PodcastsBusinessThe Financial Independence Show

The Financial Independence Show

Cody Berman and Justin Taylor
The Financial Independence Show
Latest episode

343 episodes

  • The Financial Independence Show

    The Hidden Cost of the Life You Envy

    25/02/2026 | 30 mins.
    In this episode, we dive into the concept of “Comprehensive Coveting” and why you can’t cherry-pick the best parts of someone else’s success without accepting their sacrifices.

    For example, maybe squeezing into a 375 sq/ft apartment or forgoing children isn’t something you’re comfortable with, even if those are huge reasons why Justin retired at 33.

    We pull back the curtain on tons of real-world trade-offs, especially with early retirement.

    Plus, we run the numbers on what upgrading your lifestyle actually costs in years of your life

    Finally, we leave you with a quick “Covet Audit” to help you turn financial envy into actionable clarity.

    What things in life are you coveting? Can you use it as motivation, or is it time to move on and let go?

    If you found value in the episode, please share it with a friend!

    Links from the Episode

    Comprehensive Coveting Blog Post (https://saving-sherpa.com/blog/comprehensive-coveting)

    YouTube Interview

    https://youtu.be/kgH6b4WZOBY

    Join the Community

    We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

    Grab the Ultimate FI Spreadsheet

    Join our Facebook Group

    Leave us a voicemail

    Send an email to contact [at] TheFIshow [dot] com

    If you like what you hear, please subscribe and leave a rating/review!

    >> You can do that by clicking here <<

    Learn More About Your Hosts

    CodyDBerman.com (Cody’s Blog)

    Saving-Sherpa (Justin’s blog)
  • The Financial Independence Show

    Travel Hacking Like a Pro | Aaron Hurd

    05/02/2026 | 42 mins.
    Aaron Hurd joins us today to share a more rational, math-based approach to the world of credit card rewards.

    Aaron is a long-time expert in the space who has written for major publications like Forbes, The Wall Street Journal, and The Points Guy. After years of writing for others, he recently shifted focus to become an independent content creator with his Cards and Points YouTube channel.

    In this episode, we dig into Aaron’s unique backstory—from buying $250,000 in dollar coins to rack up rewards to his “economist” philosophy on point valuations.

    We also cover:

    The “Hustle” Origins: How Aaron got his start stacking rebates on Dell computers and exploiting the U.S. Mint’s dollar coin program to generate massive rewards.

    The Economist Approach: Why focusing on “cents per point” is often a trap. Aaron explains why you should value points based on what you would actually pay in cash, rather than the inflated retail price of a luxury flight.

    Rational Decision Making: The key questions you should ask yourself before redeeming, such as “What is my alternative?” and “Can I earn cash back instead?”

    Wallet Strategy: A breakdown of how Aaron categorizes his cards into three buckets: Daily Spenders, Benefit Buyers, and Free Night Earners.

    And so much more.

    If you found the episode valuable, please share it with a friend!

    Links from The Episode

    Cards and Points YouTube (https://www.youtube.com/@cardsandpoints)

    Cards and Points Blog (https://cardsandpoints.com/)

    YouTube Interview

    https://youtu.be/TcR2V7RxxH0

    Join the Community

    We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

    Grab the Ultimate FI Spreadsheet

    Join our Facebook Group

    Leave us a voicemail

    Send an email to contact [at] TheFIshow [dot] com

    If you like what you hear, please subscribe and leave a rating/review!

    >> You can do that by clicking here <<

    Learn More About Your Hosts

    CodyDBerman.com (Cody’s Blog)

    Saving-Sherpa (Justin’s blog)
  • The Financial Independence Show

    Own Your Time (10 Steps to Family Financial Freedom) | Andy Hill

    21/01/2026 | 45 mins.
    Andy Hill joins us today to give you the step-by-step playbook to own your time.

    This is Andy’s second appearance on the show, and this time it coincides with the release of his new book -> Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind.

    In this episode, we cover each step from the new book:

    Step 1 – Define the life you want to live

    Step 2 – Eliminate high-interest debt

    Step 3 – Protect your family (insurance, emergency fund, etc.)

