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Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House
Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women
Latest episode

248 episodes

  • Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

    248. Money Mindset: You Fought Harder for a Hotel Upgrade Than for Your Own Wealth. Stop THIS.

    08/10/2026 | 12 mins.
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    You'll bargain over a dress without blinking. You'll push for the room upgrade. Then the number on the table is your own salary, your own savings, your own wealth, and suddenly you go silent.
    The full team gets into what changes in your body between haggling for a handbag and asking for what you're worth. And why so many of us have been sharp negotiators all along, just in the wrong places.
    In this episode, you'll discover:
    Why your nervous system stays relaxed at the market and locks up in a salary conversation
    The one sentence Melanie uses at five-star hotels, and why it works just as well on your boss
    What a hotel check-in in Seville reveals about who gets the upgrade and who gets told "nothing's available"
    What happened when a Dubai shopkeeper downgraded Melanie from "Arabian princess" to "Shakira"
    Your negotiation instinct was never missing. Want to point it at your own number? Listen now!
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. 
    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...
  • Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

    247. Wealth Building: Buy the Bigger Home Before THIS and Pay for It Forever

    05/10/2026 | 8 mins.
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    You got the raise. You bought the bigger home. Everyone said congratulations. So why do so many women feel poorer three years later?
    In this episode, you'll discover:
    The costs no bank puts in the maths when it says yes to your mortgage
    What researchers found when they followed people who moved to a bigger home
    The question we ask every woman before she signs anything big (most women can't answer it)
    Ready to answer it with your own numbers? Listen now!
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. 
    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...
  • Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

    246. Financial Freedom: Can't Afford to Leave? Then You Never Chose to Stay

    01/10/2026 | 14 mins.
    Send us Fan Mail
    There's money in your life that one person doesn't know about. Maybe it's a savings account. Maybe it's a number you quietly round down when someone asks. This week at the Money & Martinis table, the doors are closed and nobody is judging. We open up secret accounts, hidden savings and the exit plans so many women keep without ever saying them out loud. We want to know what that money is guarding you from.
    In this episode, you'll discover:
    Why your body might want a hidden account even in a relationship you trust, and the family history that could be driving the urge
    Where healthy financial privacy ends and secrecy starts eating away at a relationship
    The emergency fund mistake couples make that leaves one partner unable to stand on her own two feet
    The role you may have slipped into around money without noticing, and why it hands your future to someone else
    What surfaces in a marriage once one partner starts learning to invest
    Listen now.
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. 
    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...
  • Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

    245. Portfolio Mistake: Your Bank Called You Diversified. You Bought the Same Thing 20 Times

    28/09/2026 | 8 mins.
    Send us Fan Mail
    Markets keep breaking records. You opened your app, and your number barely moved.
    You did everything right. You spread your money across funds. Your bank told you that you were well diversified. You believed them.
    This week, we open up a portfolio that looks perfect on paper and ask the one question your bank statement will never answer for you. You'll also find out what your bank advisor has in common with Francesca's first boyfriend.
    If you own more than a handful of funds and you're not sure what's inside them, press play before you touch anything.
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. 
    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...
  • Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

    244. Ask for It or Stay Broke: DO THIS INSTEAD

    24/09/2026 | 17 mins.
    Send us Fan Mail
    You've been treating "no" like a verdict on you. It isn't. It's just the first move in a conversation you keep walking away from too early.
    This week on The Ask, all four of us are unpacking what actually happens when you hear no, and why it costs you so much more than the moment itself.
    What rejection does in your body long after the word is said
    How women who ask for a living hear a no completely differently than you do,
    The no that once nearly rerouted one of our entire careers
    The reframe that turns "no" from a closed door into information you can actually use
    Every no you've never risked hearing has already cost you something. Book a call with our team and let's find out what it's cost you, and what the next ask could hand you instead.
    Support the show
    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 
    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 

    About the show
    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money. 
    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...
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About Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! Investing is only for rich men in suits… right? LOL. Nope. Not here.Whether you: - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”…You’re in the right place.I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.I didn’t grow up knowing any of this.Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.But that’s when I started. Slowly, awkwardly, imperfectly.Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.If you’ve ever thought: “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…”Press play — and get ready to prove yourself wrong.We’ll prove you wrong (and you’ll thank us later).🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.👉 👉 Click HERE to save your spot instantly Legal disclaimerContent on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
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