Konnected Minds Podcast

From teenage pregnancy to imposter syndrome to unstoppable self-awareness - and the brutal truth about why parents must have uncomfortable conversations with their children before the world teaches them the hard way, the 18-year-old girl who called crying because she thought she was pregnant and had never been taught about protection or boys because her parents never had that conversation with her, the psychological reality of imposter syndrome where good things happen and the first reaction is "why me?" followed by arrogance of "if not me then who?" and finally settling into humanity, and why reading books from Magdalene Albright to Roosevelt's memoirs reveals that greats are just human beings with the same 24 hours and the same organs as you - so why not you, while the real question becomes: are you self-deprecating enough to insult yourself so harshly that when strangers on social media try to bring you down they become mere mortals because whatever they say you've already said worse to yourself, because the only person who can bring your spirit down is you, and if Derek and his friends sit around discussing the worst things about you thinking it will break you - you actually thrive because you don't lose sleep over the opinions of people who shouldn't be discussing your life anyway.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with a powerhouse guest who dismantles the dangerous silence parents keep with their children about relationships, sex, and consequences - revealing the exact moment when an 18-year-old girl called her crying and scared because she thought she was pregnant, when the girl begged "please don't tell my mom I'm coming to see you" but the call was made anyway to check if everything was okay, when the mother said "yeah she's at home watching TV" having no idea her daughter had left to seek help, when the conversation revealed this young woman had never been taught about boys or protection because her parents never had that conversation with her, when getting pregnant at a very young age herself meant knowing the only person who would have a problem was her mother because her father was deeply religious and spiritual, when her father's response was calm and empowering: "the fact that you're pregnant now doesn't mean your life comes to an end - when you deliver you go back to whatever you want to do," when that support made it possible to sacrifice hanging out and having fun in the 19s and 20s to be a mother instead, when the lesson became clear: every action has a consequence and young people must know this early.

This isn't motivational self-help talk from Instagram influencers - it's a systematic breakdown of why children in their 18s, 19s, 20s should be comfortable telling their parents "there's this guy I'm talking to" or "there's this girl I'm talking to" because if they can't have that conversation they'll make life-altering mistakes without guidance, why an 18-year-old girl called crying thinking she was pregnant because her parents never taught her about protection or boys, why getting pregnant at a young age was not planned and should never be the inspiration for anybody because it meant sacrificing youth and exploration to be a mother, why imposter syndrome is real and happens in three stages: self-doubt asking "why me?", arrogance saying "if not me then who?", and finally humanity, why reading books from greats like Magdalene Albright and Roosevelt reveals they are human beings with the same 24 hours and same organs as you proving "why not me?" is the right question, why being self-deprecating and insulting yourself harshly means nobody on social media can bring you down because you've already said worse to yourself, why strangers discussing your life are mere mortals whose opinions don't deserve sleep or attention, why a Rwandan minister reaching out about Women of Valor triggers imposter syndrome first before realizing it's the fourth year of promoting this event so it's not a big deal, and why the only person who can bring your spirit down is you - making self-awareness, brutal honesty, and refusing to care about nonsense the foundation of unstoppable confidence that thrives on criticism instead of crumbling under it.

Host: Derrick Abaitey

From student loan anxiety to financial liberation through mindset transformation - and the brutal truth about why your salary doesn't determine your wealth but the quality and quantity of your work does, the Andrew Carnegie revelation that workers set their own income by going beyond bare minimum to broker deals and provide value 24/7, the student loan crisis phone call that revealed how one sister's crippling fear was solved in a single conversation by explaining income-based repayment plans where healthcare workers pay 10% of income for 10 years then get forgiveness, leading to her getting married and buying her first home within a year, and why that moment became the birth of Investing Tutor when a Google search revealed no one in America or the world held the title of "investment tutor" making it possible to become the first, while the real question becomes: why are people not educating themselves about money when Henry Ford said if people truly understood how money works there'd be a riot the next day, because people are so busy earning money they haven't taken time to understand how it's created and how it works, and the marriage analogy proves everything - people enter marriage based on what they saw at home without reading a marriage 101 guide, people enter friendships without studying relationships, and people chase money without understanding the financial system, leaving them trapped in the distraction of working for paychecks instead of building wealth through quality work, quantity of value, and strategic positioning in assets that appreciate over time.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "get a degree, get a job, get paid" mentality keeping people locked in financial mediocrity, revealing the exact moment when a close friend's sister was paralyzed by student loan anxiety and couldn't imagine getting married or buying a house, when one phone call explaining that student loans are actually the best debt in America because you can get on income-based repayment plans where healthcare workers pay just 10% of income for 10 years then receive forgiveness changed her entire life, when Derek a year after that conversation she got married in a beautiful wedding and purchased her first home, when that experience became the catalyst for Investing Tutor because it exposed how many people don't know basic information about the financial system, when during that same week a close friend from Ghana called saying "Hans I just started a new job and I keep hearing stocks, stocks, stocks but I know nothing about stocks," when the shock of realizing people don't understand stocks led to a Google search for "investment tutor" and the search results came back with zero people in America or anywhere in the world holding that title, when that gap made it possible to earn the title of the first investment tutor in America.

