🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week, we unpack how foreign buyers actually shape the property market, beyond the headlines, the outrage, and the “blame the billionaire” energy. We dig into why wealthy people snap up homes across the world, what that does to local affordability, and why foreign buyers are such an easy political target. Along the way, we compare the dream portfolios we’d build (yes, there are city penthouses and secluded hideaways), break down how leverage helps everyday buyers grow wealth, and take a fun peek at the property empires of Taylor Swift, Kim Kardashian and Rihanna…We’re proud to be partnering with BNZ, whose Home Loan Partners understand that no two journeys to home ownership are the same. With expert guidance, backed by BNZ’s research team, they’re here to help you make sense of interest rates, affordability, and timing - so you can navigate your property journey with confidence, no matter what stage you’re at.👉 To learn more, head here.BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletter(00:00:00) Coming up in this episode...(00:00:29) BNZ x The Curve(00:01:19) Our dream property portfolios(00:04:44) Why do so many wealthy people buy foreign property?(00:07:02) Taylor Swift’s property portfolio(00:11:06) Why so many people aspire to buy property (00:14:48) The price to income ratio(00:22:45) Taxes preventing foreign buyers(00:30:08) Ways to help more people get on the ladder(00:33:50) Kim Kardashian's property portfolio(00:35:41) Rhianna's property portfolio(00:36:14) The most lucrative places to buy in the world(00:37:44) A Big Thank You to BNZ!(00:39:19) Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
--------
39:46
--------
39:46
Why Google’s New Chips Have Everyone Freaking Out.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week, Vic kicks things off with a very serious financial dilemma: should you ever spend your hard-earned entertainment budget in an ironically disgusting pub… or is that grounds for a relationship summit? From there we dive into Google’s big AI step up, why Gemini 3 and Google’s own chips are suddenly giving Nvidia a proper run for its money, and what that means if you’re investing in the AI boom. We also unpack how Eli Lilly just joined the trillion-dollar club off the back of weight-loss drugs, and get into the messy but important nuance of obesity, ethics and investing. Then we finish with the UK budget - but don’t tap out if you’re not in the UK: we use it as a crash course in how government budgets actually work, how frozen tax bands quietly make you poorer, what’s changing with ISAs, and why renters and pet owners might finally catch a break.Watch our latest episode with Google’s Chief Technologist here: https://youtu.be/kQ3dKKSFbWI?si=Intdo6EBtVz60oTdWTF does that mean? A guide to all the jargony bits:AI Chips – Hardware that powers AI brains.Nvidia – The Beyoncé of chip makers.Gemini 3 – Google’s new AI model causing chaos.Market Share – How big a slice of the industry pie you own.GLP-1 Drugs – The science behind weight-loss meds like Ozempic.Market Cap – What a company’s worth on the stock market.Tax Brackets – Income levels that decide your tax rate.Fiscal Drag – Taxes going up… without looking like they’re going up.ISA – A savings/investing account the tax man can’t touch.Diversification – Don’t put all your money in one basket.R&D – Where companies invent cool new stuff.GDP – A country’s economic “how we’re doing” score.Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletter(00:00:00) Coming up in the episode...(00:01:09) Vic vs Flower Man: The Pub Battle(00:06:33) Google’s steps up to the AI game (Hello, Gemini 3)(00:14:40) The Trillion-Dollar Surprise(00:28:36) The UK Budget… but make it understandable(00:36:45) Thank you for listening!(00:37:24) Financial Disclaimer(00:37:52) We love you Jacob ElordiDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
--------
38:43
--------
38:43
From 10-Year-Old Carer to One of NASDAQ’s Only Female CEOs.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟At 10, Devika was doing night shifts caring for her nan. Fast-forward and she’s one of the tiny handful of female CEOs on the NASDAQ, building life-changing dementia tech while anonymous investors critique… her handbags. In this episode, she shares the real story behind her “why”: caring for her grandma, building a booming care startup, being bullied out of the business she created, surviving an abusive relationship, sobbing on Old Street while her face covered every Tube station, and then - plot twist - meeting the love of her life in Ibiza wearing five-day-old underwear. We dig into resilience, misogyny, motherhood, leadership, and her mission to transform dementia care for every family. It’s raw, heartfelt, unexpectedly funny, and a hug for anyone who’s ever thought, “I don’t know if I can get up again.”