“I’ve Got My Ex’s Disclosure… Now What?” How to Spot Red Flags and Protect Yourself
Listen to This Episode If You… 📂 Just received your ex’s disclosure and don’t know where to start 🧐 Want to know how to spot missing documents or sneaky omissions 💻 Are overwhelmed by pages of financial statements and legal jargon 🔎 Need practical tips for reviewing their disclosure without burning out ⚖️ Want to understand what “full and frank disclosure” actually means 💔 Are worried your ex might be hiding assets or draining accounts Are you staring at a pile of disclosure documents from your ex and wondering “What am I even supposed to do with this?” In this episode, I sit down with family lawyer Lynette Galvin (aka my mum!) to break down exactly what you need to know about reviewing your ex’s disclosure after separation. From tax returns and bank statements to spotting red flags and requesting missing information, we’ll guide you step-by-step so you can feel confident, not overwhelmed. Whether you’re doing it yourself or working with a lawyer, this episode will help you avoid costly mistakes, stay focused on what really matters, and protect your financial future. ⚠️ Trigger Warning: We discuss divorce, separation, and high-conflict situations in this episode. 📌 Legal Disclaimer: This episode is general information only and not legal advice. Always seek independent legal guidance for your situation. Timeline 00:00 – Introduction to Disclosure in Divorce What financial disclosure means in separation and why it’s a critical step in any property settlement or divorce process. 00:37 – Meet the Hosts A quick hello from Laura and Lynne and why their legal and lived experience can help you through this tricky stage. 00:58 – Why Disclosure Matters So Much We explain how disclosure protects your rights, ensures fairness, and why failing to understand it could cost you big time. 01:34 – What Does “Full and Frank Disclosure” Actually Mean? Breaking down the legal definition in family law and what your ex (and you) are legally required to provide. 02:51 – How to Analyze the Disclosure You’ve Been Given Step-by-step advice on what to do when that pile of documents lands in your inbox – and how to avoid feeling overwhelmed. 04:54 – DIY Disclosure and Your Own Research Why you shouldn’t rely solely on what your ex provides and ways you can independently verify information. 06:52 – Red Flags in Financial Disclosure Common warning signs that something might not add up: missing documents, unusual spending patterns, or assets in other people’s names. 19:20 – How to Handle Hidden Accounts and Unusual Transactions What to do if you suspect your ex is hiding money or diverting assets to avoid sharing them. 20:29 – The Purpose of Disclosure in Family Law Cases We talk about how courts use disclosure to assess property settlements and why honesty is non-negotiable. 21:05 – Post-Separation Contributions and Why They Matter What happens if one person has been paying the mortgage, school fees, or other major expenses since the split. 21:21 – Undisclosed Bank Accounts and Offshore Assets What to do if you find out your ex hasn’t disclosed all their financial interests. 21:49 – Free Resources to Help You Prepare for Divorce Tools and services that can help you better understand and manage disclosure. 22:32 – How to Request Additional Disclosure When you’re entitled to ask for more documents and how to word your request. 24:13 – When to Get Lawyers Involved in Disclosure Signs it’s time to stop DIYing and bring in legal support to avoid being taken advantage of. 25:27 – Forensic Accountants and Valuing Businesses or Complex Assets How professionals can uncover hidden money and accurately assess complicated financial situations. 29:19 – Risks of Avoiding or Ignoring Disclosure Why skipping this step or rushing the process can lead to unfair settlements or future legal problems. 31:32 – Dealing with High-Conflict and Manipulative Exes During Disclosure Practical strategies to manage stress and protect yourself emotionally while navigating the process. 33:04 – Managing Overwhelm With Big Disclosure Files What to do if you’re drowning in hundreds of pages of bank statements and financial records. 