This isn't motivational wealth-building talk from Instagram financial gurus - it's a systematic breakdown of why Andrew Carnegie's revelation that workers set their own salary by quality and quantity of work dismantles the victim mentality that bosses control your income, why student loan anxiety can be solved in one phone call by understanding income-based repayment plans that forgive debt after 10 years for healthcare workers, why that phone call led to a marriage and a first home purchase within a year proving financial education changes lives immediately, why Googling "investment tutor" and finding zero results in America or the world created the opportunity to become the first and earn that title, why Henry Ford said if people truly understood how money works there'd be a riot the next day because the system is designed to keep people distracted earning paychecks instead of building wealth, why stopping at business class on your first flight from Ghana to the US and saying "this is where we should be sitting" is the mindset that separates those who build generational wealth from those who accept economy seating for life.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey

From $7-an-hour immigrant poverty to street gambling losses to the brutal truth about Bitcoin as the greatest wealth transfer in human history - and why day trading is a scam that tries to create a baby in one month by getting nine women pregnant, the MTN stock that went from 1.70 to explosive growth proving 18-19% portfolio gains are real when you commit to long-term investing, the Apple stock lesson that shows trading back and forth for 50% wins and 50% losses is foolish compared to buying and holding from 2008 iPhone launch to today for 1000%+ returns, and why land is locally powerful within Ghana's borders but Bitcoin is globally powerful with the same price in Accra, Turkey, Europe, US, and Australia - making it the first property an individual can hold and access anywhere on earth with just Wi-Fi or a data plan, while the real revelation is that the super rich have most of their wealth trapped in properties and stocks so God devised a way to slowly funnel a portion of that money into something else to distribute the wealth and that vehicle is Bitcoin, and the question for every Ghanaian becomes: do you need to see electricity to benefit from it every day, do you need to see Facebook and Instagram to use the multi-trillion dollar platforms, or can you educate yourself about digital assets and get exposure to the wealth transfer happening right now before it's too late.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "I can't see it so I won't invest in it" mentality keeping Africans locked out of the greatest wealth transfer in human history, revealing the exact moment when his family immigrated to America and went from upper middle class in Ghana to bottom 10% in New York, when he was working at a children's clothing store in the Bronx earning $7 an hour carrying racks of clothes from upstairs to the sales floor, when one Friday he was paid $250 for the week's work and walked outside to see a group of boys playing the three-cup shell game shuffling cups over a ball, when he stood there for 10-15 minutes watching and every single cup he thought had the ball was correct when someone else played, when he pulled out $100 and pointed to the right cup but when they picked it up the ball wasn't there, when he said "that was a mistake, maybe I wasn't paying close enough attention" and took out the other $100 from his week's pay, when this time they shuffled slow and he saw the ball with his own eyes going to the left cup.

When Bitcoin became the answer because the price of Bitcoin in Ghana is the same as the price in Turkey, Europe, US, and Australia making it the first property an individual can hold and access anywhere on earth so far as there's an internet connection, when the greatest wealth transfer explanation made it clear that the super rich have most of their money trapped in properties and stocks so God devised a way to slowly funnel a portion of that wealth into something else to distribute it and that vehicle is Bitcoin, and when the final message became simple: people don't see electricity but benefit from it every day, people don't see Facebook and Instagram but use the multi-trillion dollar platforms daily, so you don't need to see something to benefit from it - you just need to educate yourself and get exposure to digital assets before the wealth transfer passes you by.