    Step 4 – Investing until you reach Coast FIRE

    Step 5 – Eliminate your mortgage

    Step 6 – Stockpiling FU Money

    Step 7 – Create your 3-day workweek

    Step 8 – Embrace the simple life

    Step 9 – Use your 4-day weekend wisely

    Step 10 – Show your children the way

    And so much more.

    If you want to go back and get more of Andy’s backstory from our previous episode, you can find that in episode 27.

    If you found the episode valuable, please share it with a friend!

    Links from The Episode

    Own Your Time (Andy’s New Book)

    Marriage Kids & Money (YouTube Channel)

    Marriage Kids & Money (Podcast)

    YouTube Interview

    https://youtu.be/sGwr_ISlKI8

    Join the Community

    We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

    Grab the Ultimate FI Spreadsheet

    Join our Facebook Group

    Leave us a voicemail

    Send an email to contact [at] TheFIshow [dot] com

    If you like what you hear, please subscribe and leave a rating/review!

    >> You can do that by clicking here <<

    Learn More About Your Hosts

    CodyDBerman.com (Cody’s Blog)

    Saving-Sherpa (Justin’s blog)
  • The Financial Independence Show

    How to Crush Your 2026 Goals

    08/01/2026 | 45 mins.
    It’s a new year, and that means new goals! Cody and Justin share their top tips and tricks to help you set yourself up for success in 2026.

    The guys are already hitting the ground running with their 2026 goals:

    Cody is already testing out snowbirding down in Florida

    Justin is actively recruiting for his first international group trip

    Don’t forget to share your goals with us in the Facebook Group.

    To kick off the episode, the guys break down how the methods they’ve used to successfully meet their goals, which include:

    Tracking is Key

    “What gets measured, gets managed.”

    You need to know how you’re doing currently to improve

    For finance, use apps like YNAB, Monarch Money, or a spreadsheet

    For fitness, use apps like MFP, TrainHeroic, etc.

    For any goal you want to actually reach, there needs to be tracking

    Inputs vs. Outputs

    “I’m going to invest $1,000 every month” vs “I’m going to increase my net worth by $25K”

    “I’m going to work out 5x per week” vs “I’m going to lose 20 pounds.”

    Accountability

    Join online groups or local groups

    Groups that have people ahead of where you currently are are a big bonus

    Share milestones/goals with friends

    Keep talking about it to the point where you’d be embarrassed if you didn’t finish

    Set punishments and rewards for your actions

    Goal Sizing

    Goals shouldn’t be so big that they paralyze you

    They also shouldn’t be so easy that you hit them without much effort

    A “good” goal should require quite a bit of effort, but still be possible

    If you hit your goal too early in the year, you may lose steam (you can always level up your goal, too; it’s just important to know your personality)

    A / B Goals

    Many runners/athletes in competition have an A and a B goal, maybe even a C goal. 

    A -> The stars align perfectly, you can see a path to it, you’re putting in the work, but it’s a reach

    B -> Fairly confident, little room for error, still can be very proud of the outcome

    C-> as within your control as possible, room for error, a backstop to avoid just giving up if your more aggressive goal fails

    Becoming a person who ____

    “I’m the type of person who saves 50% of my income.”

    “I’m the type of person who runs marathons.”

    “I’m the type of person who volunteers.”

    Let go of the fear of failure by playing the tape forward

    If you can look yourself in the mirror and be proud of your effort, what is really the biggest drawback to you trying and failing?

    Celebrate the wins along the way

    Maybe your goal is a 10k this year

    Celebrate your first 5-mile run

    Celebrate your new 5k PR

    Cody and Justin’s 2026 Goals!

