In this podcast episode, partner Holly Bunting discusses the evolving regulatory landscape for home equity investment (HEI) contracts, which have gained popularity as an alternative to traditional home equity lines of credit amid rising interest rates. HEI contracts are typically structured as real estate option contracts, where providers make an upfront payment to homeowners in exchange for a future percentage interest in the property. The episode highlights favorable case law supporting the classification of HEI contracts as non-loan options, but also notes ongoing scrutiny and legislative actions at the state level, with some states already treating these contracts as mortgage loans.
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17:15
What to Expect in Securitization in 2025
Please join Mayer Brown partners Frank Doorley, Patrick Healy, Janice Kong, and Tameem Zainulbhai for a discussion on What to Expect in 2025 in the fields of structured finance and securitization. They will examine some key challenges and opportunities this new year will bring to market participants, and discuss trending issues and topics affecting the structured finance and securitization markets. Topics include the residential mortgage loans, trends in fintech, trade receivables, and recent regulatory activity.
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29:03
What to Expect in Banking In 2025
Since President Donald Trump took office last month, his actions have marked a significant shift in federal policy, paving the way for the creation of a new regulatory framework impacting banks, financial services, and the digital assets sector. This sets the stage for what promises to be a busy year ahead. Join Mayer Brown partners Jeffrey Taft and Matt Bisanz as they share what to expect in the future of bank partnerships, banking-as-a-service, digital assets, OCC actions, and Basel III Endgame.
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27:21
FinCEN Confirms Suspension of Corporate Transparency Act
FinCEN has confirmed that, since December 7, 2024, reporting companies have not been, and will continue to not be, required to file beneficial ownership reports for as long as an injunction of the CTA remains in effect. Please join Mayer Brown partners Matt Bisanz and Gina Parlovecchio to understand what that means and how it may impact your organization.
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18:16
FDIC’s New Recordkeeping Proposal
Last month, the FDIC proposed rules related to FDIC pass-through insurance coverage. These rules could have a significant impact on bank-fintech partnerships, including some partnerships for programs that do not promise FDIC coverage to end customers. This webinar will analyze the proposed rules, and identify ways we think it could impact these partnerships (including some that may not be obvious). We’ll also weigh in on how industry leaders can shape the rule during the public comment period.
The Global Financial Markets podcast helps clients deal with the legal and business challenges resulting from the ongoing turbulence in worldwide financial markets. By mobilizing our global resources from multiple practices and offices, the podcast provides clients with knowledgeable and timely counsel on a broad spectrum of their legal needs.
Ireland