SugarMamma’s Fireplay

More and more grandparents are choosing investment gifts over toys, and for good reason.
In this Start Here episode, Canna walks through how grandparents can give their grandchildren a meaningful financial head start — not just with money, but with confidence, education, and long-term opportunity.
This episode is inspired by:
A growing trend highlighted on Channel 9 The Today Show

Recent media coverage showing grandparents replacing Christmas and birthday gifts with investments

The power of long-term compounding and intergenerational wealth

In this episode, we cover:
Why investing for grandchildren is becoming so popular

The emotional and educational benefits of investment gifts

How time is a child’s greatest investing advantage

What this money could help fund one day (education, travel, business, property, freedom)

How to structure an investment account for a child (trustee-style accounts)

An example platform that allows investing “as trustee for a child”

Why ETFs and LICs are ideal long-term investments for kids

The importance of dividend reinvestment and buy-and-hold investing

How to turn investing into a family tradition

A simple example showing how $1,000 invested each year could grow over 18 years

Why this gift goes far beyond money — it’s belief, values, and legacy

Important reminder:
This episode is general information only and not personal financial advice. Everyone’s situation is different, and you should consider seeking advice before making financial decisions.
Want to get started?
Look for an investment platform that allows investing as trustee for a child

Choose diversified, long-term growth assets

Reinvest all income

Stay consistent and patient

Focus on education, not perfection

🎙️ If this episode resonated, please share it with another grandparent who might love this idea.
📩 Want your question answered in a future Start Here episode?Send Canna a DM on Instagram: @SugarMamma or @CannaCampbellOfficial
💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

See omnystudio.com/listener for privacy information.

💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
See omnystudio.com/listener for privacy information.

In this Start Here episode, Canna shares exactly how she sets her own financial goals — not with rigid rules or pressure, but with intention, clarity, and sustainability.
This episode goes beyond traditional goal-setting frameworks and dives into a seasonal, emotionally intelligent approach to money, designed to build wealth without burnout.
If you’ve ever felt motivated… then exhausted… then guilty for “falling off track,” this episode is for you.
To work with me on your Money Mindset & Manifestion dreams, enrol here: https://courses.sugarmamma.tv/join
What You’ll Learn in This Episode
Why Canna only works on her financial goals for 11 months of the year

How to choose goals that balance growth, security, and joy

Why writing your goals before the year starts changes everything

How to assign seasons and deadlines to avoid overwhelm

The “waterfall effect” that makes each goal easier than the last

Why burnout often comes from poor goal sequencing

How to build in financial breathers and detox periods

How Canna connects goals to identity, not just outcomes

Why flexibility is a strength — not a failure

How visualisation and intention support long-term follow-through

How to stretch yourself without tipping into exhaustion

Key Takeaway:
Financial goals shouldn’t punish you into discipline — they should support the life you want to live.
Who This Episode Is For
Anyone who wants financial progress without burnout

Listeners who feel overwhelmed by traditional goal-setting

People working towards FIRE, passive income, or debt freedom

Anyone ready to be more intentional with their money in 2026 and beyond

Resources & Mentions:
Start Here mini-series (SugarMamma’s Fireplay)

The $1000 Project

Upcoming downloadable Financial Goals Worksheet (coming soon)

Important Note:
This episode is general information only and does not constitute personal financial advice. Always consider your individual circumstances and seek professional advice where appropriate.
If this episode resonated with you:
Share it with someone who’s ready to set goals differently

Save it and revisit it at the start of each new season

contact me via instagram @sugarmammatv or @cannacampbellofficial email: [email protected]

See omnystudio.com/listener for privacy information.

Many Australians are pushing back their retirement age — not because they want to, but because they feel they have to.In this empowering episode of SugarMamma’s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you’ve been working toward.
Forget luck or risky crypto trades — early retirement is about strategy and discipline. You’ll learn how to:💥 Prioritise and grow your super for long-term success💥 Manage debt strategically so it’s gone before you retire💥 Invest outside super to create early passive income💥 Cut financial clutter and stop wasting money on stuff💥 Build side hustles or part-time gigs that accelerate your goals💥 Use the downsizer rules to free up equity tax-effectively💥 Set meaningful money goals and track them every 6 months
This episode will leave you motivated and empowered to take practical steps — right now — toward your own version of early retirement and financial independence.
🎧 Start today. Your future self will thank you.
Key Quotes:
“Every dollar you save or invest today buys you more choices later.”“Retirement isn’t about quitting work — it’s about choosing how you live your life.”“Financial freedom doesn’t come from luck, it comes from direction.”“Super is your future income machine — feed it now so it can feed you later.”
💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#SugarMammaTV #FireplayPodcast #CannaCampbell #EarlyRetirement #FinancialFreedom #MoneyMotivation #InvestingForWomen #Superannuation #PassiveIncome #DebtFreeJourney #SmartMoneyMoves #WealthBuilding #FinancialPlanner #PersonalFinanceAustralia #FIREMovement
See omnystudio.com/listener for privacy information.

So many people tell me, “I’ve tried budgeting — it just doesn’t work for me.”But here’s the truth: it’s not you — it’s the budget.
In this Start Here episode, I break down why most budgets fail and share seven practical foundations to help you finally take control of your money — without guilt, shame, or unrealistic expectations.
This episode is for you if:
You keep running out of money before payday

You rely on credit cards to get through the month

You’ve tried budgeting before and “failed”

You feel stuck in a cycle of debt and frustration

🎯 What you’ll learn in this episode:
Why budgeting is about systems, not willpower

The biggest budgeting mistakes people don’t even realise they’re making

How forgotten expenses quietly sabotage your cashflow

Why honesty and buffers are essential to any successful budget

How simplifying your bank accounts can completely change your money flow

Why your financial goals must be built into your budget

This episode is designed to help you get started properly, feel empowered again, and stop going around in circles with your money.
💡 If you’d like deeper support, my SugarMamma Budget & Cashflow Academy includes structured learning plus a one-on-one session with me. Learn more at courses.sugarmamma.tv
⚠️ Disclaimer
This podcast provides general information only and does not constitute personal financial advice. Please consider your own circumstances or seek advice from a licensed professional before making financial decisions.
💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

See omnystudio.com/listener for privacy information.