Loud Investing: For Anyone Who Thought It Wasn't For Them

In this episode of Loud Investing, Chanel is joined by Naomi Kerbel, a longtime mentor and one of the most experienced leaders in global financial media. Naomi has held senior roles at some of the world’s most respected business and financial news organisations and brings a rare perspective from decades spent at the centre of information, markets, and decision making.

Together, they explore Naomi’s recent journey into investing, how her media background shapes the way she consumes information, and how anyone can build a calmer, more intentional approach to money and media, even with a busy life and competing priorities.

You Will Hear Highlights On

• How Naomi’s career from acting to banking to financial media shaped her relationship with money

• How she went from saving, to saving and investing with intention

• How to think about values, legacy, and long term wealth

• What a solid information diet looks like in practice

• How to reduce emotional reactions to news and social media

• Why conversations about money matter, especially among women

Actionable Steps You Can Take Toward Your Financial Future


Define your valuesThink about what matters to you long term and let that guide how you save and invest.


Curate your informationChoose a small number of trusted sources and build a daily or weekly routine around them.


Create space for reflectionUse quiet moments to review your finances and purchasing decisions rather than reacting to headlines in real time.

Key Moments Within the Episode

(01:27) Naomi’s career journey and early relationship with money

(06:00) How her first shares introduced the idea of investing

(12:00) Investing while managing a busy life and family

(15:00) Thinking about legacy and long term wealth

(18:00) Building a solid and intentional information diet

(36:00) A personal money mistake and lessons learned

(40:00) Traits Naomi sees in highly successful peopleHelpful Links

Asset Allocation and Diversificationhttps://www.investopedia.com/terms/a/assetallocation.asp 

Investopedia: How Inflation Affects Investmentshttps://www.investopedia.com/ask/answers/what-is-inflation-and-how-should-it-affect-investing/ 

Harvard Business Review: How to Make Decisions When Everything Feels Uncertainhttps://www.harvardbusiness.org/wp-content/uploads/2020/03/HBR_Managing_When_the_Future_is_Unclear.pdf 

Investing in Gold, CNBC

https://www.cnbc.com/2025/09/06/how-to-invest-in-gold-amid-record-run.html 

BBC Radio 4 Today Programmehttps://www.bbc.co.uk/programmes/b006qj9z/episodes/player 

Bloomberg Marketshttps://www.bloomberg.com/markets 

Mel Robbins, Let Them Theoryhttps://www.melrobbins.com/

Richard Branson, Screw It, Let’s Do It

https://www.virgin.com/branson-family/books/richard-branson/screw-it-lets-do-it 

Learn more athttps://www.etoro.com/academy/loudinvesting/ 

Important Disclosures

This podcast is for information and educational purposes only and should not be taken as investment advice, a personal recommendation or an offer of or solicitation to buy or sell any financial instruments.

This material has been prepared without taking into account any particular recipient investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Past performance is not an indication of future results.

In this episode of Loud Investing, Chanel is joined by Heloise Greeff, an Elite Pro Investor on the eToro platform followed by more than 255,000 people. With a background in computer engineering and a PhD in Computer Science from the University of Oxford, Heloise brings a systems driven approach to investing that prioritises clarity, structure, and long term thinking.

Together, they explore how analytical frameworks, emotional discipline, and technology can help investors stay calm and consistent even in volatile markets.

Actionable Steps You Can Take 


Build decision rules before market stress appears


Zoom out when volatility triggers emotional reactions


Use technology to support thinking, not replace it


Focus on durability rather than excitement


Design a strategy that fits your emotional bandwidth

Key Moments Within the Episode

(00:15) Introducing Heloise Greeff and why her background in AI and engineering matters for investing

(01:27) From engineering and machine learning to learning the stock market from scratch

(03:55) How systems thinking helps her zoom out to macro trends and sector dynamics

(06:09) What it means to invest publicly and how copy trading works in practice

(11:14) Communicating decisions clearly when thousands of people are watching

(12:11) Her core investing philosophy focused on steady compounding and controlled risk

(14:02) How she breaks down the AI investment space into clear, practical categories

(19:51) Why starting small matters more than waiting to feel ready

(21:10) Final advice on using AI responsibly and cutting through hype

Important Disclosures

This podcast is for information and educational purposes only and should not be taken as investment advice, a personal recommendation or an offer of or solicitation to buy or sell any financial instruments.

This material has been prepared without taking into account any particular recipient investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Past performance is not an indication of future results.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk. Past performance is not an indication of future results.

