The Jesse Mecham Show

Money is the source of many relationship conflicts. It's the number one reason cited for divorce, for one. Money can, frankly, destroy relationships, but it doesn't have to. You can claim ownership of your money, and rid yourself of money stress -- and by extension, reduce your relationships stress too.
 
Jesse urges you to embrace curiosity — curiosity about what you can do and create with your money. You can incorporate a vision exercise into your daily routine with questions as small as "what do we want today to look like?" to big questions like "what do we want our kids' childhood to look like?" After all, discussions about money are really questions about life.
 
The next time you have a discussion with your spouse, partner, or child, be curious about what that person is saying. Sincerely curious. No judgment, just seeking understanding. Figuring out what you want your money to do for you is much easier when you understand you and your family's desires. Then money can become an amplifier of your shared vision, rather than a source of stress, strife, and division.
 
 
Watch The Jesse Mecham Show on YouTube:
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Got a question for Jesse? Send him an email:
[email protected]
 
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Watch The Jesse Mecham Show on YouTube:
https://www.youtube.com/@jessemechamshow
 
Got a question for Jesse? Send him an email:
[email protected]
 
Sign up for a free 34-day trial of YNAB at: www.youneedabudget.com
 
Follow YNAB on social media:
Facebook: @ynabofficial
Instagram: @ynab.official
Twitter/X: @ynab
Tik Tok: @ynabofficial

One of the interesting effects of using YNAB is how it shapes your vision of money through multiple viewpoints. There's the spending you are doing now, when you make a transaction, then there's the tradeoff that spending causes in the future, becuase the spending you do now impacts the spening you will do in the future.
 
Jesse gives the example of a man going out for sushi. The $30 he spends now on the sushi is $30 that he isn't spending on Christmas presents several months from now. The juxtaposition is a bit extreme, but the point is that unplanned spending does have an impact on your planned spending, and when you start planning how to spend your money with YNAB, then you see how your decisions now are affecting your decisions later. In a word, it's clarity.
 
And, importantly, when you have this clarity with your money and you clearly see the tradeoffs you are making by spending on a thing or an experience now, you can now spend without guilt or fear or anxiety, because you are owning the choice and you are happy with it.
 
Watch The Jesse Mecham Show on YouTube:
https://www.youtube.com/@jessemechamshow
 
Got a question for Jesse? Send him an email:
[email protected]
 
Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
 
Follow YNAB on social media:
Facebook: @ynabofficial
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Twitter/X: @ynab
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If life has pummeled you, and you've woken up from a financial bender -- hundreds of uncategorized transactions in YNAB with no recollection of what happend to all that money -- it's ok. Just get back on the horse and start again.
 
Jesse offers a humorous, and helpful, solution. Categorize all those transactions under a new category called "Bender," and start looking forward. Don't worry about what happened. Decide what your money needs to do for you now and in the near future, and assign the dollars you have now to those categories.
 
While reflecting on the past is important to understanding our behaviors and identifying areas of our spending where we need more clarity, it's only important to the extent it helps us get better at assigning money in the future. So pick yourself up, climb back on the horse (I mean, wagon) and give every dollar a job today.
 
 
Watch The Jesse Mecham Show on YouTube:
https://www.youtube.com/@jessemechamshow
 
Got a question for Jesse? Send him an email:
[email protected]
 
Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
 
Follow YNAB on social media:
Facebook: @ynabofficial
Instagram: @ynab.official
Twitter/X: @ynab
Tik Tok: @ynabofficial

If you think you're bad with money, you're not alone. Money management is not something that comes natural to most, and it's certainly not something that most of us are taught. But getting good with money is a skill, and that's good news! No matter where you are starting, you can get better at managing your money and learn to live stress-free when it comes to money.
 
Watch The Jesse Mecham Show on YouTube:
https://www.youtube.com/@jessemechamshow
 
Got a question for Jesse? Send him an email:
[email protected]
 
Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
 
Follow YNAB on social media:
Facebook: @ynabofficial
Instagram: @ynab.official
Twitter/X: @ynab
Tik Tok: @ynabofficial