448 episodes
- This isn’t a “good” housing market for anyone. Affordability remains a major barrier to homeownership. Sellers aren’t getting what they want for their homes. Now, builders are signaling that the current housing shortage could get even worse. It’s bad news for aspiring homeowners, but could it finally put a floor on this housing market correction?
This week’s headlines highlight how affordability challenges are reaching every corner of the housing market—not just for buyers. A perfect storm of high interest rates, stagnant home prices, and rising material and labor costs is putting builders under pressure, too. As a result, housing starts and single-family home completions have reached their lowest levels since 2020. But could this slowdown ultimately limit how far home prices can fall?
At the same time, there are other factors keeping homes off the market—like a potential capital gains tax problem discouraging many baby boomers from listing their homes for sale. Meanwhile, house flippers are worried about another tax coming down the pipeline that could eat into even more of their profits. Everyone’s feeling the squeeze, but could these pressures causing the market to bend be the same forces that prevent it from breaking?
In This Episode We Cover
Why the single-family market correction may have just found its floor
Why many homebuilders are building less amid a national housing shortage
Whether we should raise the capital gains tax exclusion for homeowners
A new tax that could cost house flippers even more of their margins
Three issues that are potentially contributing to a stagnant housing market
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the Investor Brief Newsletter
Find an Investor-Friendly Agent in Your Area
Flippers Supplied 2x More Starter Homes Than Builders in 2025
Dave's BiggerPockets Profile
Henry's BiggerPockets Profile
James' BiggerPockets Profile
Kathy's BiggerPockets Profile
CRE Daily: US Housing Starts Slow, Giving Apartments Room to Recover
AEI Housing Center: Capital Gains Rules on Home Sales and Senior Homeowner Lock In
The Real Deal: “The math has stopped working”: NYC home flipping drops as state legislators propose new tax
Grab The Book on Tax Strategies for the Savvy Real Estate Investor
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-446.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices - The average American will not be able to retire. 50% are going into their golden years with less than $500,000—significantly short of what would even be considered a livable retirement amount. Social Security only has so long before payments begin to get cut, and retiring during a stock market crash, or even a correction, can put you at sizable risk of returning to work.
But one asset can help you retire with less, reach retirement (or even early retirement) faster, and do so without putting your future freedom at risk—real estate. Today, Dave is going to prove why so many of his retirement plans sit on rental properties as a stable base, and how Americans can retire with up to 50% less using real estate, as opposed to stocks and bonds.
This flips the entire retirement equation on its head. Now you don’t need to bet on the market, you don’t need to hope and pray Social Security will exist when it’s your turn to collect, and you don’t need to hit some sky-high ($4,000,000+) retirement number just to live a comfortable life.
This is the faster, and arguably safer, formula for retirement in 2026 and beyond.
In This Episode We Cover
How to retire with far less using real estate cash flow (instead of selling stocks)
How much you actually need to retire in the United States (inflation-adjusted)
The real estate retirement framework that gives you better returns, more cash flow, and a simpler path
Why 81% of Americans are at risk of never being able to comfortably, confidently retire
The problem with building a cash flow-focused real estate portfolio too early (it will cost you)
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the Investor Brief Newsletter
Find an Investor-Friendly Agent in Your Area
How Much Passive Income is Enough to Retire With?
Schroders US Retirement Survey
Dave's BiggerPockets Profile
Grab Dave’s Book, Real Estate by the Numbers
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-445.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices - Zillow is seeing “signs of life” emerging in the housing market. Strong demand, days pending hitting pre-pandemic levels, and serious cash flow in specific markets. How long will this last, and what happens when new construction completions fall off a cliff in the near future? Will rents and home prices reverse, going from stable (and even falling) to rising as demand outpaces supply even more?
Orphe Divounguy, Zillow Senior Economist, is back to share the most up-to-date housing market data. Orphe brings good news—sales are increasing, demand is surprisingly strong, and a recovery (albeit fragile) for the housing market is underway. Some markets are seeing a drastic increase in sales; others are seeing almost unbelievably strong cash flow (Orphe is talking $1,000/month), so which markets are which?
Finally, how long will this last? We keep talking about buyers getting discounts off of list price or serious seller concessions, but are we months or years away from this ending? With multifamily supply about to see a serious dropoff, the demand for housing (and rentals) could get even higher. Orphe breaks it all down!
In This Episode We Cover
The housing markets currently seeing strong cash flow even at list price (up to $1,000/month cash flow!)