Introduction

In this episode of Loud Investing, Chanel is joined by Sarah Glanville, a finance professional with over a decade of experience and currently Senior Account Manager at eToro. Together, they explore what it really takes to move from curiosity to actually taking action as a new investor. Sarah shares how her investing journey began through a personal family experience and why discipline, structure, and emotional awareness are just as important as market knowledge.

This conversation is designed for anyone who feels overwhelmed by where to start and wants a clear, realistic approach to building a strategy that lasts.

You Will Hear Highlights On

• Why it is normal to feel unready when you start investing

• What risk really means for beginners and how to think about it calmly

• How systems help you invest without overthinking

• Why beginners could use dollar cost averaging

• How emotions affect investing and how to manage them

Actionable Steps You Can Take


Pick a simple starting point: Choose one investment method to begin with, such as a broad market ETF, instead of trying to learn everything at once.


Set one automatic habit: Decide on a fixed amount and date each month to invest so consistency does not rely on willpower.


Write down a simple plan: Write down why you are investing, what you are investing in, and what you will do when markets go up or down.


Review, do not react: Schedule a regular check in, for example once every three or six months, instead of reacting to daily market news.

Key Moments Within the Episode

(01:15) Sarah’s personal entry point into investing

(03:00) Why overwhelm is part of the learning curve

(06:00) Building your first investing system

(08:00) Dollar cost averaging explained

(10:30) Managing risk as a new investor

(12:00) ETFs and diversification basics

(16:00) Automating investing for consistency

(20:30) Budgeting without restriction

(25:30) Removing emotion through preparation

Helpful Links

eToro Academy: How to Start Investing https://www.etoro.com/stocks/trading-and-investing-in-stocks/ 

eToro Academy: Understanding Investment Risk https://www.etoro.com/academy/videos/how-to-manage-risk/ 

What Is Dollar Cost Averaging https://www.investopedia.com/terms/d/dollarcostaveraging.asp 

eToro: What Are ETFs https://www.etoro.com/investing/what-is-etf/ 

Diversification in Investing https://www.investopedia.com/investing/importance-diversification/ 

Morgan Housel, The Psychology of Money https://www.collaborativefund.com/blog/the-psychology-of-money/

eToro Demo (Virtual) Account https://www.etoro.com/trading/demo-account/

Important Disclosures

This podcast is for information and educational purposes only and should not be taken as investment advice, a personal recommendation or an offer of or solicitation to buy or sell any financial instruments.

This material has been prepared without taking into account any particular recipient investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Past performance is not an indication of future results.

In this reflective episode of Loud Investing, Chanel explores one of the most underrated financial tools you have access to at any time, conversation. She explains why silence around money is so expensive, how avoidance fuels anxiety, and what changes when you start saying your fears out loud with people you trust. Drawing on classic investing books and real life experience, she shares practical conversation starters you can use so money talk feels natural, empowering, and even bonding.

You Will Hear Highlights On

• Why now is the perfect time to talk about the future

• How silence around money creates anxiety

• What classic money books have in common about facing reality and uncomfortable truths

• Simple scripts to turn awkward small talk into empowering money conversations

• Why speaking your financial intentions out loud helps both you and the people around you

Actionable Steps 

• Choose one person you trust and ask a simple money question

• Use a book as a bridge - share one idea from a money book that changed how you think and explain how you applied it

• Name your first investing fear - describe honestly how you felt the first time you put money into the market and what actually happened

Key Moments Within the Episode

(01:34) How guessing about money creates anxiety and why talking reduces that pressure

(02:38) Three conversation scenarios that turn small talk into empowerment

(09:02) Purchasing power, inflation and why cash can be more risky than investing

(10:25) Why good investing could be sitting still while others panic

(17:48) The end of year challenge to ask one powerful money question and break the silence

Helpful Links

Warwick Business School study on women outperforming men as investors⁠ https://www.wbs.ac.uk/news/are-women-better-investors-than-men/⁠

eToro research on the ‘confidence gap’ and women in financial services⁠https://www.etoro.com/news-and-analysis/investing/is-financial-services-obsession-with-confidence-gap-putting-women-off-investing/⁠

Understanding behavioural finance and emotional biases⁠ https://www.etoro.com/investing/understanding-behavioural-finance/⁠

Inflation and how it affects your purchasing power and investments⁠ https://www.investopedia.com/ask/answers/what-is-inflation-and-how-should-it-affect-investing/⁠