    Here’s a sneak peek into the goals we shared publicly in this episode:

    Cody’s Goals:

    Fewer decisions driven by money

    Make decisions bc I want to do them (regardless of money)

    More regular fitness challenges

    Ironman, Hyrox, 100k steps, etc

    Spontaneous adventures

    Always discovering and exploring new places (even at home)

    Book launch

    Goal is April/May release, podcast tour, book tour, etc

    Gold City Ventures

    Nail down an ad strategy, continue to grow business

    Real estate

    Keep running existing properties, only “buying” new properties via syndication. Scaling back a bit feels good

    Justin’s Goals:

    Run a Marathon in December (CIM)

    A goal -> sub 3:15

    B goal -> sub 3:30

    C goal -> sub 4hr

    New PRs

    5k / 10k / half marathon / Deadlift

    Hyrox Double with Leslie

    Lead a group fitness-focused trip

    A goal -> 12+ person international

    B goal -> any number domestic

    C goal -> any number in Austin

    Build Fitness Community

    Host 6+ in-person fitness meetups

    Design 12 12-week beginner Hyrox guide

    Post weekly fostering community

    This goal is in support of the fitness trip goal

    Hang out with at least one friend every week we’re in Austin

    Run the greatest number of annual miles of my life

    A goal -> Avg  30 miles per week post Achilles rehab

    B goal -> Avg  25 miles per week post Achilles rehab

    C goal -> Avg  20 miles per week post Achilles rehab

    Finish House Remodel in Mississippi

    A Goal – Full remodel, landscaped, short-term rental

    B Goal – Full remodel, long-term tenant

    C Goal – Liveable for personal use

    Complete another amazing multi-month International trip with Leslie

    Build out Recipes

    A Goal – 50+ fully documented recipes posted on Substack with social posts

    B Goal – 50 Recipes Designed, 25 documented and posted on Substack

    C Goal – 50 Recipes Designed

    Finish documenting the 2025 trip on Substack

    We hope you enjoy getting these tried and true methods for hitting your goals.

    If you found value in the episode, please share it with a friend!

    Links from the Episode

    Spain Fitness Retreat

    Share Your Goals With Us

    The Ultimate FI Spreadsheet

    YouTube Interview

    https://www.youtube.com/watch?v=KXe07xlJzRA

    Join the Community

    We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

    Grab the Ultimate FI Spreadsheet

    Join our Facebook Group

    Leave us a voicemail

    Send an email to contact [at] TheFIshow [dot] com

    If you like what you hear, please subscribe and leave a rating/review!

    >> You can do that by clicking here <<

    Learn More About Your Hosts

    CodyDBerman.com (Cody’s Blog)

    Saving-Sherpa (Justin’s blog)
  • The Financial Independence Show

    $8,000/Month Digital Nomad Family + Business Marketing 101 | Eric Dingler

    02/01/2026 | 44 mins.
    Eric Dingler and his family of 6 travel the world full-time for just $8,000 per month.

    He runs multiple businesses, “worldschools” his kids, and chooses to live life a bit differently.

    In this episode, we cover:

    How to travel with a large family

    Eric’s digital nomad toolkit

    Wordschooling and alternative education

    Business marketing 101

    A full budget breakdown for each spending category

    How he left his job for entrepreneurship

    And so much more.

    If you found the episode valuable, please share it with a friend!

    Links from The Episode

    Eric’s Resources (https://ericdingler.com/FIS)

    InTransit Studios (https://intransitstudios.com/)

    Eric’s LinkedIn (https://www.linkedin.com/in/ericdingler/)

    Eric’s Podcast (https://familyofdashes.com/podcast/)

    YouTube Interview

    https://youtu.be/7VXxuCuFijE

    Join the Community

    We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

    Grab the Ultimate FI Spreadsheet

    Join our Facebook Group

    Leave us a voicemail

    Send an email to contact [at] TheFIshow [dot] com

    If you like what you hear, please subscribe and leave a rating/review!

    >> You can do that by clicking here <<

    Learn More About Your Hosts

    CodyDBerman.com (Cody’s Blog)

    Saving-Sherpa (Justin’s blog)

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About The Financial Independence Show

Cody Berman and Justin Taylor believe in the concept of “Financial Independence For All”. The Financial Independence Show focuses on REAL stories of individuals on their journey to financial independence. Each episode aims to include actionable insights and takeaways for listeners to implement into their own financial situation. The podcast covers topics like building wealth, entrepreneurship, investing, money mindset, small business, frugality, geoarbitrage, side hustles, real estate, productivity, travel, and so much more. Sit back, tune in, and join a community of like-minded people who are changing their lives through financial independence.
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