Ms Moneypennies

In episode 45 of Ms Moneypennies, Kelly-Anne and Jill talk through the money mistakes people make all the time without even noticing.

They cover underestimating spending, holding too much cash, ignoring pensions, missing tax relief, relying too heavily on property, and avoiding money conversations altogether. It’s a practical episode about the small habits and blind spots that can quietly cost you over time, and what you can do to fix them.

 

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

This week Kelly-Anne and Jill talk through the pros and cons of both investing or paying off your mortgage. Why an emergency fund should come first, how your future goals, cash flow and peace of mind all matter. They also look at mortgage overpayments, pensions and why the right choice depends on your own circumstances.

 

Link to calculate extra mortgage repayments: https://www.ccpc.ie/consumers/money-tools/extra-mortgage-payments-calculator/

 

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this episode of Ms Moneypennies, Jill and Kelly-Anne talk about your future self and why they matter more than you think.

It is easy to put off pension decisions, savings, or protection because they feel far away. But future you will live with the results. They look at the small choices you make now and how they shape your options later. And they keep it practical. No lectures. Just clear steps that make sense.

If you have ever said “I’ll sort that later,” this episode is for you.

 

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this podcast episode, Kelly-Anne and Jill enjoyed a conversation with Kristen Foran, National Sales Director at Zurich.

Kristen shares her 30-year career journey in the financial industry, discussing how she overcame challenges as a woman in a traditionally male-dominated field. They talk about the importance of financial literacy and planning, particularly for women, and expressed concerns about women's retirement security. They highlight the need for more women in financial advisory roles and encourage women to take greater responsibility for their own financial futures. They also touched on the changing landscape of financial advice, moving from product-based approached to more caring holistic financial planning.

 

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

In this episode Kelly-Anne and Jill discuss basic budgeting principles, emphasising the importance of tracking income and expenses while setting realistic financial goals.

They highlight the need for a budget plan that includes calculating net income, tracking expenses, and setting achievable objectives.

Listen into their discussion where they stress the value of maintaining a flexible and regularly updated budget that prioritises essentials. While building an emergency fund and managing debt.

 

If you need help tracking your income and expenses download our free spreadsheet from www.msmoneypennies.ie

 

Have you got a question for Ms Moneypennies? Get in touch

Voice Note: 085 7285161

Email: [email protected]

Website: www.msmoneypennies.ie

Instagram: https://www.instagram.com/msmoneypennies.ie/

All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice