Every financial decision you make either moves your retirement closer or pushes it further away. Here is the exact math and plan to retire in 10 years or less.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
Why your savings rate is the single most important number if you want to retire early
The exact savings rate you need to retire in 10 years and what happens at every percentage below it
How to attack the big three expenses that are standing between you and financial freedom
Where to invest your money when you want to access it before age 59 and a half
A real case study of how Marcus and Priya retired at 39 on a combined $150K income
Why Barista FIRE and Coast FIRE might be better options than you think
The one thing most early retirees get wrong that leads to boredom and regret
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP
Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
The Retirement Calculator - https://expert-hustler-605.kit.com/e6b8d4f8a2
Book/s Mentioned
Set for Life by Scott Trench
Die With Zero by Bill Perkins
Books on Sabbaticals Jillian Johnsrud
Episode/s Mentioned
Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen https://mastermoney.co/the-personal-finance/why-live-in-flips-may-be-the-best-way-to-invest-in-real-estate-with-carl-and-mindy-jensen/
How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI
He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl https://youtu.be/DRHNfi3gBxk
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4
Watch Next
The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo
The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY
The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0
What is your current savings rate and how many years does the math say you have left until financial freedom? Drop your number in the comments and let the community help you figure out your next move. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
22/06/2026 | 57 mins.
The biggest investing mistake isn't losing money, it's never giving your money the chance to grow.
Ben Carlson joins Andrew to reveal the hidden cost of playing it safe, why volatility isn't the enemy, and how investors quietly sabotage their long-term wealth without realizing it.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
Why the biggest risk for most investors is actually being too conservative
How market volatility creates long-term wealth opportunities
The hidden cost of waiting for the "perfect" time to invest
Why diversification is still one of the most powerful risk-management tools
How to think about risk differently in your 30s, 40s, and 50s
The investing mistake that can permanently damage your wealth-building journey
Why investor behavior matters more than finding the perfect portfolio
How to build a strategy you can actually stick with through market downturns
Lessons from the Great Depression, the Dot-Com Bubble, and today's AI boom
Why "good enough" is often better than chasing the perfect investment plan
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today !https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP
Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Watch Next
The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY
The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
What do you think is the bigger investing mistake: taking too much risk or not taking enough risk? Let us know in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Patient Investor's Playbook with Noah Kerner - CEO of Acorns
17/06/2026 | 48 mins.
The CEO of Acorns says 96% of people who trade online lose money. Here is why slow and steady is still the only investing strategy that actually works.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
The eight disturbing fintech trends that are quietly working against your wealth
Why an investing app with a prediction market is like a bank with a blackjack table
How $5 a day invested consistently can make you a millionaire over time
Why the best investor according to research is literally a dead one
Why holding cash is not safe and what most people get dangerously wrong about it
How Noah Kerner personally invests his own money and why it is boring on purpose
The one decade Noah lost to being too conservative and what it cost him in real dollars
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP
Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Episode/s Mentioned
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
Watch Next
The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM
Are you investing the slow and steady way or have you been pulled into trading, prediction markets, or crypto? Drop your honest answer in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Best Ages to Build Wealth (Ranked!)
15/06/2026 | 48 mins.
The decade you are in right now is either working for you or against you. Here is how every age stacks up for building wealth ranked from best to worst.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
- Why your 20s are S tier for wealth building and the six things that make or break this decade - The reason your 30s might be the most financially stressful decade you will ever live through - Why peak earnings and peak expenses often hit at the exact same time in your 40s - How catch-up contributions in your 50s can quietly make up for lost decades - The one Roth conversion window in your 60s that could save you six figures in lifetime taxes - Why Andrew ranks the 60s as D tier for building wealth and what to do if you are just getting started - The exact tier list ranking of every decade from your 20s through your 60s
Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
- Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance - Policygenius → Free life insurance quote http://policygenius.com - Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP - Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP - Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp - Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com - DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Book/s Mentioned
- Die With Zero by Bill Perkins
Episode/s Mentioned
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
Watch Next
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM
He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) https://youtu.be/rKuN2ZcUYWQ
Question for you: Are you in your best wealth building decade right now or did you let it slip by? Drop where you are and what you are doing about it in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI)
12/06/2026 | 15 mins.
SpaceX. Anthropic. OpenAI. Everyone is talking about investing in these IPOs. Here is what Warren Buffett would say and what you need to know before you touch any of them.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
What an IPO actually is and why the seller always has the advantage over the buyer
Why most retail investors never get the real IPO price and end up buying the hype instead
The two mechanics every investor must understand before touching any IPO
Why Warren Buffett has not bought a single IPO in 54 years and what that means for you
When SpaceX, Anthropic, and OpenAI will actually show up in your index funds automatically
The four questions to ask yourself before investing in any IPO
Why buying an index fund might be the smarter play than chasing the IPO hype
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Watch Next
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0
This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA
The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM
He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) https://youtu.be/rKuN2ZcUYWQ
How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc
Are you planning to invest in SpaceX, Anthropic, or OpenAI when they go public or are you letting your index fund handle it? Drop your strategy in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
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