMER: Heads up, friends! This show might include affiliate links or partnerships where we earn a little something. Rest assured, the opinions here are 100% ours and not influenced, reviewed, or approved by advertisers. Remember, we’re here to entertain and share our journey, not to give professional advice. For the serious stuff, consult a pro! #CoastFIRE #CoastFI #FinancialIndependenceRetireEarly #FIRECommunity...

  --------  

  39:42

  --------

  39:42

More Business podcasts

Trending Business podcasts

About CoastFI Couple