Friends That Invest

This week, Sim breaks down financial minimalism and how owning less can help you save more money, reduce stress and build wealth faster. She explores the psychology behind lifestyle creep, why experiences can bring more happiness than material things, and how spending less can leave more money to invest. Plus, Sim shares her approach to modern minimalism, where you can still splurge on the things you genuinely value without getting caught up in status or overconsumption.
Watch on YouTube | Somnipods 3

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Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training

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This week, Sim breaks down 11 expensive splurges she doesn’t think are worth the money, from the Dyson Airwrap and Apple Watch to luxury jewellery, designer bags and brand-new cars. She shares which purchases she regrets, where she thinks you can spend less without sacrificing much, and why a high price tag doesn’t always mean better value. If you’re trying to save money, avoid lifestyle creep and make smarter spending decisions, this episode could save you thousands.
Watch on YouTube | Somnipods 3

More from Friends That Invest:
Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training

Instagram | TikTok | X | Facebook
Hosted on Acast. See acast.com/privacy for more information.

This week, Sim shares what happened when she broke one of investing’s biggest rules and tried to time the market by selling her NVIDIA shares. She breaks down why predicting market bubbles is almost impossible, the hidden costs of buying and selling, and why time in the market can matter more than getting the timing perfect. It’s a real-life investing lesson on overconfidence, market timing, and why a long-term strategy built around broad market index funds can be much simpler.
Watch on YouTube | Somnipods 3

More from Friends That Invest:
Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training

Instagram | TikTok | X | Facebook
Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down why she’s not selling her S&P 500 investments or pulling her money out of the US stock market, despite growing fears about America’s future. She explores four key reasons she remains confident in US investing long term, including innovation, access to capital, market liquidity, and the global revenue generated by S&P 500 companies. Plus, Sim explains where emerging markets can fit into a diversified investment portfolio without making drastic decisions based on short-term fear.
Watch on YouTube | Somnipods 3

More from Friends That Invest:
Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training

Instagram | TikTok | X | Facebook
Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the hidden ways people pleasing could be costing you thousands, from accepting extra work without recognition to underselling yourself, overspending, and struggling to set financial boundaries. She shares practical strategies to negotiate your salary with confidence, stop money leaks, and build healthier habits at work and at home. If you want to earn more, spend less, and stop letting guilt get in the way of your financial goals, this episode is for you.
Watch on YouTube | Somnipods 3

More from Friends That Invest:
Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training

Instagram | TikTok | X | Facebook
Hosted on Acast. See acast.com/privacy for more information.