#29 Buy First or Sell First? The Property Dilemma Explained.
Should you buy your next home first or sell your current one first? It’s one of the biggest questions homeowners face — and there’s no one-size-fits-all answer. In this episode, Dion and mortgage broker David Pelligra break down the pros and cons of each strategy, the risks of bridging finance, and how to structure your settlements so you’re not left stranded between two homes (or two mortgages).
You’ll learn:
Why selling first is usually safer financially
The hidden risks of buying first in a hot market
How bridging finance really works (and why it’s often a last resort)
Smart ways to use long settlements and licence agreements
The biggest mistakes buyers and sellers make when lining up their moves
If you’re upsizing, downsizing, or just planning your next move, this episode will help you make the right call with confidence.
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16:51
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16:51
#28 The TRUTH About the Government’s UPDATED 5% Deposit Scheme
From October 2025, the Australian Government’s Home Guarantee Scheme is being completely overhauled — and it could change the game for first home buyers. No income caps, no place limits, higher price caps, and access with just a 5% deposit. Sounds too good to be true?
In this episode, Dion sits down with mortgage broker David Pelligra to break down what these changes really mean. They cover:
Why the removal of income caps is such a big deal
How higher price caps could affect markets like Melbourne and Sydney
Whether buyers should be worried about a flood of competition
The risks of buying with a 5% deposit (and what lenders don’t tell you)
The biggest mistakes buyers are making right now with the scheme
If you’re a first home buyer, or even thinking about jumping back into the market, this is the guide you need before October.
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13:24
#27 Buyer FOMO: How to Win (and NOT Overpay) in a Hot Market
Buying in a flat or falling market is easy—but what about when prices are climbing, clearance rates are high, and every open feels like a stampede? In this episode, Dion breaks down how to survive (and succeed) in a competitive, upwards market without letting FOMO push you into a bad buy.
You’ll learn:
How to value a property when the market is rising week by week
Why waiting too long to adjust your brief can cost you thousands
The risks of chasing unrealistic vendors in a hot market
Why off-markets aren’t always the golden ticket
How to balance urgency with logic so you don’t buy the wrong home
If you’ve ever thought, “If I don’t act now, I’ll miss out forever,” this episode is your reality check and playbook for buying smarter in a heated market.
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8:40
#26 You Bought It! Now DON'T Stuff It Up. What Happens Next!
So your offer’s been accepted—congratulations! But the journey isn’t over yet. In this episode, Dion breaks down exactly what happens between that exciting “yes” from the agent and the moment you get the keys.
You’ll learn:
The key differences between buying at auction vs private sale
How cooling-off periods work (and when they don’t apply)
Why it’s critical to involve your conveyancer immediately
Common contract clauses—and how to avoid getting caught out
How to prepare for your final inspection so there are no nasty surprises on settlement day
Whether it’s your first property or your fifth, this is the buyer’s roadmap for navigating the post-offer process with confidence and avoiding costly mistakes.
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9:31
#25 What to Do When You MISS OUT on a Property. How Smart Buyers Bounce Back After Missing Out!
Missing out on a property hurts—whether it’s by $1,000 or $100,000. In this episode, Dion breaks down exactly what buyers should do (and avoid) when they lose out on a home, so they can pivot quickly, stay competitive, and avoid buyer fatigue.
You’ll learn:
How to use a missed deal to access more off-market properties
Why having a “Plan B” ready makes all the difference
The self-audit every buyer should do after losing out
How to adjust your brief in an upward market so you don’t fall further behind
Why staying professional with agents keeps you in the game
If you’ve been knocked back, outbid, or just need a reset, this is your roadmap to bouncing back without burning out.
Everything you need to know when it comes to purchasing your home. Right from the beginning on where to start, all the way through to tough auction negotiations. We will feature guests that specialise within the industry to give you more information to help you achieve your goals.