Pennies To Pounds Podcast

• 125. Luxury Life Upgrades WITHOUT Breaking the Bank

  Send us a textIn this episode of Pennies to Pounds, Kia unpacks what it really means to enjoy life without sabotaging your financial future. Forget the old-school advice about constant sacrifice — this one’s about balance, strategy and enjoyment.Here’s what you’ll get:Smart ways to enjoy luxury on a budget (yes, including travel)The spending hack that keeps guilt out of your purchasesWhy a little planning goes a long way with flights, hotels and upgradesHow to make your lifestyle work for your money, not against itLearn how to build wealth and live well.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

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• 124. Trust the Algorithm: Why Gen Z is Letting AI Handle Their Money (Oh, and we're back!)

  Send us a textThe finance world is being transformed by artificial intelligence, with 73% of Gen Z and millennials now trusting AI more than human financial advisors to manage their money. This episode explores how AI can work for you rather than replace you.APPS MENTIONED:Cleo - https://web.meetcleo.com/Emma - https://emma.to/kiacommodorePlum - https://friends.withplum.com/r/x92P009iFMFreetrade - https://magic.freetrade.io/join/kia/07e18a08Moneybox - https://www.moneyboxapp.com/Pennies To Pounds AI Money Coach - https://stan.store/penniestopounds/p/your-ai-money-coach--by-pennies-to-poundsIf you're interested in trying AI-powered financial tools or have questions about which ones might work best for you, DM us @penniestopoundspod for personalised recommendations.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

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• 123. Faith in the Hustle: When Passion Meets Business Reality ft Priscilla Ohene

  Send us a textThis episode features an entrepreneurial journey filled with financial challenges, moments of doubt, and unexpected breakthroughs that keep dreamers moving forward. Priscilla shares her personal story of building a children's book series while balancing financial struggles and maintaining faith in her vision.We discuss:Turning something you love into a business can bring unexpected challenges that make it harder to enjoy at firstMoney problems can be challenging to handle and can seriously affect your mental healthKey moments and the right people can completely change the direction of your businessThe importance of reaching out and connecting with others, even when success feels far awayBuilding something that lasts takes time, patience, and a lot of hard work.Sometimes, just one person believing in your actions is enough to keep you going.If you enjoyed this episode, follow The Anaiyah Series on Instagram at @theanaiyahseries or visit theanaiyahseries.com to learn more about Priscilla's children's books and upcoming animation series.• Purchase 'How To Handle Money' - https://amzn.eu/d/gjomK0TSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

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• 122. Money Protection: Must-Have Insurance for Gen Z (And Why It Matters) ft Adrian Benjamin

  Send us a textIn this episode, we’re diving deep into why financial protection is non-negotiable and how to safeguard your future with the right insurance. We’ll break down key areas like income protection, life insurance, and critical illness coverage so you can make informed choices about your financial security.Here’s what we’re unpacking:Why the unexpected can happen anytime, and how to be prepared.The importance of income protection and how it keeps you covered if things go wrong.What life insurance does and why it’s essential, even if you think you’re too young.Why critical illness cover is a game-changer — and why everyone needs it.Busting common myths about insurance that could cost you down the line.Tips on how to find the right financial advisor or broker to guide you through the process.Ready to protect your future? For more personalised advice, contact Adrian Benjamin for a free consultation on social media.FOLLOW ADRIAN:💰 Instagram: https://www.instagram.com/adrian1b1/💰 LinkedIn: https://www.linkedin.com/in/adrian-benjamin-cemap/💰 Facebook: https://www.facebook.com/profile.php?id=61556540363988Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

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• 121. Earn Money on Shopping and Supporting Black Businesses ft Matthew Addai (Cashblack)

  Send us a textIn this episode, we’re exploring Cashblack, a game-changing cashback platform supporting Black-owned businesses and fostering community growth.We explore the platform’s origins, born from a pivotal social moment, and how it’s changing how we shop while empowering communities. You’ll hear about how Cashblack works, what makes it stand out, and the innovative strategies behind building trust with users and established brands.Key highlights include:• The origin story of Cashblack and how it came to life during a key social moment• A breakdown of how Cashblack works and its unique selling points• The power of trust-building through strategic partnerships• The challenges Cashblack has faced on its entrepreneurial journey• The vital role of community feedback and engagement in shaping the platform• Exciting upcoming features and plans for expanding the Cashblack experienceThis episode is packed with insights into how one platform makes a real difference and paves the way for future growth and economic empowerment.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

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