41:00 – Final Thoughts and Next Steps How to approach disclosure with clarity and confidence and where to get help if you’re stuck. Resources Episodes Mentioned in this Podcast Episode Overcoming Disclosure Dilemmas https://open.spotify.com/episode/0uOO8dKYV4NWlCfyu8FZEh?si=0Kzow_IlQrCa3rZR4NsD2Q Disclosure: What, Where, Why & How https://open.spotify.com/episode/07olqt4NN0MQQ0Y5KiHkP2?si=uiY_bycbSM-AYQtgEVC1HQ Is your ex hiding assets: how to uncover the truth https://open.spotify.com/episode/4KbgLRFXB9r2rCz3vycZ98?si=be63VrPJSxmJlWhocW9q6w DIY Disclosure & Discovery https://youtu.be/u0XLjFhiK1o?si=40AGeygbn9gE1a3p When divorce isn’t the end dealing with Legal and Post Separation Abuse https://open.spotify.com/episode/1V23F0O5yhQt9NFLPOu6uJ?si=JRFokBRaT1ivH2FW2Z3mMQ 🆘 Emergency & Support Contacts: 💜 Women’s Shelter: 1800 811 811 📞 Lifeline (24/7 Crisis): 13 11 14 👨👧 Mensline Australia: 1300 789 978 👧 Kids Helpline: 1800 551 800 🚨 DV Hotline: 1800 RESPECT (1800 737 732)
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Divorce and Defamation: What to Do When Your Ex Tries to Destroy Your Reputation
🎧 Listen to This Episode If You… 💔 You’re worried your ex is badmouthing you during divorce ⚖️ Want to know how false allegations and smear campaigns affect family court 🧠 Need strategies to protect your mental health from the gossip 📚 Want practical legal and emotional steps to respond to defamation 😢 Feel isolated because family and friends are believing lies 💬 Need to know how to gather evidence if your ex spreads false stories at work, school, or online Episode Summary: Are you worried your ex is trying to destroy your reputation during your divorce? You’re not alone. In this episode, we unpack how smear campaigns and defamation show up in family law – from gossiping with family and friends to spreading lies at school, work, or even on social media. Laura and her mum Lynne (a seasoned family lawyer) share why some exes resort to these tactics, how it can impact custody and property settlements, and what you can do emotionally and legally to protect yourself. This episode is your roadmap to staying calm, gathering evidence, and keeping your credibility intact when you feel like your name is being dragged through the mud. ⚠️ Trigger Warning: This episode discusses family violence, false allegations, and reputational attacks. 📌 Legal Disclaimer: This is general discussion only and not legal advice. Always seek advice from a lawyer for your situation. 00:00 Introduction and Trigger Warning 01:35 Understanding Smear Campaigns in Divorce 03:57 Defamation vs. Venting: Key Differences 04:45 Motivations Behind Smear Campaigns in Divorce 07:32 Family and Friends: Navigating Smear Campaigns in Divorce 14:04 School and Community: Protecting Your Reputation during divorce 19:54 Dealing with Professionals and Legal Implications during divorce 22:54 Workplace Challenges and Solutions during Divorce 25:48 Navigating Workplace and Family Law 27:02 Social Media Smear Campaigns during Divorce 31:07 Handling False Accusations in Family Court 36:37 Practical Steps for Self-Protection during Divorce 39:48 Defamation and Divorce 43:58 Maintaining Dignity and Focus During Divorce Resources Episodes Mentioned in this Podcast Episode Narcisisst Playbook in Divorce https://open.spotify.com/episode/0r7udkSJm30looYILBiNIL?si=_wp6ONRhRHGlwH9gKJvuMQ Is it family violence https://open.spotify.com/episode/5cflNozwnWTSfqAQTjMspg?si=2Xe3F0KXTzeETCQhZ74wIw Your child's school and divorce https://open.spotify.com/episode/4u5SkU2R2DY0U1uyQfi7Cs?si=a5q_r3tgRs2I00S48OZXtA Narcissistic Ex tells lies in Court, Mediation etc Seven Tips https://open.spotify.com/episode/5SdkXhj3vC2tfO3gDdkM6y?si=SYFT9JQ-Qziug0agbertog Is your ex telling lies in the Family Court https://open.spotify.com/episode/2OpAGxXfx78iAO81TMPPxJ?si=_GAl64-WQtiks2pb6Tlh8g DARVO: 8 ways to protect yourself in court https://open.spotify.com/episode/0JyfH5fCoqrUoxeDj6jCtu?si=a45z9W2WRe-yRCAy10bIRw 10 essential boundaries for a healthier divorce https://open.spotify.com/episode/0ecDTxw4rTc3zXBkcjuYpA?si=7uT3sL5EQySxdUttlMk0Kg Navigating Parental Trash Talking https://open.spotify.com/episode/7bxqn5I6B1HCzO9r0zKnxY?si=qjg7VTrDQw-FBu0IJOJUcQ 🆘 Emergency & Support Contacts: 💜 Women’s Shelter: 1800 811 811 📞 Lifeline (24/7 Crisis): 13 11 14 👨👧 Mensline Australia: 1300 789 978 👧 Kids Helpline: 1800 551 800 🚨 DV Hotline: 1800 RESPECT (1800 737 732) Divorce and Defamation:What to Do When Your Ex Tries to Destroy Your Reputation
