Financially Ever After Widowhood

Who would you trust to speak for you in a hospital room if you couldn’t speak for yourself? For a lot of women, the honest answer is “I’m not sure,” and that’s where the trouble starts.

Stacy sits down with Anne Sansevero, a nurse and aging expert with over 40 years in geriatric and home care, to talk about why a solo aging plan shouldn’t wait for a fall, a diagnosis, or a crisis, and why 60 is a smart age to get it on paper. Anne shares what she’s seen go wrong, what makes the difference, and one simple step you can take.

You’ll hear them discuss:

The five big questions every solo aging plan needs to answer, from who makes decisions for you to where you’ll live and how you’ll pay for care

Why your power of attorney and health care proxy probably shouldn’t be someone your own age, and why a backup matters

What to do when there’s no family member or friend who fits the role

How bones and balance change after menopause, and why bedrooms and bathrooms deserve a closer look

The long-term care policy some widows don’t know they have

Why Medicare won’t pay for long-term home care, and what that means for your planning

Staying socially connected, traveling with groups while you still can, and giving yourself the same care you’ve given everyone else

Resources

Anne Sansevero on Holistic Home Care Associates | LinkedIn | Email

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

"Because I Love You" - A Legacy Planning Companion

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

“Busy” can be one of the best hiding places there is. After losing a spouse, the paperwork and account changes can sit untouched for months, and it’s easy to read that as failing. But sometimes putting things off is your mind’s way of protecting you from making the loss real.

Stacy sits down with therapeutic coach Nita Batta, who calls her work “human architecture,” to talk about what happens when the structure your life was built around suddenly shifts, how naming what you feel can loosen its grip, and why feeling unsure about money doesn’t mean you aren’t capable.

You’ll hear them discuss:

Why losing a spouse changes who you are, not just your circumstances, and what Nita means by “human architecture”

How swapping “I’m overwhelmed” for something more specific, like “I’m scared of making the wrong decision,” can take some of the pressure off

Procrastination as self-protection, and why changing an account can make a loss feel more real than the funeral did

The perseverance trap, where women who’ve held everything together end up caring for everyone’s grief but their own

Asking a trusted friend to hold up a mirror and tell you what strengths they see in you

Why a walk and a coffee can feel so much easier than sitting in a therapist’s office, and how moving side by side helps people open up

Stepping into the financial role your partner used to handle, and why confidence comes after experience, not before it

Resources

Nita Batta on Web | LinkedIn | Email: nita@nitabatta.com

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

A house can be full of wonderful memories and still no longer make sense for your finances, lifestyle, or future. But deciding to leave isn't exactly easy, especially after a major life change.

In this episode, Stacy sits down with real estate expert Alexandra Gupta to talk about the emotional and financial sides of staying, selling, downsizing, or renting. From the true cost of homeownership to the pressure of timing the market, they unpack how to make a housing decision that fits the life you want to live now, not just the one you've always known.

You'll hear them discuss:

Why the home that once felt perfect might no longer fit your lifestyle, budget, or priorities

The costs of maintaining a home that go beyond money, including repairs, cleaning, and the time and energy it takes to keep everything running

How walkability, social connections, convenience, and feeling safe in your neighborhood can make a huge difference in your quality of life

The differences between condos, co-ops, townhouses, and single-family homes, and how to figure out which setup works best for you

The often-overlooked expenses of buying and selling, from closing costs and taxes to staging, commissions, and moving

Why pricing your home realistically from the start can matter more than waiting for the perfect season to sell

Whether it makes sense to wait for mortgage rates to drop, buy at today's rates, or rent while you figure out your next move

Resources

Alexandra Gupta on Website | Corcoran | LinkedIn | Email: alexandra.gupta@corcoran.com | Mobile: (347) 683-4433 | Facebook | Blog | Newsletter

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Who’s going to care for you when you’ve spent years caring for everyone else? Long-term care is one of those topics that’s easy to put off until you're left with no easy choices.

In this episode, Stacy talks with long-term care specialist Denise Kligman about what care can really cost, what Medicare doesn’t cover, how insurance options have changed, and why planning early can give you and your family a lot more breathing room when life takes an unexpected turn.

You’ll hear them discuss:

Why Medicare and traditional health insurance generally don’t cover the day-to-day custodial care many people eventually need

How the cost of home care, assisted living, and nursing home care can quickly put serious pressure on a family’s finances

Why long-term care planning can be especially important for women, who are often both caregivers and more likely to need care themselves later on

How traditional long-term care insurance compares with newer hybrid policies that combine long-term care benefits with life insurance

When it may make sense to start looking at coverage and why your age and health can make such a big difference

What actually triggers a long-term care insurance claim, including activities of daily living, cognitive impairment, and elimination periods

Why having conversations about where you want to receive care, who you want involved, and how it will be paid for matters even if insurance isn’t part of your plan

Resources

Denise Kligman on Owens Group | LinkedIn | Email: dkligman@owensgroup.com | Phone: 201-408-3501

Stacy Francis on LinkedIn | X(Twitter) | Email

"Because I Love You" - A Legacy Companion

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Scammers don’t need you to be careless. They just need you to be rushed, distracted, lonely, or convinced that someone you trust needs help right now.

In this episode, Stacy sits down with Donna Olah-Reiken to unpack how today’s scams are becoming harder to spot, from AI voice cloning and hacked emails to romance fraud, fake investments, and financial abuse by people close to you. They also share practical ways to slow things down, verify what’s real, and build a trusted circle that can help protect you and your money.

You’ll hear them discuss:

How AI voice cloning is making emergency calls from “family members” frighteningly convincing

Why urgency, fear, and emotional pressure are some of the biggest tools scammers use

How hacked emails, fake meeting links, QR codes, and software downloads can open the door to fraud

Why romance scams and fake investment platforms often build trust slowly before asking for larger amounts of money

The financial red flags that can signal abuse, including unusual purchases, cash withdrawals, new accounts, and changes in spending patterns

Why caregivers, family members, and other trusted people can sometimes be the source of financial exploitation

Simple ways to protect yourself, including calling trusted numbers directly, using a family safe word, reviewing transactions regularly, and creating a circle of people you trust

Resources

Donna Olah-Reiken on Preferred Business Solutions | Preferred Business Management Solutions | LinkedIn | Email: donna@preferredsbs.com

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!