Benjamin Graham, The Intelligent Investor ⁠https://en.wikipedia.org/wiki/The_Intelligent_Investor⁠

Robert Kiyosaki, Rich Dad Poor Dad ⁠https://www.richdad.com/⁠

Tony Robbins, Unshakeable⁠https://www.simonandschuster.com/books/Unshakeable/Tony-Robbins/Tony-Robbins-Financial-Freedom-Series/9781508232704⁠

Morgan Housel, The Psychology of Money⁠ https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681⁠

Morgan Housel, The Art of Spending Money⁠https://www.kiplinger.com/personal-finance/spending/morgan-housel-interview-the-art-of-spending⁠

Guide on how to talk about money with family and friends ⁠https://www.letsriseup.com/open-up-about-money-psychotherapist-advice/⁠

eToro press release on Gen Z turning investing into a dinner table topic

⁠https://www.etoro.com/news-and-analysis/press-releases/gen-z-turning-investing-into-dinner-table-topic-younger-investors-far-more-open-discussing-portfolios-with-friends-and-family/⁠

Important Disclosures

This podcast is for information and educational purposes only and should not be taken as investment advice, a personal recommendation or an offer of or solicitation to buy or sell any financial instruments.

This material has been prepared without taking into account any particular recipient investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Past performance is not an indication of future results.

The end of the year brings not only sales and celebrations but also emotional chaos around money. In this episode of Loud Investing, Chanel unpacks the hidden psychology behind FOMO, from festive shopping sprees to market bubbles, and shows how the same brain chemistry drives both. She explains what really happens in your brain when dopamine takes over and how learning emotional discipline can transform both your wallet and your portfolio.

You’ll Hear Highlights On:

• The link between Holiday shopping behavior and market psychology

• How dopamine fuels impulsive decisions in both spending and investing

• Why limited time offers trigger survival responses in your brain

• The real reason FOMO keeps you chasing what is next

• Historical lessons from tulip mania and meme stocks

• How to rewire your mindset to make calm, long term decisions

Actionable Steps You Can Take Toward Your Financial Future:


Notice emotional triggers. Before making an investment, pause and name what you are feeling, for example excitement, fear, or pressure.


Create a Yes List and No List. Decide in advance what you will and will not spend on before the noise begins.


Wait seven days. If you still want it after a week and it fits your plan, go ahead, otherwise let it go.


Do a monthly portfolio wardrobe check. Review which investments still fit your goals and which you have outgrown.

Track emotional patterns. Journal what made you act impulsively and what helped you stay calm.

Key Moments within the Episode:

(00:00) Why this time of year challenges our financial discipline

(01:22) How emotional spending mirrors investor FOMO

(05:45) Why dopamine makes us chase more

(07:30) The GameStop frenzy and Black Friday effect

(08:40) Tulip mania and how hype distorts value

(10:50) What social media learned from centuries of crowd psychology

(11:45) Recognising when panic could create opportunities

(15:13) Building emotional boundaries and no FOMO rules

(16:00) Using time to your advantage, why waiting pays

(21:00) The wardrobe metaphor for your portfolio

Helpful Links:

eToro Academy: Understanding Investor Psychology: https://www.etoro.com/investing/psychology-of-investing/ 

eToro Academy: How to Build an Investment Portfolio: https://www.etoro.com/academy/courses/building-your-portfolio/ 

Understanding Investment Risk https://www.investopedia.com/terms/r/risk.asp  

Investopedia: FOMO in Investing: https://www.investopedia.com/fomo-investing-protect-your-money-11757950 

Harvard Business Review: Emotional Regulation: https://hbr.org/2016/11/how-to-manage-your-emotions-without-fighting-them

Daniel Z. Lieberman, The Molecule of More: https://www.goodreads.com/work/quotes/60312456-the-molecule-of-more-how-a-single-chemical-in-your-brain-drives-love-s 

Mike Dash, Tulipomania: https://www.goodreads.com/en/book/show/431668.Tulipomania

Warren Buffett 1986 Letter to Shareholders: https://www.berkshirehathaway.com/letters/1986.html

MoneySavingExpert: How to Avoid Overspending: https://www.express.co.uk/finance/personalfinance/1970702/money-saving-expert-how-to-stop-spending-martin-lewis

Important Disclosures:

This podcast is for information and educational purposes only and should not be taken as investment advice, a personal recommendation or an offer of or solicitation to buy or sell any financial instruments.

This material has been prepared without taking into account any particular recipient's investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Past performance is not an indication of future results.