Mom Wife Career Life | Time Management & Work-Life Balance for Working Moms, Mindset, Healthy Habits, Positive Parenting

Hi mama,

If you feel like you make good money… but somehow still feel stressed about it — this episode is for you.

In part two of our mini money mindset series, I’m sitting down with Shana and Vanessa… the Budget Besties… to talk about how working moms can:

Stop relying on credit cards
• Dig out of holiday debt
• Avoid the “Amazon black hole”
• Create separate spending buckets that actually work
• Set up a simple budget system that runs on autopilot
• Teach kids healthy money habits early

We’re talking about real life budgeting…. not restriction, not shame, not tracking every penny — but building a system that supports your goals, your family, and your future.

If you’ve ever said:
“I’ll figure it out later.”
“I make good money… why does it feel tight?”
“I don’t even know where it’s all going…”

This conversation will change how you think about money.

Plus, we dive into:
✔️ The Christmas debt hangover
✔️ Why credit cards feel like a black hole
✔️ How to automate your budget so it works even when life gets crazy
✔️ Giving your kids their own accounts and financial responsibility
✔️ How to divide holiday spending by 12 so next year feels calm

Because becoming intentional with your time also means becoming intentional with your money.

Future you is cheering you on!

💡 Links and Resources Mentioned:

Budget Besties Simplified Budgeting System – grab their beautiful, clean budgeting system that will help you tell your money where to go instead of wondering where it went!

🌟 Stress Free Weeknight Dinners Guide — Your go-to for cutting grocery bills and dinner stress

If this episode helped you, take a screenshot and share it with another mama who could use a little financial breathing room.

And remember… saving money doesn’t mean shrinking your life.
It means protecting your future peace 💛

Join our free Facebook community Work-Life Balance for Working Moms and tell us:
What’s one way you are cutting costs this month? 💭

⭐ If you found this episode helpful, please take a minute to leave a 5-star review on iTunes… your reviews help more moms find the show!

📌 Grab More Freebies!

✨ ChatGPT Prompts Made Simple for Moms end the decision fatigue✨

🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist

💖 Goal Manifesting Planner … map your dreams with bite-size prompts

🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)

📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes

🧹 Spring Cleaning Checklist… because clutter steals time, too

🎅Christmas Planning Guide… yes, early prep counts as self-care

Want to connect with other amazing moms?
Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰
If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

 

Love & Light, 
Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: [email protected]

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session

Hi Mamas,

Download my free guide: ✨ ChatGPT Prompts Made Simple for Moms ✨

This week, we’re continuing our mini money mindset series, and today’s episode is all about awareness — not restriction, guilt, or perfection.

If you’ve ever felt like money stress sneaks up on you…
If you’ve ever opened your bank app and thought, “How did that happen?”
If you’ve ever added things to cart when you were tired, overwhelmed, or just done…

You are not alone.

In this episode, we break down the quote:

“You must gain control over your money or the lack of it will forever control you.” — Dave Ramsey

And we talk about what that really means for busy working moms juggling careers, kids, and everything in between.

In this episode, we cover:

Why most overspending happens on autopilot

How awareness creates control… without cutting joy

Why money systems matter more than willpower

The difference between being restrictive and being intentional

💡 This Week’s Challenge:

Identify one area where you spend money without really thinking about it…  just one.

For me, it’s Amazon (which is why I challenged myself to a full month without spending there). For you, it might be eating out, Target runs, or impulse purchases online.

Your job isn’t to fix everything.
Your job is to notice.

Because once you see it… change becomes possible.

👉 Come share that one area where your spending money without thinking about it free Facebook community Work-Life Balance For Working Moms

⭐ If this episode gave you a little boost, please take a moment to leave a 5-star review on Apple Podcasts or Spotify… your reviews help more amazing moms find the show! ⭐⭐⭐⭐⭐

📌 Grab Your Freebies!

🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist

💖 Goal Manifesting Planner … map your dreams with bite-size prompts

🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)

📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes

🧹 Spring Cleaning Checklist… because clutter steals time, too

🎅Christmas Planning Guide… yes, early prep counts as self-care

💻ChatGPT Prompts Made Simple for Moms.. simply cut and paste

Want to connect with other amazing moms?
Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰
If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

Love & Light, 
Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: [email protected]

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session

Hi mama,

Get my free guide: ✨ ChatGPT Prompts Made Simple for Moms ✨today!

If money has felt tighter lately… and the idea of “budgeting” already makes you tired…you are not alone.

In this episode, I’m sharing real, practical ways I’ve personally cut costs and saved money in this season of life… without extreme rules, guilt, or sacrificing the things that matter most.

Between senior year expenses, college prep, travel plans, and everyday life, our family needed to get more intentional with spending. And in just one month, small changes added up to real savings.

This episode is for busy working moms who want:
✔️ Less financial stress
✔️ More clarity around spending
✔️ Simple habits that actually stick
✔️ Permission to do money differently in this season

In this episode, you’ll learn:

How to spot and eliminate silent spenders draining your account
• Why meal planning before shopping saves more than you think
• How “shopping your house” reduces both clutter and spending
• Why setting a short no-spend window builds awareness fast
• How to automate savings… even if it’s a small amount
• Where generic brands make sense (and where splurging does)
• Easy ways to save on insurance, toiletries, kids’ activities, and experiences
• The mindset shift that stops overspending without shame

This isn’t about being perfect with money.
It’s about becoming conscious instead of reactive.

