Pearler review 2025: Automate your investing & take control
In this episode of The Australian Finance Podcast, Owen Rask dives into one of our most requested topics – an updated review of Pearler in 2025.
Owen breaks down:
– What makes Pearler unique as an investing platform
– How it encourages long-term investing with less stress
– The powerful automation features now available
– Why 87% of users are choosing ETFs over stocks
– Super, US shares, and more: How Pearler is evolving
If you're looking to simplify your investing and automate your money, this episode is a must-listen. Whether you’re brand new to Pearler or already using it, you’ll find something helpful.
Subscribe for more on Apple here, Spotify here, or YouTube here!
Follow us on Instagram and TikTok for more.
Resources for this episode
pearler.com
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
📊 Get 50% off your first two months with PocketSmith – https://bit.ly/R-PocketSmith
📈 View Betashares full range of ETFs – https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
Instagram: @rask.invest
TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, always speak to a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
17:26
--------
17:26
From credit cards to 60 staff: Building Everest & listener Q&A
In this Australian Finance Podcast episode, Owen Rask sits down with Scott from Everest Wealth to explore the journey of building one of Australia’s fastest-growing financial advice firms. They cover:
– How Scott went from UK football trials to financial planning
– Starting Everest with co-founder Alex after a round of golf
– Why Everest focuses on scalable, accessible advice for under-50s
– How they went from 0 to 60 staff and 85 advice plans a month
– What makes Everest Rask’s most referred-to advice partner
Whether you're an aspiring financial planner, entrepreneur, or someone seeking advice, Scott’s journey offers practical lessons and inspiration.
If you enjoyed this Australian Finance Podcast episode with Everest Wealth, be sure to subscribe on Apple (https://podcasts.apple.com/au/podcast/australian-finance-podcast/id1454193127), Spotify (https://open.spotify.com/show/0KEsqdQgVCL6BKomPoNVOz), YouTube (https://www.youtube.com/channel/UCvOPFdkhCBIK2Y5QbDtOZXA), or wherever you get your podcasts!
Follow us on Instagram (https://www.instagram.com/rask.invest/) and TikTok (https://www.tiktok.com/@rask.invest) for more money and investing content.
Topics Covered
– Scott’s origin story: Soccer dreams, UK banks & BT Financial
– Transitioning from BDM to adviser
– Everest’s founding story and early hurdles
– Growing to 60 staff and 85+ advice plans monthly
– Why Everest focuses on 50-and-under advice
– Everest’s success serving Rask & finance podcast audiences
– Scott’s take on commercial property in super
– Advice for aspiring business owners
– Why Everest starts with one-off advice, not ongoing by default
– Challenges & learnings from building a scaling advice business
– Tips for people starting a business or side hustle
– Financial planning for couples & super balancing
– Credit scores and why they matter (or don’t) in Australia
– Scott’s money lesson to his younger self
~~ Rask Resources ~~🔗 Explore all Rask services – https://bit.ly/R-services📋 Get Financial Planning – https://bit.ly/R-plan📈 Start investing with Rask – https://bit.ly/R-invest📜 Access Show Notes – https://bit.ly/R-notes❓ Ask a question – just select the Business Podcast – https://bit.ly/R-quest📲 Follow us on social media:– Instagram: @rask.invest– TikTok: @rask.investDISCLAIMERThis podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it.If you’re unsure, consult a licensed financial planner. The Rask Group is NOT a qualified tax accountant, financial adviser, or tax professional. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg.
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
39:53
--------
39:53
Owens best investing tips, super hacks, and the secret to free money – Q&A
From our best saving and investing tips to whether Raiz rewards are really free money, we tackle your biggest money questions. We cover spouse super hacks, bonds, free ETF tools, and how to flip resentment when your parents haven’t set up for retirement. In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A, diving into:
Questions answered in today's Q&A:
- Owen & Gemma’s best money saving tip and best investing tip
- Free tools to compare ETFs and stocks (like CommSec’s screener)
- Bonds – should you only consider them as you get older?
- Super strategy – making spouse contributions work
- How Raiz rewards and cashback investing really works
- Flipping the narrative when your parents struggle financially
~~Books by our team~~
- Gemma Mitchell
- Kate Campbell
- Drew Meredith
- Pete Wargent
Don’t forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
~~ Resources for this episode ~~
- ETF compare tools
- Buy Gemma’s book The Money Reset
- Episode on Inheritance with Besty Westcott
- Rask Ten things activity
- Ask a question (select the Finance podcast)
~~ Show partner resources ~~
- Join Pearler using code “RASK” for $15 of Pearler Credit
- Get 50% off your first two months using PocketSmith
- View Betashares range of funds
~~ Rask resources ~~
- All services
- Financial Planning
- Invest with us
- Access Show Notes
- Ask a question
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
45:32
--------
45:32
5 Money Wins (and Traps) Every 30-Year-Old Should Know
In this bonus episode of the Australian Finance Podcast, host Gemma Mitchell is joined by financial adviser Tahli Cavagnino to unpack the key money moves you should be focusing on in your 30s – from building wealth and growing investments to protecting what you’ve already achieved. They also dive into the common traps that can trip you up in this decade, and how to avoid them so you can set yourself up for the future with confidence.
Chapters (approximate)
(00:00) Introduction
(01:51) Portfolio Performance Overview
(06:53) What's going on with NVIDIA?
(10:39) Merger Insights: Solpatz and Brickworks
(19:39) The Allure of Stock Picking
(29:12) AI's Impact on Investing
(30:38) Owen's Crazy Idea
(32:17) Public vs Private Markets
(38:45) The Future of Active Management
(40:48) Drew's Two Asset Class Picks
(42:28) Be More Like Warren Buffet or Charlie Munger?
(44:41) Bridging the Gender Gap in Investing
Resources for this episode
PreSales for Gemma’s book “The Money Reset”- https://amzn.to/42Uz0aK
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
21:39
--------
21:39
What to do when you receive an inheritance – with Betsy Westcott
In this episode of the Australian Finance Podcast, your host Gemma Mitchell is joined by financial wellness coach Betsy Westcott to unpack the complexities of inheritance.
With an estimated $3.5 trillion expected to change hands in Australia over the coming decades, more people will be navigating the financial and emotional realities of receiving an inheritance.
Together, Betsy and Gemma explore: – The emotional weight of receiving a financial legacy – How to manage family dynamics and partner expectations – What to do first (hint: it’s not investing!) – How to seek the right advice and build a trusted team – What happens if you're not expecting an inheritance
This conversation is packed with practical tips and deep emotional insights.
Subscribe to the Australian Finance Podcast on Apple, Spotify, or YouTube to stay up to date.
Topics Covered
– What is the $3.5 trillion intergenerational wealth transfer?
– Giving with warm hands vs inheritance after death
– Emotional responses: grief, guilt, identity shifts
– The pressure to “do the right thing” with inherited money
– Managing inheritances in a couple or family context
– Time-sensitive tax implications for inherited property
– Who to include in your financial "village"
– Roles of a financial adviser, accountant, lawyer & money coach
– Why flexibility and patience are key in early decisions
– Teaching kids about money and building your own legacy
– What to do if you’re not receiving an inheritance
– Why open conversations about money are critical
Resources for this episode
– Betsy Westcott’s Inner Money Journey
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
Instagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
~~
New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
~~
SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
~~
DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Ireland