Honest Property Investment with Natasha Collins

Everyone wants a higher yield from their commercial property investment... but are you prepared for what comes with it?
In this episode, I’m talking about what different yield levels can actually mean in practice. I cover the risks you’re likely to encounter with 10%+ yielding properties, why 8–10% can offer an interesting balance between cash flow and asset management opportunities, and what you’re really buying when you move below 8%.
I also talk about competition, realistic timescales for finding these deals and why a higher yield isn’t simply a higher return — there’s usually a reason the market is pricing the property that way.
If you have a target yield in mind for your next commercial property investment, this episode will help you understand what you may need to accept to achieve it.

"I want an 8% yield." I hear a version of this from almost every investor I talk to, and there's nothing wrong with having a target return, but wanting an 8% yield doesn't mean the market owes you one. In this episode I break down the relationship between the return you actually want, the yield the market is currently pricing, and the risk you need to take to bridge the gap between the two, including what prime yield guides are (and aren't) telling you, and the one question you should ask every time someone sends you a deal "yielding 9%."
In this episode:
Why wanting an 8% yield doesn't mean the market owes you one

What return do YOU actually want and why yield and return aren't the same word

Working backwards from your required return to the right risk profile

What a prime yield guide is actually telling you (and what it isn't)

Prime yield as the market's risk benchmark breaking down where the extra 2.5% comes from

Why "is 8% a good yield?" is the wrong question — two properties, same yield, opposite investments

What prime yield guides ARE useful for

Why prime yield isn't your required return

Where the 5-Minute Deal Check fits into all of this

Links:
Run the 5-Minute Deal Check yourself → https://ncrealestate.co.uk/5-minute-deal-check/

If you think the reason you can't find a decent commercial property deal is the market, it isn't — it's that you're checking a couple of portals every few days instead of running an actual funnel. In this episode I show you exactly what my funnel looks like end to end, using a real client search that's been running since Thursday: 48 leads in, filtered right down to 2 genuine opportunities. Then I run both of those real, live deals through my 5-Minute Deal Check on air, so you can hear exactly how a fast filter tells you where to spend your actual time — and where not to.
In this episode:
Why "the market" isn't your actual problem

What a real funnel looks like — alerts, one spreadsheet, a hard filter

The numbers: 48 leads in since Thursday, only 2 good enough to shortlist

Live case study 1 — a mixed-use freehold that looks fine on paper

Live case study 2 — the deal that comes down to one question for the agent

What both of these actually prove about filtering fast

Where to run this same check yourself

Links:
Run the 5-Minute Deal Check yourself → https://ncrealestate.co.uk/5-minute-deal-check/

Get the 5-Minute Deal Check → https://ncrealestate.co.uk/5-minute-deal-check/
(£49 + VAT founding price, rising to £249 + VAT once the first 100 are sold)
Every deal that lands on my desk gets the same first test before anything else happens: rough numbers, real risks, a straight verdict. In this episode I walk through exactly how I do that — and introduce the tool I've built so you can run the same check yourself in about five minutes. I also take a property that's live on the market right now and run it through the test in real time, so you can hear exactly what it catches that a quick skim of the brochure wouldn't.

Welcome to the second edition of my monthly NC Real Estate Economic Dashboard, where I take the latest economic data and explain what it means for commercial property investors.
Rather than reacting to headlines, I use a simple dashboard to monitor the key indicators that influence commercial property and decide whether I need to change the way I analyse investment opportunities.
This month, I discuss:
Why 10-year gilt yields have edged back up and what that could mean for commercial property values
Why the Bank of England base rate has remained unchanged whilst commercial mortgage pricing has started to soften
How the latest inflation figures are influencing my view of tenant affordability
What the latest RICS UK Commercial Property Monitor tells us about occupier demand
Why vacancy continues to rise even though tenant demand is beginning to improve
What the latest investment enquiries reveal about buyer confidence
Why I'm continuing to underwrite deals using a 9-month void period and 6 months' rent free
The biggest risks and opportunities I'm seeing in today's commercial property market
I also explain the assumptions I'm making in my own deal analysis and why, despite some encouraging signs, I'm not changing my underwriting just yet.
The purpose of this dashboard isn't to predict the future. It's to understand the current market, ask better questions and make more informed commercial property investment decisions.
NC Real Estate helps commercial property investors build high-performing, income-generating portfolios that have the potential to increase their value — without the overwhelm.