PodcastsBusinessThe Personal Finance Podcast

The Personal Finance Podcast

Andrew Giancola
The Personal Finance Podcast
Latest episode

539 episodes

  • The Personal Finance Podcast

    He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif)

    03/06/2026 | 55 mins.
    He lost $50 million in 2008 and built it all back. Here is exactly what he did and what he would never do again.

    👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:   https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 

    What You'll Learn in This Episode

    Why 800 single family houses nearly destroyed everything and what Rod does exclusively instead

    How Rod lost $50 million in 2008 and the exact mindset that brought him back

    Why cash flow is the only real estate number that actually matters

    Why right now might be the best buying opportunity in multifamily Rod has ever seen

    How to get into apartment complexes and businesses without using your own money

    Why 10,000 boomers turning 65 every day is quietly creating a massive business buying opportunity

    What separates the students who actually build wealth from the ones who never start

    Start Here 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  

    👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

    Partner Deals


    Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance


    Policygenius → Free life insurance quote http://policygenius.com


    Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP 


    Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP


    Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp  


    Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT  http://wayfair.com  


    DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

    Book/s Mentioned

    Think and Grow Rich by Napoleon Hill 

    The ONE Thing by Gary Keller and Jay Papasan

    The Miracle Morning by Hal Elrod

    The Five Love Languages by Gary Chapman

    The Slight Edge by Jeff Olson

    The Five Regrets of the Dying by Bronnie Ware

    How to Create Lifetime Cash Flow in Multifamily Properties by Rod Khleif  https://rodkhleif.com/lcfa-ebook/ 

    Watch Next

    How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc 

    High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs 

    How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 

    Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o 

    How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 

    Connect with Rod Khleif

    Links → https://rodslinks.com

    Text "Links" to 72345

    Instagram →  https://www.instagram.com/rod_khleif/ 

    Facebook →  https://www.facebook.com/rodkhleifofficial/

    LinkedIn →  https://www.linkedin.com/in/rodkhleif/

    X →  https://twitter.com/RodKhleif 

    Website →  https://rodkhleif.com

    Podcast → Lifetime Cash Flow Through Real Estate Investing https://rodkhleif.com/lifetime-cashflow-podcast/ 

    YouTube →  https://www.youtube.com/RodKhleif 

    Boot Camp Site →  https://rodsbootcamp.com

    The Tiny Hands Foundation →  https://tinyhandsfoundation.org

    Connect with Andrew

    Instagram → https://instagram.com/mastermoneyco

    Website → https://mastermoney.co

    TikTok → https://tiktok.com/@mastermoneyco

    X → https://x.com/mastermoneyco

    LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340

    YouTube → https://www.youtube.com/@mastermoneyco/

    Question for you:

    If you lost everything tomorrow, what would you do first to start rebuilding? Drop it in the comments. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    How to Become a Stealth Wealth Millionaire (With JC Rodriguez)

    01/06/2026 | 1h 4 mins.
    Real millionaires do not look rich. They look boring on purpose, and that is exactly how they got there.

    👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:

    https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24

    What You'll Learn in This Episode

    The core mentalities that separate stealth wealth millionaires from high earners who stay broke

    Why the person driving the Mercedes is more likely in debt than the person driving the Toyota

    What real millionaires actually invest in and why it is boring on purpose

    The number one mistake keeping high earners from building any wealth at all

    How teachers and accountants are quietly hitting millionaire status while influencers go broke

    Why spending on experiences over stuff is the move almost every quiet millionaire makes

    The one shift in mindset that changes everything about how you see your money

    Start Here

    Join the community built to help you master your money, stay accountable, and reach financial freedom.

    👉 Try Master Money Academy FREE for 7 days today!

    https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass

    https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

    https://expert-hustler-605.ck.page/6aa7bb9a79

    Partner Deals


    Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠


    Policygenius → Free life insurance quote ⁠http://policygenius.com⁠


    Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠


    Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠


    Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠  


    Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠  


    DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

    Tool/s Mentioned

    Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a

    Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist

    Andrew's Favorite High-Yield Savings Accounts https://secure.money.com/pr/r453ecf4d190

    Book/s Mentioned

    The Millionaire Next Door by Thomas J. Stanley

    Everyday Millionaires by Ramsey Solutions

    The Psychology of Money by Morgan Housel

    Episode/s Mentioned

    How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU

    How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU

    Watch Next

    High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs

    How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4

    Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o

    How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0

    12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08

    Connect with JC Rodriguez

    Instagram/s → https://www.instagram.com/thefrugalrich

    / https://www.instagram.com/jcrodriguez.co

    YouTube → https://www.youtube.com/@thefrugalrich

    Connect with Andrew

    Instagram → https://instagram.com/mastermoneyco

    Website → https://mastermoney.co

    TikTok → https://tiktok.com/@mastermoneyco

    X → https://x.com/mastermoneyco

    LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340

    YouTube → https://www.youtube.com/@mastermoneyco/

    Question for you:

    Are you building stealth wealth or spending stealth debt? Drop where you are right now in the comments and tell us the one thing you are changing as soon as possible.
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A)

    27/05/2026 | 1h 15 mins.
    Eight questions. Eight real financial situations. Eight answers that might change the way you think about your money.  

    👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 

    What You'll Learn in This Episode

    How a new US resident with $1.5M should restructure for American retirement accounts

    How to automate your finances when your income changes every month

    Should you sell your home and invest the equity in 2026?

    Why taxes hit harder above $250K and what to do about it

    The tax order high earners should follow to save six figures a year

    The simplest way to convert $100K from traditional IRA to Roth without a huge tax bill

    The AI voice scam targeting one in four Americans right now

    Start Here 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  

    👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

    Partner Deals


    Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠


    Policygenius → Free life insurance quote ⁠http://policygenius.com⁠


    Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠


    Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠


    Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠  


    Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠  


    DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

    Tool/s Mentioned

    The Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 

    Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ 

    Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist  

    Book/s Mentioned

    Why We Sleep by Matthew Walker 

    Episode/s Mentioned

    Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c 

    How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU 

    How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU 

    Watch Next

    How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 

    Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o 

    How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 

    12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 

    How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI 

    How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY 

    Connect with Andrew

    Instagram → https://instagram.com/mastermoneyco

    Website → https://mastermoney.co

    TikTok → https://tiktok.com/@mastermoneyco

    X → https://x.com/mastermoneyco

    LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340

    YouTube → https://www.youtube.com/@mastermoneyco/

    Question for you:

    If you could get one financial question answered live by Andrew, what would it be? Drop it below and join the Master Money newsletter to make it happen. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    How to Shave Off 7+ Working Years and Retire Early!

    25/05/2026 | 57 mins.
    Most people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead. 

    👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 

    What You'll Learn in This Episode

    Why the wrong investments in the wrong accounts could cost you $700K without you even knowing it

    How one zip code change shaved seven full years off a couple's retirement timeline

    The spousal IRA most couples skip that quietly builds nearly a million dollars tax-free

    How to sell hundreds of thousands in gains and legally owe zero in federal taxes

    The secret 401k bucket that lets high earners add $47,500 extra into tax-free accounts every year

    How to tap your 401k years before 59 and a half with zero penalty if you plan it right

    The one healthcare move that turns a $26,000 annual bill into $3,000 in early retirement

    Start Here 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  

    👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

    Partner Deals


    Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠


    Policygenius → Free life insurance quote ⁠http://policygenius.com⁠


    Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠


    Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠


    Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠  


    Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠  


    DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

    Episode/s Mentioned

    How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI 

    Watch Next

    Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o 

    How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 

    12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 

    How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI 

    How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY 

    Connect with Andrew

    Instagram → https://instagram.com/mastermoneyco

    Website → https://mastermoney.co

    TikTok → https://tiktok.com/@mastermoneyco

    X → https://x.com/mastermoneyco

    LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340

    YouTube → https://www.youtube.com/@mastermoneyco/

    Question for you:

    What is your current retirement timeline and how many years are you trying to cut? Drop your number in the comments and let the community help you figure out your next move. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    Is the American Dream Dead? (With Freddie Smith)

    20/05/2026 | 1h
    Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it. 

    👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 

    What You'll Learn in This Episode

    Why the American Dream playbook is broken and what replaces it

    Why luxuries got cheaper while necessities got unaffordable

    Why two EMTs could build a life in 1996 and cannot today

    The three-tier middle class divide and why your neighbor pays $55K less than you

    Whether buying a home in 2026 still makes sense and the two questions to ask first

    What is actually happening with Social Security and what to do about it

    The one lever that matters most when the system is working against you

    Start Here 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  

    👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/

    👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

    👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

    Partner Deals


    Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠


    Policygenius → Free life insurance quote ⁠http://policygenius.com⁠


    Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠


    Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠


    Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠  


    Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠  


    DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/

    Tool/s Mentioned

    Trulia - https://www.trulia.com 

    Zillow - https://www.zillow.com 

    Uber - https://www.uber.com 

    Watch Next

    How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 

    12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 

    How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI 

    How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY 

    The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0 

    Connect with Freddie Smith 

    TikTok → https://www.tiktok.com/@fmsmith319 

    Instagram → https://www.instagram.com/fmsmith319/ 

    Linktree → https://linktr.ee/Freddiemsmith 

    Spotify →  https://open.spotify.com/show/2MyR1MAPyqDf6OwCrNwR4b 

    YouTube → https://www.youtube.com/playlist?list=PLVcu9rrANHgA6WY_tH1vtpA8V6uX1BI3C 

    Connect with Andrew

    Instagram → https://instagram.com/mastermoneyco

    Website → https://mastermoney.co

    TikTok → https://tiktok.com/@mastermoneyco

    X → https://x.com/mastermoneyco

    LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340

    YouTube → https://www.youtube.com/@mastermoneyco/

    Question for you:

    .Do you think the American Dream is still achievable for your generation, or has the system changed too much? Drop your honest take in the comments below. 
    Learn more about your ad choices. Visit megaphone.fm/adchoices
More Business podcasts
About The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Podcast website

Listen to The Personal Finance Podcast, Growth Triggers: Content Marketing & AI and many other podcasts from around the world with the radio.net app

Get the free radio.net app

  • Stations and podcasts to bookmark
  • Stream via Wi-Fi or Bluetooth
  • Supports Carplay & Android Auto
  • Many other app features
The Personal Finance Podcast: Podcasts in Family