Centsational Women Investing
Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House

Latest episode
224 episodes
224. Money & Martinis: The Birkin Test: Would You Buy It If No One Could See It?
16/07/2026 | 23 mins.Send us Fan Mail
In this episode, we pour the martinis and ask the one question that quietly separates a real investment from an expensive way to feel important: would you buy this thing if you could never show it to anyone or tell anyone about it?
In this episode:
The question that reveals whether you're buying the object or buying your own status
Bought status vs. earned status — and why one disappears while the other can never be taken from you
What the Birkin "14% a year" claim leaves out (and who's really making that math work)
The moment status is a smart tool, and the moment it's just money that could have worked harder elsewhere
Why the real luxury isn't the object — it's being the woman who understands her money so completely she can hold the bag and the freedom
If you saw a little of yourself in this, come join our free Investing Workshop — where we walk you through how investing actually works for women in Europe, without the "the problem must be me" feeling. Pour the martini, bring yourself, and we'll see you there.
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...223. Espresso & the Economy: Robots, Electricity, and the End of the Rule That Built the Global Economy
13/07/2026 | 10 mins.Send us Fan Mail
For 40 years, the entire global economy has run on one simple rule. A humanoid robot working full shifts on a factory floor just started to break it and almost nobody is explaining what it means.
In this Espresso & the Economy, we unpack one of the deepest currents moving markets right now.
In about eight minutes, you'll get:
The single rule that has run global trade for 40 years and why it's cracking now
The strange new question the whole world is starting to ask instead (yes, it involves robots)
Why the market keeps rewarding the same big, efficient companies and what it actually means for you and your money
Ready to turn understanding into an actual plan you can hold? Listen now!
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...- Send us Fan Mail
Somewhere in a sunlit café in Paris, the four of us leaned in to talk about the one thing most women would rather avoid entirely: asking for more money.
Because here's the truth we kept coming back to — you teach people how to treat you. Including your boss.
We cover:
Why your voice goes tight and your breath goes shallow the moment you have to ask
The hidden belief underneath the fear
Why the first "no" is a test and the mindset shift that turns a rejection into leverage (yes, there's a diamond-earrings story)
What to do when your value isn't seen
This is the first in our new series on asking for more at work, in money, and in life.
Asking for the raise is one thing. Turning it into lasting freedom is another. If you want to see, step by step, how to make your money actually work for you — without the overwhelm — book a call with our team. The link is below.
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i... 221. Espresso & the Economy: The Cozy Money Mistake Costing European Women a Fortune
06/07/2026 | 9 mins.Send us Fan Mail
Your friend at dinner says it with total confidence: "I only invest in Europe I like to keep my money where I understand it." Everyone nods. It sounds wise. It sounds grounded :) It's also costing her.
In this Espresso shot, Francesca unpacks why the American market keeps sprinting while Europe jogs in plain language, no economics degree required.
This is the difference between women who read about investing and women who actually become investors.
Familiar is a feeling. Diversified is a decision.
🎧 Ready to build a calm, globally diversified foundation without becoming a finance person or watching a single screaming chart? Join our free Investing Workshop. Link below. 👇
#CentsationalWomen #WomenAndMoney #InvestingForWomen #HomeBias #GlobalInvesting #FinancialConfidence
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...- Send us Fan Mail
Let's do something a little dangerous over our espresso today: let's actually add it up.
The hair. The nails. The lashes. The facials, the massages, the gels, the "one more" moisturiser on an already full shelf. None of it is something to feel guilty about we love all of it. But almost no woman ever totals what it costs across a lifetime, and the number can quietly reach six figures.
Three things we get into:
Why spending on looking good feels so easy and building wealth feels so hard.
What that money could actually become if you redirected even part of it.
How to keep the beauty and build the wealth because this was never an either/or.
Come and join us!
Support the show
🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop
🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.
About the show
Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.
Topics we cover: investing for women · how to start investing · passive income · financial freedom · financial literacy · money mindset · wealth building · wealth management · financial independence · retirement planning · financial confidence · overcoming financial anxiety · i...
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About Centsational Women Investing
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! Investing is only for rich men in suits… right? LOL. Nope. Not here.Whether you: - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”…You’re in the right place.I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.I didn’t grow up knowing any of this.Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.But that’s when I started. Slowly, awkwardly, imperfectly.Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.If you’ve ever thought: “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…”Press play — and get ready to prove yourself wrong.We’ll prove you wrong (and you’ll thank us later).🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.👉 👉 Click HERE to save your spot instantly Legal disclaimerContent on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
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