Most overspending isn’t reckless… it’s unconscious.
And once you start noticing patterns instead of judging yourself, everything shifts.

💡 Links and Resources Mentioned:

Budget Besties Simplified Budgeting System – grab their beautiful, clean budgeting system that will help you tell your money where to go instead of wondering where it went!

🌟 Stress Free Weeknight Dinners Guide — Your go-to for cutting grocery bills and dinner stress

If this episode helped you, take a screenshot and share it with another mama who could use a little financial breathing room.

And remember — saving money doesn’t mean shrinking your life.
It means protecting your future peace 💛

Join our free Facebook community Work-Life Balance for Working Moms and tell us:
What’s one way you are cutting costs this month? 💭

⭐ If you found this episode helpful, please take a minute to leave a 5-star review on iTunes… your reviews help more moms find the show!

📌 Grab More Freebies!

🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist

💖 Goal Manifesting Planner … map your dreams with bite-size prompts

🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)

📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes

🧹 Spring Cleaning Checklist… because clutter steals time, too

🎅Christmas Planning Guide… yes, early prep counts as self-care

Want to connect with other amazing moms?
Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰
If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

Love & Light, 
Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: [email protected]

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session

Hi Mamas,

Download my free guide: ✨ ChatGPT Prompts Made Simple for Moms ✨

If you’ve ever felt overwhelmed, stretched thin, or emotionally exhausted… but couldn’t point to one specific reason… this episode is for you.

In this Monday Mindset episode, we’re unpacking a powerful truth inspired by a Benjamin Franklin quote:

“Beware of little expenses. A small leak will sink a great ship.”

While this quote is often applied to money, it speaks just as loudly to time, energy, and mental load… especially for working moms.

Because most overwhelm doesn’t come from one big mistake.
It comes from dozens of tiny drains we barely notice.

In this episode, you’ll learn:
• Why small, habitual “leaks” create big stress over time
• How convenience, obligation, and default decisions quietly drain you
• Why awareness… not guilt… is the key to sustainable change
• How to stop judging yourself and start noticing patterns
• A simple mindset shift that creates immediate breathing room

This episode is not about doing more or fixing everything at once.
It’s about paying attention… without shame… and reclaiming your sense of control.

💛 This week’s gentle challenge:
This week, your challenge is to notice one small leak in your life… whether it’s related to time, money, energy, or emotional bandwidth. Write it down. Name it. And ask yourself if it’s still serving this season of your life.

No fixing. No pressure. Just awareness.

👉 Come share what small leak you noticed this week  inside our free Facebook community Work-Life Balance For Working Moms… because your joy might just inspire another mom to find hers too.

⭐ If this episode gave you a little boost, please take a moment to leave a 5-star review on Apple Podcasts or Spotify… your reviews help more amazing moms find the show! ⭐⭐⭐⭐⭐

📌 Grab Your Freebies!

🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist

💖 Goal Manifesting Planner … map your dreams with bite-size prompts

🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)

📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes

🧹 Spring Cleaning Checklist… because clutter steals time, too

🎅Christmas Planning Guide… yes, early prep counts as self-care

💻ChatGPT Prompts Made Simple for Moms.. simply cut and paste

Want to connect with other amazing moms?
Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰
If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

Love & Light, 
Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: [email protected]

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session

Hi mama,

Get my free guide: ✨ ChatGPT Prompts Made Simple for Moms ✨today!

In today’s episode, we’re talking about what’s really happening in your brain and body when stress is high… and how to find clarity without forcing yourself to “get it together.”

✨ In this episode, we cover:

Why stress and anxiety make everything feel equally important

The difference between urgent and important (and why stress blurs the line)

Why calm has to come before clarity

Simple grounding questions to help you identify what truly matters today

How to separate real problems from mental noise

Using non-negotiables to anchor your decisions when life feels heavy

A powerful “zoom-out” test to regain perspective

Why what truly matters is often quiet… not loud or urgent

🌿 This episode is for the mom who:

Feels overwhelmed and on edge

Struggles to prioritize when everything feels important

Wants to protect her energy and mental health

Needs permission to slow down and breathe

You don’t need perfect clarity.
You don’t need to solve everything today.

You just need one steady truth to come back to… especially when life feels loud.

💬 Let’s keep this conversation going!

Join our free Facebook community of moms just like you Work-Life Balance for Working Moms!

⭐ If you found this episode helpful, please take a minute to leave a 5-star review on iTunes… your reviews help more moms find the show!

📌 Grab More Freebies!

🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist

💖 Goal Manifesting Planner … map your dreams with bite-size prompts

🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)

📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes

🧹 Spring Cleaning Checklist… because clutter steals time, too

🎅Christmas Planning Guide… yes, early prep counts as self-care

Want to connect with other amazing moms?
Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰
If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

 

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Love & Light, 
Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: [email protected]

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session