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Can You Write to Your Ex’s Lawyer? Family Law Tips for Self-Represented People
Listen to This Episode If You: ✉️ You’re self-represented in your family law matter 🤯 You’re feeling overwhelmed trying to respond to legal letters ⚖️ You’re unsure of your rights when communicating without a lawyer 📬 You need tips for writing clear, respectful, and protective responses 🚨 You’ve been told you must respond but don’t know where to start 🧾 You want to avoid common traps and stay legally safe 📌 Legal Disclaimer: This is a general discussion and not legal advice. Please see a qualified lawyer for advice specific to your situation. Episode Summary: Can you write to your ex’s lawyer if you don’t have one yourself? What are the legal and strategic risks—and how can you protect yourself? In this essential episode, we break down how to navigate communication in your family law matter when you’re self-represented. From tone and structure to legal obligations and emotional traps, we cover everything you need to know to respond with confidence and protect your position. We also talk about when not to respond, what the Family Law Rules say about unrepresented parties, and what to do if the other side’s lawyer refuses to deal with you directly. If you’re facing legal letters, emotional pressure, or confusion about your next step—this episode is your guide. ⏱️ Episode Timeline – What We Discuss: 00:00 Introduction: Responding to Your Ex's Lawyer 01:45 Understanding the Stress of Legal Letters 04:13 What are the Rules for Communicating with Your Ex's Lawyer 06:31 Best Practices for Writing Legal Letters 15:43 Common Tactics in Family Lawyer Letters and How to Handle Them 19:42 Guidelines for Self-Represented Individuals in Family Law and Divorce 24:54 Handling Lawyer-Guided Mediation 25:16 When to Seek Legal Advice 25:43 Responding to Offers and Legal Letters in your Divorce 27:44 Managing Emotional Reactions in your Divorce 29:27 Timing and Professionalism in Legal Responses 31:44 Disagreeing Professionally in a letter to a family lawyer 36:26 Avoidant Personality Tips in Divorce Communication 38:02 High Conflict Personality Tips in Divorce Communication 39:36 Manipulative and Controlling Personality Tips in Divorce Communication 41:34 Amicable Personality Tips in Divorce Communication 45:17 Final Tips for Self-Represented Litigants Resources Case N Johnson (Appellant/Husband) and M L Johnson (Cross-Appellant/Wife) [1997] FamCA 32 (7 July 1997) https://www.austlii.edu.au/cgi-bin/viewdoc/au/cases/cth/FamCA/1997/32.html?query= RE: F Litigants in Person Guidelines [2001] FamCA 348 (4 June 2001) http://www6.austlii.edu.au/cgi-bin/viewdoc/au/cases/cth/FamCA/2001/348.html?query= 102na Information https://www.fcfcoa.gov.au/fl/pubs/fv-info-sheet Related Episodes Read a letter like a lawyer Decoding Divorce Word Salad Letters: Seven steps https://open.spotify.com/episode/4qiOSiGK9yOrt0lEdqCudQ?si=l_8Iu5hoSZmxw2mvkajU_A Costs & Calderbank Offers https://open.spotify.com/episode/2B2Se7hTIBAOg5f5YJ5wqE?si=7xSMeQdYQRePtZ6kHWbnfw Divorce Deals 101 https://open.spotify.com/episode/0cjgFLg0SGCOx98WkyTnXg?si=-lt0fSQcR9qvs01P5j0_WA Ten Essential Boundaries for Divorce https://open.spotify.com/episode/0ecDTxw4rTc3zXBkcjuYpA?si=PCrZb2qiRW617tOB4iJ--A Community Legal Services and Legal Aid Episode https://open.spotify.com/episode/24RyAciJ6LAqMZpjUWXoJT?si=opezHO29QniWfu5lMUwowg 🆘 Emergency & Support Contacts: 💜 Women’s Shelter: 1800 811 811 📞 Lifeline (24/7 Crisis): 13 11 14 👨👧 Mensline Australia: 1300 789 978 👧 Kids Helpline: 1800 551 800 🚨 DV Hotline: 1800 RESPECT (1800 737 732)
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Is It Family Violence? Legal Definitions and Proof in Court