Markets with the most home sales and why they’re beating many other major metros
Why rent and home prices could “firm” up once this happens in the housing market
No escaping this housing supply shortage? The reason why flat/declining population won’t crash housing
Sellers: How to price your home to get the highest (and quickest) sale (do not overprice)
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the Investor Brief Newsletter
Find an Investor-Friendly Agent in Your Area
On The Market 433 - New Data: U.S. Home Prices Are Hitting Their Floor
Dave's BiggerPockets Profile
Learn More from Orphe’s Team
Grab Dave’s Book, Real Estate by the Numbers
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-444.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices - You won’t believe why mortgage rates are going back up. It’s not because of the war, it’s not because of gas prices, and it’s not because of the Federal Reserve. Something nobody is talking about is playing a much bigger role in mortgage rates than most Americans think. It’s making big corporations richer while the average American continues to struggle to buy a home.
What is the hidden factor nobody’s talking about?
Today, Dave is getting into it, unpacking not only the real reason why mortgage rates are heading back toward 7%, but the loaded week of housing market news. First, we’ll touch on mortgage rates and the two reasons why they’re shooting back up even after a surprisingly positive inflation report. Then, the historic housing bill that successfully became law and what it really says in the fine print (is Wall Street actually banned?).
Finally, why rising student loan delinquencies could mean more renter demand and fewer home sales for millions of Americans.
In This Episode We Cover
The real reason why mortgage rates are going up even if inflation readings are falling
What’s actually in the historic 21st Century ROAD to Housing Act?
Wall Street’s “ban” on buying houses and what the fine print says
Cracks forming in student loan repayments and how it could trickle down to housing (more renter demand?)
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the Investor Brief Newsletter
Find Investor-Friendly Lenders
Dave's BiggerPockets Profile
Hear Our Full Episode on the Historic Housing Bill
Grab Dave’s Book, Start with Strategy
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-443.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices - The first half of the 2026 housing market is over, and now it’s time to answer the question everyone wants to know: What’s next? Will the market slow down even more and bring lower prices for patient buyers, or will a (surprisingly) resilient US economy finally give buyers what they’re looking for? We’re split. We’re disagreeing. And today, we’re giving our updated 2026 housing market predictions.
A long, slow, painful housing market could be in store for some, while a “booming” environment could be coming for others—which one will it be for you? We’re breaking it down, based on your exact market, property type, and whether you’re buying, selling, or holding and waiting.
One type of property James is warning you to actively avoid; Kathy is saying certain markets will bring huge benefits to those who buy in them early; and Dave sees bad signs for the American consumer, which could spill even more into the housing market.
Get ahead of the housing market—these are our H2 2026 housing market predictions.
In This Episode We Cover
Why an even slower, more painful market could be in store for 2026 sellers
The passive income play that Dave is doubling down on as rentals suffer
Flipping a house? What James warns you to do so you don’t lose money on your sale
The rental markets Kathy is currently eyeing to get deals before prices pop
Sobering signs that American consumers are still far from ready to buy
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the Investor Brief Newsletter
Find an Investor-Friendly Agent in Your Area
On The Market 431 - The “Engine” of the U.S. Economy is Starting to Crack
Dave's BiggerPockets Profile
James' BiggerPockets Profile
Kathy's BiggerPockets Profile
Grab the Book, Recession-Proof Real Estate Investing
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-442.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.
Learn more about your ad choices. Visit megaphone.fm/adchoices
More Business podcasts
Trending Business podcasts
About On The Market
The modern real estate investor doesn’t have time to research every headline and trend. That’s why BiggerPockets' Dave Meyer and his expert panel do it for you. Learn how to invest smarter in today’s economic environment.
Podcast websiteListen to On The Market, The Diary Of A CEO with Steven Bartlett and many other podcasts from around the world with the radio.net app

Get the free radio.net app
- Stations and podcasts to bookmark
- Stream via Wi-Fi or Bluetooth
- Supports Carplay & Android Auto
- Many other app features
Get the free radio.net app
- Stations and podcasts to bookmark
- Stream via Wi-Fi or Bluetooth
- Supports Carplay & Android Auto
- Many other app features


On The Market
Scan code,
download the app,
start listening.
download the app,
start listening.
On The Market: Podcasts in Family

































