Smart Money Decisions Often Mean Sacrificing Today for Tomorrow
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Jade Warshaw answer your questions and discuss:
How do we handle debts when dissolving a family business?
Our mortgage is going to be 50% of our income
Is it necessary to at some point get a credit card?
Is it ok to enjoy our money while we're still young?
Our landlord is starting to become hostile; should we move?
When is an emergency fund no longer necessary?
Next Steps:
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🍸 Smart Money Happy Hour
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💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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1:40:51
Don’t Let Self-Limitations Keep You From Building Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Dr. John Deloney answer your questions and discuss:
"How do I protect myself and my children financially while going through a divorce?"
"Should we buy an investment property with my daughter's settlement money?"
"Am I being selfish if I don't pay for activities for my family at a destination wedding?"
"How do I convince my husband that work isn’t the only thing that matters?"
"My parents did not prepare for retirement, how do I help them?"
"My husband hid debt from me and now he wants to get a debt consolidation loan. Is this a good idea?"
"We committed to giving away a car, but it now needs expensive repairs. What should we do?"
"We have $200,000 in debt, should we sell our home to pay down our debt?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
💰 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!
💵 Sign up for a free training with our EveryDollar team!
Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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1:40:49
Your Feelings Don’t Build Wealth — Discipline Does
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"What is my obligation to my future in-laws who make bad financial decisions?"
"How do I motivate my wife to get on board with becoming gazelle intense?"
"I'm being sued by an insurance company & my family wants me to file bankruptcy. What should I do?"
"I moved states to support my girlfriend but we broke up. Should I move back home?"
"Should I pull my investments out of the market and move them into real estate?"
"The board at my church wants to get a mortgage for a parsonage they can afford to buy in cash,"
"Can we afford a Cybertruck in our current financial situation?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🏘️ Find a Ramsey Trusted Real Estate Agent
🛒 Get your copy of Build a Business You Love today
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
1:42:00
Budgeting Leads You out of Debt & Into Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"My boyfriend doesn't want to work. Is this a dealbreaker?"
"Should I take out a loan to start a business?"
"When can I start enjoying my retirement nest egg?"
"Is my mom responsible for my dad's credit card debt?"
"I have buyer's remorse after buying a classic car. Should I sell it?"
"Should we sell our house and move in with my in-laws to pay off debt?"
"I'm about to receive a $400k inheritance. How do I invest it?"
"Can we use our investments to help our children or wait until they inherit it?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
✏️ Enter the Teacher Appreciation Giveaway💵 Start your free budget today. Download the EveryDollar app!
🏘️ Find a Ramsey Trusted Real Estate Agent
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
1:40:56
Your Future Depends on What You Do Today
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"Am I being too harsh on my 18 year old?"
"Can we get a mortgage that will be 50% of my income?"
"Can you successfully build wealth without attending college?"
"Should I pause my debt snowball to buy an engagement ring?"
"I'm divorcing my husband at 19, how do I take care of my child going forward?"
"I'm going to owe $140,000 to the IRS, what's the best way to pay this off?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🛒 Get your copy of Build a Business You Love today
🏘️ Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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