🎧 Listen to This Episode If You… 🧾 Are trying to prove family violence in family court or to your lawyer 💔 Have experienced abuse and need to understand what counts under the law ⚖️ Want to know what evidence is helpful in a family law case 🕵️♀️ Are navigating post-separation abuse or coercive control 👨👩👧 Are worried about your children being exposed to family violence 📚 Want clarity on Australia’s legal definition of family violence 📌 Legal Disclaimer: This is a general discussion and not legal advice. Please see a qualified lawyer for advice specific to your situation. ⚠️ Trigger Warning: This episode discusses domestic and family violence. Episode Summary: What counts as family violence in Australia? And more importantly—how do you prove it in court or explain it to your lawyer? In this vital episode, we unpack the newer and expanded definition of family violence under the Family Law Act, section 4AB, and explain how each part can show up in real life—and in legal documents. From stalking, coercive control and financial abuse, to how children are affected—we cover each part of the legal definition and give guidance on how to identify, name, and prepare evidence for your case. Whether you're writing an affidavit, preparing for mediation, or just trying to make sense of what’s happened to you, this episode is here to help you take the next step. ⏱️ Episode Timeline – What We Discuss: 00:00 – What is this episode about and why does it matter? 00:40 – What trigger warnings and legal disclaimers should you know before listening? 02:09 – What recent changes have been made to the Family Law Act regarding family violence? 03:50 – What exactly is included in the new definition of family violence? 04:54 – How can you start gathering evidence of family violence? 11:46 – How do you prove emotional and psychological abuse in court? 17:16 – What counts as financial or economic abuse—and how can you show it? 27:58 – How does isolation and social control factor into family violence? 32:05 – Can friends or support people help provide evidence of abuse? 32:41 – What is the legal impact of family violence on children? 34:23 – How should you document incidents of family violence? 35:58 – Why are detailed affidavits so important in family court? 37:12 – When should you seek legal advice or a lawyer's help? 46:47 – What challenges might arise in mediation or court when trying to prove abuse? 57:17 – What are the key takeaways and support resources mentioned? 📌 Key Takeaways: The legal definition of family violence under Section 4AB Real-life examples of what courts consider family violence Emotional, economic, and psychological abuse explained How to describe incidents in affidavits or when reporting to professionals Children’s exposure to family violence and its legal weight Practical ways to document your experience for court Resources Family Law Act Section 4AB Definition of Family Violence https://www.austlii.edu.au/cgi-bin/viewdoc/au/legis/cth/consol_act/fla1975114/s4ab.html#:~:text=1975%20%2D%20SECT%204AB-,Definition%20of%20family%20violence%20etc.,family%20member%20to%20be%20fearful. Affidavit DIY Kit: https://www.fcfcoa.gov.au/pubs/preparing-affidavit Related Episodes Four things you might not realise are coercive control https://open.spotify.com/episode/37TbRPx2QlIf6IhTjIu21t?si=14F0S44DTV-auLxa1JZ7fQ Is it emotional abuse? https://open.spotify.com/episode/2bSCQ3JdcU4xxW7D4LJUxG?si=xN-N_3QpSZ6bVoiPjmvnag Is it financial abuse? https://open.spotify.com/episode/4wxVtk6TOSCgqCJikfk6LD?si=fg9uTg5IR3iS9TqmMZejYg Divorcing your abuser https://open.spotify.com/episode/21TpYbC15VJt9lnb82Ub13?si=qai60uWwRg-kbkQ5nRYvdQ Telling your story: putting coercive control into writing https://open.spotify.com/episode/6Ci0M4DqznBf1L1kcZM3vY?si=6nY8QhxvSCuy92hPpLbfXg Affidavits https://open.spotify.com/episode/6aGOz28irKroZfpYwlovyo?si=D_bm7-ftRjW6rozzjMbUbw 🆘 Emergency & Support Contacts: 💜 Women’s Shelter: 1800 811 811 📞 Lifeline (24/7 Crisis): 13 11 14 👨👧 Mensline Australia: 1300 789 978 👧 Kids Helpline: 1800 551 800 🚨 DV Hotline: 1800 RESPECT (1800 737 732)
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Living Arrangement Decisions For Divorce — What to Know Before You Buy, Sell or Rent
