The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni
06/05/2026 | 52 mins.
What if the thing keeping you out of the housing market is not the market at all but the advice you have been given?
👉 Join Andrew's FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
Why the 20% down payment rule is outdated and what first-time buyers are actually putting down today
The zero down loan options that still exist in 2026 and who actually qualifies for them
Why PMI is not the devil and the real math behind what it actually costs per month
How to stack down payment assistance programs, seller credits, and rate buydowns to dramatically cut your upfront costs
The six-column formula that shows why waiting for the market to crash is costing most buyers more than they realize
How seller concessions work and exactly when to ask for them during the negotiation process
The one housing market stat that matters more than interest rates or home prices
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/
Episode/s Mentioned
PMI Is Not the Devil https://bit.ly/4uu6MQ6
Watch Next
Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4
How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU
How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I
The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE
AI Is Coming for Your Job. Here's How to Prepare Financially https://youtu.be/fC86BKAUBxc
Are you currently waiting to buy a home or actively trying to get in? Where are you on the home buying journey right now? Just starting, actively saving, under contract, or still on the fence? Drop your stage in the comments and tell us what your next move is. Learn more about your ad choices. Visit megaphone.fm/adchoices
Focus on THIS in Retirement (Everything Else is Noise)
04/05/2026 | 50 mins.
The retirement equation is simpler than most people think. The problem is nobody ever told them which variables they actually get to decide. Here is the framework that fixes that.
👉 Join Andrew's FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
The JP Morgan Retirement Equation: what you can control, what you cannot, and what falls in between
Why obsessing over market returns and Social Security is a waste of your energy
How to build a cash buffer that reduces sequence of return risk
The health habits that directly predict longevity and why they are a financial decision
The two things you have total control over that determine whether your retirement succeeds
How to store estate planning documents so your family can find everything when it matters
When a reverse mortgage makes sense and what Andrew would consider first
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
What is one thing about retirement you have been stressing about that you now realize might be outside your control? Drop it in the comments and let the community help you refocus on what actually matters. Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Build Your Investment Portfolio (The Portfolio Pyramid!)
29/04/2026 | 1h 9 mins.
Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar.
The complete Portfolio Pyramid framework and exactly how much of your money belongs in each of the three tiers
Why the foundation should make up 80% of your portfolio and what happens to your wealth when you skip it
The specific index funds and ETFs that belong in your foundation and why they outperform most professional money managers
What the growth layer is, what goes in it, and the individual stocks Andrew is personally buying right now
When you have actually earned the right to add speculative assets to your portfolio and how much is too much
The biggest mistakes investors make at every tier and how to avoid all of them
Four advanced Q&As covering a guaranteed $99K teacher's pension, lowering taxes on a $1M 401k rollover, Medicare costs in retirement, and protecting your portfolio as you age
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Where are you right now in the Portfolio Pyramid? Are you still building your foundation, starting to add growth layer investments, or have you moved into speculation territory? Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Invest Your First $10K
27/04/2026 | 57 mins.
Saving $10,000 is a milestone. Investing it correctly is a life changer. Here is the step-by-step plan to do it right.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The seven-step framework for investing your first $10,000 the right way
Why tax-advantaged accounts should always come before a brokerage account and the exact order to fund them
The Portfolio Pyramid strategy that makes choosing investments simple for any new investor
The ten most common mistakes new investors make and how to avoid every single one
Roth 401k versus traditional 401k: how to know which one is right for your situation
Whether your Roth IRA contributions count toward the 50/30/20 rule (the answer might surprise you)
What to do when your employer 401k match comes in as company stock
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!
👉 Join Andrew’s FREE Investing for Beginners Masterclass.
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
Compound Interest Calculator
Resource/s Mentioned
Investing For Beginners Masterclass
Episode/s Mentioned
What is the Difference Between Index Funds vs ETFs?
How to Invest in Index Funds (Step-By-Step!)
How I Break Down Index Funds for My Portfolio
The 5 BEST Dividend ETFs to Hold for LIFE
Boost Your Savings Rate to 20%+ in 5 Easy Steps
The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
Watch Next
The Financial Priorities That Matter Most (By Life Stage)
AI Is Coming for Your Job. Here's How to Prepare Financially
How to Reduce Your Car Insurance (And Save Thousands)
The $10K, $100K, $1M Milestones That Change Everything
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
Connect with Andrew
Instagram
Website
TikTok
X
LinkedIn
YouTube
Question for you:
What has been stopping you from putting your $10,000 to work? Drop it in the comments and let the community help you take the next step. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Financial Priorities That Matter Most (By Life Stage)
22/04/2026 | 1h 22 mins.
Single, married, kids, divorced, retired. Every stage of life has a completely different set of financial rules. Here is exactly what to prioritize at every stage of your financial life.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The top financial priorities for every life stage from single to retired
Why the DINK years are the highest-leverage financial window a couple will ever have and how most people waste them
What high earners get wrong about income versus wealth and how to close the gap
How to keep building wealth during the most financially stretched years of your life when kids are young
Why funding college before retirement is one of the most common and costly mistakes parents make
What people over 40 who feel behind need to do right now to turn it around
How to rebuild your financial life after divorce or the loss of a spouse
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!
👉 Join Andrew’s FREE Investing for Beginners Masterclass
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
Retirement Calculator
Episode/s Mentioned
5 Side-Hustles That Can Turn into a Full time Income 1
5 Side-Hustles That Can Turn into a Full time Income 2
5 Side-Hustles That Can Turn into a Full time Income 3
The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl
Watch Next
AI Is Coming for Your Job. Here's How to Prepare Financially
How to Reduce Your Car Insurance (And Save Thousands)
The $10K, $100K, $1M Milestones That Change Everything
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
How to Plan Your Retirement (By Age!)
Connect with Andrew
Instagram
Website
TikTok
X
LinkedIn
YouTube
Question for you:
Which life stage are you in right now and what is the one financial move you know you need to make but have been putting off? Drop it in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
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