Pay It Forward: A Podcast by J.P. Morgan Payments

On this special edition of Pay It Forward, host Emma Lawton, EMEA Payments & Global Kinexys Public Relations lead, takes you inside the electrifying world of Money 20/20, where the brightest minds, breakthrough technologies, and boldest ideas in payments and fintech converge.Step onto the conference floor with Emma and hear firsthand from J.P. Morgan Payments leaders, including Max Neukirchen, Trish Devine, Prashant Sharma, Naveen Mallela, Kate Walton, Ron Karpovich, and Michael Marinello, as they share candid reflections on the energy, innovation, and inspiration that defined this year’s event. From the palpable buzz that greeted attendees to the thought-provoking conversations happening at every turn, you’ll get an authentic look at what it’s like to be at the heart of the payments industry’s “Super Bowl.”Discover how our live biometrics demo captivated crowds and sparked some of the most exciting discussions about the future of seamless, personalized payments. Plus, explore the themes that kept surfacing: the rise of AI, the mainstreaming of digital currencies, the power of embedded finance, and the human connections driving it all forward.Whether you’re a fintech enthusiast or just curious about what’s next in payments, this episode offers a front-row seat to the momentum, creativity and culture shaping the future. Don’t miss it!Disclaimer: The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.

In this episode of Pay It Forward, host Kristin Kwiatkowski, V.P. HR Business Advisor at J.P. Morgan Payments engages in a compelling conversation with Soomin Hu, Head of J.P. Morgan Access at J.P. Morgan Payments.From Soomin’s beginnings as a computer science graduate to her leadership role in building digital-first payment experiences, she has navigated pivotal career accelerations, intentional work pauses, and a rapidly evolving technology landscape.Tune in to hear candid reflections on Soomin’s decision to step away from work to focus on her family, the personal framework she developed for setting priorities, and how she sees AI reshaping finance in ways that will benefit clients, businesses, and employees.Disclaimer: The views and opinions expressed herein are those of the authors and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.

In this episode of Pay It Forward, host Emma Lawton, EMEA Payments & Global Kinexys Public Relations Lead, discusses the story behind Kinexys, the firm’s industry-leading blockchain business unit, with the colleagues bringing it to life: Alexandra Prager, Head of Kinexys Labs, and Nelli Zaltsman, Head of Platform Settlement Solutions for Kinexys Digital Payments.Hear how Kinexys serves as the foundational infrastructure for building next-generation financial products on-chain, backed by the scale, trust, and security of a global bank. You’ll also get a fun, inside look at what it’s like to work on the Kinexys team, the skills that set candidates apart, and the mindset that helps this team thrive. Whether you’re curious about digital assets, exploring your next role, or just love a good innovation story, this episode is for you.Disclaimer: The views and opinions expressed herein are those of the authors and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.

In this episode of Pay It Forward, host Adam Garbooshian, Head of Business Architecture, Payments Channels, sits down with Sri Shivananda, Chief Information Officer at J.P. Morgan Payments, for an energizing conversation about leadership, innovation, and why Sri believes payments is one of the most dynamic and impactful spaces to build a career today. Together, they explore the trust-powered foundation of J.P. Morgan Payments, the transformative potential of AI, and how real-time payments are reshaping customer expectations globally. Listeners will hear firsthand how Sri is cultivating a high-performing, inclusive tech culture grounded in learning, curiosity, and resilience.Disclaimer: The views and opinions expressed herein are those of the authors and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.

In this episode of Pay It Forward, host Steph Forkins sits down with three dynamic leaders—Marques Charbonnet, Jennifer Acosta, and Harvey Colli—to explore the people, purpose, and culture shaping J.P. Morgan Payments and the future of payments. From unexpected career pivots and defining leadership moments to behind-the-scenes views of internal mobility at J.P. Morgan Payments, each story offers a personal take on what it means to grow, lead and drive meaningful impact. Learn how they’re helping attract top talent, building authentic employee experiences, and empowering colleagues with the tools they need to succeed.It’s an inspiring, behind-the-scenes look at the heartbeat of J.P. Morgan Payments—the people moving it forward.Disclaimer: The views and opinions expressed herein are those of the authors and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.