Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business

Understanding financial education vs financial advice starts with one critical distinction: advice tells you what someone else thinks you should do, while education helps you develop the knowledge to make your own decisions.
In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki sit down with Rich Dad advisor Andy Tanner and former Wall Street executive and author Nomi Prins to examine what investors need to understand about markets, central banks, risk, and their own financial future.
Nomi explains how central bank policies have shaped financial markets and why she believes the actions of the Federal Reserve and other central banks have created a growing disconnect between Wall Street and the real economy.
Andy brings that discussion directly to investors.
When markets rise for years, it's easy to believe that buying, holding, and waiting will always work. But Andy argues that financially educated investors don't simply prepare for markets to go up. They learn how markets work, understand risk, and consider how they will respond when conditions change.
That leads to one of the episode's biggest Rich Dad challenges: Are you learning how to invest, or are you simply paying someone else to tell you what to do?
Robert argues that financial education should give investors more control over their decisions. Rather than asking, "What should I buy?" he encourages people to study money, understand different asset classes, and develop the ability to evaluate opportunities for themselves.
The group also discusses the importance of preparing instead of predicting. Andy explains how professional investors use strategies such as hedging to manage risk rather than assuming they can accurately predict whether markets will rise or fall.
You'll learn:
-The difference between financial education and financial advice
-How central bank policies can affect financial markets
-Why the stock market and real economy don't always move together
-Why investors should prepare for both rising and falling markets
-How hedging can help investors think differently about risk
-Why Robert challenges conventional retirement investing
-How investor positioning can matter more than predicting the market
-Why mistakes and losses can become part of financial education
-How emotions can interfere with investment decisions
-Why investors need to develop their own knowledge before putting money at risk
Robert, Kim, Andy, and Nomi also challenge the conventional belief that making an investing mistake automatically means you've failed. Each shares how experience—including losing money—can expose weaknesses in your knowledge, strategy, or temperament.
The goal isn't to know exactly what the Federal Reserve, stock market, inflation, or economy will do next.
It's to become the kind of investor who doesn't need someone else to provide every answer.
Financial education isn't about being told what to do. It's about developing the ability to think, evaluate risk, adapt, and make informed financial decisions for yourself.

00:00 Introduction
03:12 Nomi on Central Banks
07:46 Fed Treasury Collusion
09:59 Stock Bubble and 401s
15:48 Hedging and Crash Prep
21:38 Where Opportunity Is
23:45 Cashflow Game Mindset
27:34 Learning Through Losses
30:32 Boomers and Safety Nets
34:50 Do the Work 
 
----
Nobody is coming to save you. America pays $1.1 trillion a year in interest — more than Medicare, more than defense. Rich Dad says you must take care of you. 
📚 Get the free Rich Dad Wealth Kit (U.S. Residents Only): 
🌐 https://prioritygold.com/richdad 
📱 Text GUIDE to 24999.

In 1971, an ounce of gold cost $35; in this episode, Rich Bontrager and Priority Gold's Michael Klaus compare that with a price of roughly $4,100 and examine what the shift says about the dollar's buying power. They discuss why central banks are adding gold, silver's industrial demand—from solar panels to computer chips—and claims of a multiyear silver supply deficit. Klaus also explains how a precious-metals IRA rollover works and what investors should consider before moving retirement funds. A pointed conversation about the case for hard assets—and the numbers and forecasts behind it.
Nobody is coming to save your retirement. Rich Dad's Robert Kiyosaki has been saying the same thing for 30 years. Get out of paper. Get into real assets. Stop trusting a system that was never built to make you wealthy. Most people agree. Very few know what to do about it.
That's why Priority Gold is offering U.S. residents a FREE Rich Dad Kit with 3 guides to help you understand your options to shield your wealth and retirement savings in 2026 and beyond.
-----

Claim your FREE Rich Dad Kit today:

Get your guides at prioritygold.com/richdad

Call 866-703-9895

Or simply text GUIDE to 24999 to claim your guides.Offer available to U.S. residents only.

Robert Kiyosaki says his 58-foot sailboat and private jet earn their keep by being rented out—and uses them to explain his provocative claim that more debt can help you escape debt. In this episode, he contrasts loans paid from your own paycheck with borrowing to buy assets whose customers generate the cash to repay them. He also walks through a stock-options example, describes how crypto lending and staking can produce yield, and warns that leverage can wipe you out just as quickly as it can build wealth. His bottom line: learn first, start small, and know exactly who's paying.

Real estate investing during uncertain markets requires investors to understand more than property prices. Market selection, debt, taxes, cash flow, economic trends, and the people on your team can all affect whether an opportunity makes financial sense.
In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki join tax strategist Tom Wheelwright and real estate investor Jason Hartman to discuss how financially educated investors approach real estate when markets are changing.
Robert challenges the conventional reaction to uncertainty: waiting on the sidelines until everything feels safe. He argues that changing markets can create opportunities, but only for investors who understand what they are buying, why they are buying it, and the risks involved.
Jason explains what he looks for in real estate markets, including cash-flow potential, affordability, business and landlord environments, demographics, and economic growth. He also discusses diversification across markets and why investors should conduct their own due diligence rather than blindly handing their money to someone offering a deal.
Tom adds another piece many investors overlook: tax strategy. He explains why the tax code can reward certain types of investment and how debt, depreciation, and other incentives can influence the economics of real estate. Rather than viewing taxes as something separate from investing, Tom argues that investors should understand tax consequences as part of the investment itself.
The conversation also examines how changing work patterns and consumer behavior could reshape commercial real estate. The group discusses hotel conversions, smaller office footprints, housing demand, healthcare, and other areas where changing economic needs may create new uses for existing assets.
You'll learn:
-How investors can evaluate real estate during uncertain markets
-Why cash flow matters when choosing a market
-What Jason looks for in landlord- and business-friendly markets
-Why due diligence matters before purchasing property
-How debt can affect both returns and tax benefits
-Why tax strategy belongs in the investment conversation
-How commercial real estate may adapt to changing demand
-Why Robert and Kim rely on experienced coaches and advisors
-How financial education can help investors adapt as markets change
One theme connects every part of the discussion: strategies that worked in the past may not work the same way today.
The goal isn't to predict every market move. It's to keep learning, understand the changing environment, surround yourself with experienced people, and develop the financial education necessary to evaluate opportunities for yourself.

There's a sequence that shows you exactly where wealth moves next — and it starts with a coin the government quietly changed in 1965. Most people never noticed. Robert Kiyosaki breaks down what that coin proves, the 1971 collapse that followed, and the sequence he's used for decades to spot wealth before it moves.