🎧 Listen to This Episode If You: 💸 Are weighing the pros and cons of buying, selling or renting post-divorce ⚖️ Need to understand how your living decisions affect property settlement under family law 👨👧 Are parenting and want to make housing choices that work for your kids 🏡 Just separated and unsure about where to live 📉 Are worried about financial risk and long-term planning Episode Summary: Where will you live after your separation or divorce? It’s one of the most important—and emotionally loaded—questions you’ll face. In this episode, I’m joined by Pedro Marin, Financial Planner from Marin Wealth, and my mum Lyn, an experienced family lawyer, to explore the options: keeping the house, selling, buying again, renting, or trying rentvesting. We look at the emotional, financial, and legal implications of each choice—and how they interact with the Family Law Act, especially Section 79(2) and 79(5), which focus on the needs of the children and future financial considerations. If you’re unsure what to do next or feel stuck between financial reality and emotional decisions, this conversation will help you start to look over the situation. Disclaimer: This is not legal or financial advice and you MUST see a lawyer or financial advisor before making any decision. We are not liable for the outcome of your case and by listening to this podcast you agree to this. ⏱️ Episode Timeline – What We Discuss: 00:00 – What’s this episode about and why is it crucial for separated couples? 00:15 – Who are Pedro Marin Ramirez and Lynette Galvin, and how can they help? 00:36 – What property decisions do you need to consider during divorce? 01:42 – Why do you need both financial planning and legal advice after separation? 03:05 – Should you keep the family home after divorce? What to consider 09:42 – Is now the right time to sell your house? Key market insights for separating couples 12:49 – What should you do with lump sum payments after selling the house? 20:47 – What is rent-vesting and how can it work after divorce? 23:21 – What are the risks of renting or investing in property post-divorce? 24:34 – How does the Family Court consider children’s housing needs in property settlement? 25:11 – Why is “just renting” sometimes not enough post-separation? 26:15 – Why do you need an emergency fund and solid financial planning after divorce? 28:50 – What does The Barefoot Investor say about post-separation money management? 29:31 – What are the pathways to home ownership after a divorce? 34:43 – What are the risks of property surgery after separation? 36:01 – How do you navigate home loans and bank requirements after divorce? 40:01 – What are the final takeaways and key resources for post-separation housing? Resources Marin Wealth Free Calculators https://marinwealth.com.au/calculators/ Family Law Act 79(5) https://classic.austlii.edu.au/au/legis/cth/consol_act/fla1975114/s79.html 🎙️ Related Episodes: I really want to keep the house https://open.spotify.com/episode/6TzW9skKgvO8fjm0gcFPRg?si=vUHKQ7vUS0egoexZ5QQ7Zw Out of the box ideas to keep the house https://open.spotify.com/episode/5RgIsTMGh7EBqqbAgIVQ5Y?si=Zct17ZGEQxaWg8xX4wEF0A Understanding Property Settlement Options in Divorce Future Financial Needs in Family Law: Explained Weapons of Tax Destruction in Divorce https://open.spotify.com/episode/1Bvc2JFmgcLMpIZLIXEwVR?si=5zrzU_AHR_KSnJ9IovdUnA Taking Control of your Finances in Divorce - Financial Abuse Red Flags https://open.spotify.com/episode/0RzZTAL7xwRo1dvGoR8Ywr?si=iNX3fN1LQJijcucOnfKvOQ 🆘 Emergency & Support Contacts: 💜 Women’s Shelter: 1800 811 811 📞 Lifeline (24/7 Crisis): 13 11 14 👨👧 Mensline Australia: 1300 789 978 👧 Kids Helpline: 1800 551 800 🚨 DV Hotline: 1800 RESPECT (1800 737 732) 📌 Key Takeaways: You have more options than you think—but each comes with trade-offs Emotional attachment to a home can cloud financial judgment Rentvesting can work, but it's not a silver bullet Selling might feel like a loss but can also give you financial breathing space Legal and financial decisions are intertwined, especially with children involved The court considers both your current and future needs under family law
This Mother and Daughter duo discuss and cover the legal stages and steps that you will face on your way to freedom through divorce. These are practical and real discussions with Lyn Galvin a family lawyer of 35 years experience and her daughter Laura a divorced mother of three. Laura helps turn her mother's lawyer jargon into something everyone will understand. Lyn shares all her tips and practical advice on separating. Through this podcast they aim to help you through your Australian divorce or de-facto separation to make it more cost effective and less stressful.
instagram @thedivorcecourse
Ireland