(We do touch on domestic abuse, grief and mental health - please listen gently.)Devika’s Linkedin: https://www.linkedin.com/in/devikawood/?originalSubdomain=ukAyla Care: https://www.ayla-care.com/Women in Health: https://www.linkedin.com/company/wealth-women-in-health🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_ Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletter(00:00:00) Episode Preview(00:01:12) Quick Disclaimer(00:01:23) The Curve x Lexus(00:02:24) Who is Devika Wood?(00:09:12) Devika’s Grandma & Her ‘Why’(00:17:16) Co-Founding Vida at 26(00:30:27) Rock Bottom(00:34:15) The biggest Learning Devika Has Had(00:40:52) Devika’s Mission Now(00:41:54) Devika’s Message to Mums(00:44:36) Thank You For Listening!(00:45:01) Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
--------
45:30
--------
45:30
The Cost of Dating Your Boss.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟The Economist recently dropped an article called The Cost of Dating Your Boss, and naturally we had to dive into the juicy numbers: from why dating upwards can boost your salary to why the breakup can cost you big time. But before we get into workplace romance economics, there’s plenty more on the agenda: Nvidia’s highly anticipated result and what it means for the AI hype cycle, Warren Buffett suddenly going off-brand and splashing billions on Google, the world’s first Hermès handbag hedge fund (finally, an investment we can emotionally justify), and the UK’s ticket-resale ban that’s already hammering StubHub and Viagogo. And of course, we still manage to squeeze in Vic’s birthday celebrations, a wildly unhinged clothing haul confession, and even a surprise call from a listener on the Curve Hotline. Buckle up, it’s a big week and we cover a lot.Episodes mentioned in this podcast:The art of making money from handbags, with Meg Randell: https://youtu.be/5E3KEAxbUj0?si=MtHwZn9JtjtAZXudGoogle’s Chief Technologist on the Future We’re All Heading Toward: https://youtu.be/kQ3dKKSFbWI?si=S0lZb-pndYtqrmQZWTF does that mean? A guide to all the jargony bits:Financial Results – A company’s money report card.Forward-Looking – Share prices based on vibes about the future.Taking Profits – Cashing in while you’re ahead.Diversification – Not putting all your money in one basket.Exuberance – The market getting a bit too hyped.Bubble – Prices inflated by excitement… until they pop.Hedge Fund – A riskier, spicier investment fund.Shorting – Betting something will drop.Withdrawing Guidance – “We actually have no idea what’s happening.”Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletter(00:00:00) Coming up in this episode…(00:01:09) We did something naughty(00:03:02) Nvidia’s results & Vic’s big market call(00:12:36) Warren Buffett’s surprise move…(00:19:42) The world’s first… handbag hedge fund?!(00:23:40) The UK cracks down on ticket reselling(00:28:27) The Economist on The Cost of Dating Your Boss(00:31:32) One last thing before we wrap...(00:34:55) Thanks for tuning in!(00:35:34) Financial disclaimer(00:36:02) OuttakeDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
--------
36:17
--------
36:17
We React to the Money Disasters You Sent In…
We asked for your financial horror stories, and wow, did you deliver. In this episode, we read (and listen to) real money mistakes from our community, from missed investing wins to term-deposit disasters, stock-picking heartbreaks, property nightmares and everything in between. We break down what went wrong, what we can all learn from it, and why these stories will genuinely make you better with money. Huge thank you to everyone who sent theirs in. And while you’re here, drop your thoughts (or your own money mishaps) in the comments, we read them all.🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletter(00:00:00) Welcome to Raising the Curve(00:00:35) The Curve x Lexus(00:01:35) Your Stories Are In (Thank You!)(00:02:11) The Investment She Didn’t Make… and Still Regrets(00:03:44) The Term-Deposit Timing Mix-Up(00:07:12) The Stock Pick That Went Downhill Fast(00:10:23) The Property “Partnership” That Cost Her Big(00:17:56) When a Scammer Pretends to Be Your Son(00:21:49) The Ponzi Scheme That Wiped Out Generations(00:28:23) What We Learned From All This(00:28:41) Thanks for Listening(00:29:06) Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.
New episodes every Monday and Wednesday!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
Ireland