PodcastsBusinessCentsational Women Investing

Centsational Women Investing

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House
Centsational Women Investing
Latest episode

220 episodes

  • Centsational Women Investing

    220. The Centsational Aperitivo: Botox, Highlights, and Retirement!

    02/07/2026 | 28 mins.
    Let's do something a little dangerous over our espresso today: let's actually add it up.
    The hair. The nails. The lashes. The facials, the massages, the gels, the "one more" moisturiser on an already full shelf. None of it is something to feel guilty about we love all of it. But almost no woman ever totals what it costs across a lifetime, and the number can quietly reach six figures.
    Three things we get into:
    Why spending on looking good feels so easy and building wealth feels so hard.
    What that money could actually become if you redirected even part of it.
    How to keep the beauty and build the wealth because this was never an either/or.
    Come and join us!
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
    Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...
  • Centsational Women Investing

    219. Espresso & the Economy: Is This a Bubble?

    29/06/2026 | 10 mins.
    Everyone's whispering the word "bubble" right now — and the headlines want you scared before you understand anything. In this Espresso episode, Francesca shows you why "is this a bubble?" is the wrong question, and the one simple test that turns any frightening market headline into something you can read calmly.
    In this episode:
    Why the word "bubble" is suddenly everywhere  and what's actually happening in the market right now (the tech and AI pullback, in plain language)
    Correction vs. bubble — the one distinction that changes how every headline lands, explained with a simple café analogy you'll never forget
    The one question to ask — are price and worth moving together, or has the price floated away? — and why it's worth more than ninety percent of the headlines you'll ever read
    Why calm investors sleep through weeks like this — and why it's not because they know more, but because they're reading something different
    Listen now! And stay Centsational. ✨
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
    Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...
  • Centsational Women Investing

    218. The Centsational Aperitivo: "I Thought I Was Too Stupid to Invest"

    25/06/2026 | 18 mins.
    I'd love to start… but I don't understand enough yet.
    If you've ever said it, this one's about you and it's not what you think. Over a cocktail, Francesca, Melanie and Kristin take apart the most paralyzing sentence in a woman's financial life.
    In this episode:
    Why "I don't understand enough" is almost never an information problem
    The quiet difference between waiting to feel ready and building readiness
    Why the women who "know the most" are so often the ones who invest the least
    You don't need to understand everything. You need a safe place to start, make mistakes, and ask the questions you've been too embarrassed to ask. Listen now!
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
    Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...
  • Centsational Women Investing

    217. Elon Musk Salary and Why That Should Change How You See Your Own Money

    22/06/2026 | 11 mins.
    The richest man alive reportedly pays himself a salary of just $54,080 a year. It's true and almost everyone read it backwards.
    In this episode:
    Why "he only earns $54,080" is completely true and completely beside the point
    Income vs. wealth: the river and the reservoir, and why we were taught to watch the wrong one
    How the very wealthy actually fund their lives (and why it isn't a salary)
    Listen now!
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
    Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...
  • Centsational Women Investing

    216. Why Your Extra Income Keeps Disappearing (And How to Turn It Into Wealth)

    18/06/2026 | 18 mins.
    Most women treat extra income as spending money… a little reward, a treat, a "I earned it so I can enjoy it." And then it quietly disappears. In this episode, Melanie shows you why that one decision is the difference between a side project and a real investment engine.
    What you'll learn in this episode:
    The percentage model for handling every euro that comes in (bonus, rebate, winnings, side income)
    How to enjoy your money and invest it without resentment or guilt
    What lifestyle inflation really costs you by age 60
    Creative, low-time side income ideas that don't steal from your career or family
    How to close the gap when your goal needs more than your current budget allows
    Why a clear, intentional system beats a bigger salary every time
    Book a call with our team If you want to build this system with guidance not alone, not guessing, not making costly mistakes come and talk to us.
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
    Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...
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About Centsational Women Investing
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! Investing is only for rich men in suits… right? LOL. Nope. Not here.Whether you: - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”…You’re in the right place.I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.I didn’t grow up knowing any of this.Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.But that’s when I started. Slowly, awkwardly, imperfectly.Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.If you’ve ever thought: “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…”Press play — and get ready to prove yourself wrong.We’ll prove you wrong (and you’ll thank us later).🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.👉 👉 Click HERE to save your spot instantly Legal disclaimerContent on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
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