🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Ever wondered why the property market feels like it’s having mood swings? Soph and Vic break down the property cycle through the lens of the seasons - from the buzz of spring recovery to the chill of a winter slump - and explain how interest rates, supply, and demand shape each stage. You’ll learn how local “microclimates” impact prices, why you can’t really time the market, and how to read the signs of what’s coming next. Oh, and we’ve also designed a very professional seesaw diagram to explain the whole thing - let’s just say the art world isn’t calling. We’ll be back next month with part two, diving deeper into how long these cycles actually last, where we are right now, and what to watch for if you’re planning to buy or sell.We’re proud to be partnering with BNZ, whose Home Loan Partners understand that the housing market moves in complex cycles and global trends. With access to economic insights, local market knowledge, and years of experience, they’re here to help you navigate your own property journey with confidence - no matter what stage you’re at.👉To learn more, head here.BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterChapters:0:00 – What’s Coming Up This Episode...1:00 – BNZ x The Curve1:49 – Welcome to the Property Series3:52 – How Market Cycles Really Work10:16 – The Property Seasons: From Summer Booms to Winter Slumps16:21 – How Property Cycles Differ Around the World26:36 – Recap: Seasons, Supply & Demand, and What Shapes the Market39:59 – Wrapping Up + See You Next Month for Part Two41:04 – A Big Thank You to BNZ!42:39 – Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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43:06
Why Fashion Giants Are Breaking Up with Beauty.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Why are fashion giants breaking up with beauty? This week, we dig into Kering’s $4B “it’s not you, it’s me” moment as it sells its beauty division to L’Oréal - and what that says about the state of luxury right now. Then we jump from catwalks to Korean skincare as Kylie Jenner’s casual TikTok shout-out turns a niche LED mask brand into a $6B sensation (seriously, one post!). There’s also gold’s not-so-glam fall (its biggest drop in a decade) and the return of meme-stock madness with Beyond Meat’s wild week on Wall Street. Plus, a sisterly lesson in latte logic, and a PSA on scams that proves: even the smartest among us can get duped.🎧 Listen to our latest episode on Gold🎧 Listen to our episode with Tracy HallCreditsHosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy MunroLeave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterChapters0:00 – Coming up…1:03 – Catch up & financial check-in4:50 – Gold takes a tumble11:48 – Beauty’s big breakup20:17 – The return of the meme stock29:32 – Warner Bros for sale?!33:52 – Soph’s bonus story39:12 – Before we go…40:20 – Thanks for listening!40:58 – Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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The Asset Everyone’s Suddenly Talking About.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Something in the market is heating up fast - and everyone from central banks to everyday investors is taking notice. Prices have surged to record highs, headlines are everywhere, and FOMO is creeping in. In this episode, we unpack what’s driving the spike, why timing matters, and what this moment could mean for your portfolio. We’ll talk strategy, risk, and whether it’s a smart move to get involved… or sit it out. This one’s big - and moving quickly.💡 Curious how we’d actually invest in it? Join the Curve Investing Club for our strategy and picks.🎧 Listen to 'SARAH WILSON: Are We All F***ed? Systems Collapse Explained' Leave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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46:21
Luxury Just Made A Comeback.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟LVMH just put the champagne back on ice (in a good way) with a monster jump that hints luxury is officially out of its slump (handbags up, spirits high, clutches… still impractical). In other news, the US-China tariff tit-for-tat that spooked markets, pushed safe-haven gold even shinier, and could make your next smartphone pricier. Vic explains why volatility can be a sneaky gift for long-term investors, Strava is stretching for an IPO (run clubs, assemble), and the UK is eyeing a trim to cash ISAs to nudge more of us into investing -smart if you diversify, smarter if you don’t blindly go all-in on the FTSE. Plus, a tiny Taylor Swift sales flex and a very important programming note: should Curve Weekly land on Monday or Tuesday? Vote in the poll or leave a comment!🎧 Watch our emergency episode on Gold here.Leave us a message on The Curve Hotline 💌☎️WTF does that mean? A guide to all the jargony bits:Tariffs – A tax on imports. Governments love this drama.Trade War – Countries throwing tariffs at each other.Rare Earth Metals – Power your phone and EV.Volatility – Market mood swings. Big ups and downs.Active Management – Pros trying to beat the market.IPO – Company’s stock market debut.Market Cap – What a company’s worth.ISA – UK tax-free savings/investing account.S&P500 - Top 500 U.S. companiesFTSE 100 – Top 100 UK companies.Dollar Cost Averaging – Invest little by little, every month.ETF – A basket of shares in one.For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Should You Take a “Micro-Retirement”?
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Thinking about a “micro retirement” now instead of waiting till 65? Same - let’s put a number on that itch. In this ep, we unpack the micro-retirement trend, why burnout and non-linear life plans are pushing it, and the real money maths behind pressing pause - like how skipping a year of £500/month investing can cost ~£200k by retirement, and how saving for the break first (or eight years of missed contributions) can snowball toward seven figures in opportunity cost. We get practical too: plan your expenses, consider renting out your place, keep investing if you can, and if one partner stays home, talk about splitting pension/retirement contributions so nobody gets financially punished for caregiving. You’ll leave with a sanity-saving checklist, a fresh respect for compounding, and permission to chase variety - just not at the expense of Future You’s nest egg.Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here.Leave us a message on The Curve Hotline 💌☎️For more from The Curve:Investing ClubWebsiteInstagramYouTubeTikTokNewsletterDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.
New episodes every Monday and Wednesday!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
Ireland