This isn't motivational wealth-building talk from Instagram financial gurus - it's a systematic breakdown of why the $7-an-hour immigrant who lost $200 in a street gambling scam learned that day trading is trying to create a baby in one month by getting nine women pregnant, why Bitcoin is globally powerful because the price is identical in Accra, Turkey, Europe, US, and Australia making it the first property you can hold and access anywhere on earth with just Wi-Fi, why the super rich have most of their wealth trapped in properties and stocks so Bitcoin is God's way of slowly funneling a portion of that money into something else to distribute the wealth, why people don't see electricity but benefit from it every day and don't see Facebook or Instagram but use the multi-trillion dollar platforms daily proving you don't need to see something to benefit from it, why educating yourself before getting exposure to digital assets is critical because this is the greatest wealth transfer in human history, why discipline beats motivation when building wealth, and why success is not what you attract but who you become - making the journey of financial education and exposure to stocks, real estate, cash cows, and Bitcoin the only path to generational wealth for Ghanaians and Africans ready to stop watching from the sidelines and start participating in the systems the rich use to build fortunes.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey

From village poverty to German scholarship to the brutal truth about wealth mindset - and why most Ghanaians don't believe they deserve to be wealthy, the parable of the talents that exposes fear-based decision making where the servant hid his one talent instead of investing it because "I was afraid," the $100 plot of land in Accra that's now worth $250,000 USD proving early adopters of scarce assets win generational wealth, and why your money sitting in a bank account loses purchasing power every single year as gallon of gas goes from $2 to $2.20 and movie tickets get more expensive and food costs more - meaning that 2,000 cedis you saved last year can't buy what it used to buy this year, while the real question becomes: do you have the mindset of "I deserve to be wealthy" and if you do then what are you going to do to make sure you are able to build wealth, because without financial resources how many people can you actually help, and the only way to help Ghana is to educate Ghanaians all over the world so they are able to build wealth by tapping into the financial systems that the rich and wealthy are tapping into which we are not exposed to.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "I don't deserve wealth" mentality keeping Ghanaians locked out of the financial systems the rich use to build generational fortunes, revealing the exact moment when his father sat him down and said "boy, if I had known that land would be so valuable right now, boy I would have bought so many plots of land" because at that time land was about $100 for one plot in many places in Accra and today the average plot is about $250,000 USD, when that statement became the driving force behind the mission: I never ever want to say to my son or daughter if I had bought this asset or that asset I would have been very very wealthy, when his dad grew up in a village and was one of the top two students so he got a scholarship to study in Germany, when the host family that took him in had a gentleman named Hans so he named his son after that gentleman, when his mom revealed that even though his dad was entrepreneurial he was afraid to take that leap - afraid of the "what if" that stops so many people from investing, when the parable of the talents made it clear that the Master gave five talents to one servant, three to another, and one to the last - and the one who had five immediately went off and invested it and earned five more, when the servant who had one went and hid the talent because "I was afraid" and didn't want to lose it, when the Master said "if you didn't know why didn't you take my money to someone more qualified, why didn't you take it to the bankers to invest the money so that at least I could have earned something on top of it," when the realization hit that most individuals don't even have the mindset of "I deserve to be wealthy" and if you don't believe that are you doing good for this world by having that mentality, when the question became: how many people can you help without financial resources, when the mission crystallized as "this is how I'm going to help Ghana .

This isn't motivational wealth-building talk from Instagram financial gurus - it's a systematic breakdown of why most Ghanaians don't believe they deserve to be wealthy and that mentality stops them from helping anyone because you can't help Ghana without financial resources, why the parable of the talents exposes that fear causes people to hide their money instead of investing it and the Master's response was clear: if you didn't know why didn't you seek guidance from someone qualified, why land in Accra went from $100 per plot to $250,000 USD proving early adopters of scarce assets win generational wealth, why land appreciates because countries print more money creating more cash chasing fixed supply like East Legon where you can't increase the size, why your money in a bank account loses purchasing power every single year as prices increase for gas, food, movies, and everything else, why the wealth plan is simple: grandfathers say gold, parents say land, American titans say stocks - all scarce assets that grow over time, why owning stock means getting a percentage stake in a company so your money grows as that company serves more customers without you doing anything, and why the mission is to educate Ghanaians all over the world to tap into the financial systems the rich use - because believing you deserve wealth and taking action to build it is the only way to help your community, your family, and your country.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey

From the 2008 financial collapse to Bitcoin's birth as digital property - and the brutal truth about why Bitcoin isn't speculation but pure scarcity economics, the 21 million unit cap that makes it behave exactly like land where supply is fixed and demand drives value, the 2017 moment when Bitcoin went from $3,000 to $90,000 today turning 3,000 cedis into nearly 1 million cedis for early believers, and why Warren Buffett's rejection of Bitcoin proves the old guard will always resist new technology just like they resisted antibiotics until the generation that refused it died off and the younger generation made it standard, while the real question for your auntie with money in the bank becomes: do you think the world is becoming more physical or more digital, and if you say digital with AI and new technologies taking over every industry, then the follow-up is simple - do you own any digital wealth, because if the world becomes solely more digital it's the holders of digital assets who will be the Rockefellers and Carnegies of the next 10, 20, 30 years, not the people clutching physical cash that loses value every single year.

In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Dr. Hans - the investing tutor - who dismantles the dangerous "I can't see it so I won't invest in it" mentality keeping Africans locked out of the fastest-growing wealth-building asset in human history, revealing the exact moment when looking back at the community and asking what opportunity exists for individuals who feel priced out of buying land or multiple real estate properties led to the 2016 discovery of Bitcoin as the answer, when studying gold, land, stocks, and Bitcoin side by side made it clear that Bitcoin grew the most by far over any reasonable time period, when 2017 Bitcoin sat at $3,000 US dollars and today it's roughly $90,000 meaning someone who invested 3,000 cedis in 2017 would have close to 1 million cedis today, when the realization hit that Bitcoin is the first digital scarce asset - something you can't see or touch but exists as digital property in a world becoming more digital every single day, when a close friend said "Hans I don't do Bitcoin, I can't even see it, I can't touch it, I like to feel my money, I want to walk to a property and know it's there" and the response was simple: do you think the world is becoming more physical or digital, and if digital then do you own any digital wealth, when discovering Bitcoin in 2016 and watching it skyrocket then fall 60-70% triggered the reaction "this thing is a scam" and led to ignoring it for a year, when an article in 2017 revealed that Peter Thiel and the PayPal investors were creating a consortium to invest in Bitcoin and digital assets, when that moment forced the question: either I'm wrong or the billionaires are wrong, and judging by networks it was clearly me so I had to be humble enough to go educate myself, when going down the Bitcoin rabbit hole meant studying this asset class three to five hours every single day at 2X speed since 2016 and continuing that discipline up until today.

This isn't motivational wealth-building talk from Instagram crypto gurus - it's a systematic breakdown of why Bitcoin is the first digital scarce asset that exists as property you can't see or touch in a world becoming more digital every single day, why someone who invested 3,000 cedis in Bitcoin in 2017 would have close to 1 million cedis today because Bitcoin went from $3,000 to roughly $90,000, why studying this asset three to five hours a day at 2X speed since 2016 is what separates real investors from people calling it a scam, why Peter Thiel and PayPal billionaires investing in Bitcoin forced the humble realization that either I'm wrong or they're wrong and judging by networks it was clearly me, why Warren Buffett's rejection of Bitcoin mirrors the old generation's rejection of antibiotics until they died off and the younger generation made it standard, why Warren Buffett's biggest wealth creator was Apple stock proving even tech skeptics win when they embrace digital innovation, why an Asian investor paid $4.5 million for lunch with Warren Buffett and walked away more convinced to invest in Bitcoin after Buffett said don't do it, why the 2008 financial collapse happened when banks sold risky mortgages to unqualified buyers and when interest rates increased the housing market crashed but taxpayers bailed out the wealthy bankers anyway, and why the simple question for anyone with money sitting in the bank is this: do you think the world is becoming more physical or more digital, and if digital then do you own any digital wealth - because if the world becomes solely more digital it's the holders of digital assets who will be the Rockefellers of the next 10, 20, 30 years.

Guest: Dr. Hans (The Investing Tutor)

Host: Derrick Abaitey