Marriage Kids and Money: Personal Finance for Families

Have you reached Coast FIRE (Coast to Financial Independence and Relax Early)… but still can’t bring yourself to slow down?

Today’s listener, Chris, is in that exact spot.

At 36 years old with $860,000 invested, two young kids, and a strong financial foundation, he’s done the math. He knows he’s on track. But mentally, he can’t shake the feeling that if he stops investing, he’s falling behind.

In this episode, we break down a 5-step approach to confidently step into Coast FIRE and start reclaiming your time today:

• Why this isn’t a math problem — it’s a belief problem
• How to validate your Coast FIRE number
• The mindset shift from money investing → time investing
• Why you don’t have to stop… just step down
• How to use your financial freedom to improve your family life now

Then, in the second half of the episode, we are joined by financial planner and author Jamie Bosse to discuss how to raise financially confident kids:

• When to start teaching kids about money
• Simple ways to introduce investing to tweens and teens
• The best account options for kids (UTMA, Roth IRA, 529s & more)
• How to guide kids away from speculation and toward long-term investing

If you’ve ever thought, “I know I have enough… but I can’t slow down,” or you want to raise financially savvy kids — this episode is for you.

📘 Investing for Tweens by Jamie Bossehttps://amzn.to/41Q4lev

📘 Own Your Time by Andy Hillhttps://marriagekidsandmoney.com/book

🎤 Leave a question for the showhttps://marriagekidsandmoney.com/voicemail

Instagram: @marriagekidsandmoney
LinkedIn: @AndyHillMKM

Podcast Credits:
Host: Andy Hill

Guest: Jamie Bosse
Editor: Johnny Sohl

Podcast Support: Michelle Ahmed
Learn more about your ad choices. Visit megaphone.fm/adchoices

Abhi Jain has built a $1.3 million net worth by age 38 through a combination of career growth, side hustles, and real estate investing.

In this episode, Abhi shares how he went from a traditional employee mindset to accelerating his income through strategic job changes and multiple streams of income. After moving to the United States from India, he leaned into opportunity, developed new skills, and embraced discomfort to grow both professionally and financially.

We talk about how he and his wife work together as a team, combining his corporate career in software engineering with her creative business to increase their household income. Abhi also breaks down how real estate became the foundation of his wealth, including buying fixer uppers, building rental income, and scaling his portfolio across multiple states.

If you are looking to grow your income, invest in real estate, or build generational wealth for your family, this conversation offers both practical strategies and inspiring perspective.

Want to build wealth and design a life around what matters most? Grab my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You’ll Learn:

How Abhi built a $1.3 million net worth by 38

Why switching jobs can accelerate your income growth

How side hustles can add significant income over time

The basics of buying and renting out fixer upper properties

How to think about generational wealth and financial independence

The mindset shift from employee to wealth builder

Resources Mentioned:

Divine Studio Henna Business: https://divine-studio.net

Monarch Money to track your net worth: https://marriagekidsandmoney.com/monarchmoney

Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:
Host: Andy Hill
Editor: Johnny Sohl

Podcast Support: Michelle Ahmed
Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to reach Coast FIRE by your mid-30s and actually enjoy the freedom that comes with it?

In this episode, we sit down with personal finance educator Liz Enriquez from Ambitious Adulting to discuss how she and her husband reached Coast FIRE with nearly $1 million invested by age 35. We break down the habits, mindset, and income strategies that helped them build wealth over nearly two decades, starting with small contributions and growing into a powerful investing system.

Liz shares how growing up in an immigrant household shaped her money mindset, why she focused on maintaining a high savings rate early on, and how multiple income streams accelerated their progress. We also dive into the Canadian investing landscape, including TFSAs, RRSPs, and how to think about diversification across accounts.

Now that they’ve reached Coast FIRE, Liz opens up about the emotional side of slowing down, reducing their savings rate, and designing a more flexible lifestyle. From her husband leaving a high-stress job to work part-time at a pizza shop to prioritizing time with their son, this conversation highlights what life can look like when your investments are working for you.

If you’re working toward financial independence or wondering what happens after you hit your number, this episode will give you both the strategy and the perspective to keep going.

Resources & Links

Ambitious Adulting (Liz Enriquez): https://www.instagram.com/ambitiousadulting/Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/Own Your Time (Andy’s Book): https://marriagekidsandmoney.com/book

Credits

Host: Andy Hill
Editor: Johnny Sohl

Podcast Support: Michelle Ahmed
Learn more about your ad choices. Visit megaphone.fm/adchoices

When work starts to take over your life, it can impact more than just your schedule. It can affect your health, relationships, and overall happiness. In this episode, we interview psychologist and bestselling author Guy Winch to explore how to reclaim balance in a world that rewards overworking.

We discuss why overworking has become so common, how it affects our mental and physical well-being, and what practical steps you can take to regain control. Guy shares simple, science-backed strategies to help you set boundaries, quiet your mind after work, and reconnect with the parts of your life that matter most.

If you’ve ever felt like work is crowding out everything else, this conversation will help you reset, refocus, and build a healthier relationship with your time. Learn more in Guy’s latest book, Mind Over Grind → https://amzn.to/48zLic2

RESOURCES


Own Your Time – Order my first book today!


MKM Coaching – Get 1-on-1 support with your family finance journey.


Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.


Mortgage Payoff Calculator – See how fast you can become mortgage free.


YouTube – Subscribe for free to watch videos of episodes and interviews.

GUEST RESOURCE


Mind Over Grind by Guy Winch – Break free from overwork and reclaim your time.

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Editor: Johnny Sohl
Podcast Support: Michelle Ahmed
Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you have a third child? And how can you help your kids graduate college debt-free?

In this episode, we explore one of life’s most personal decisions: whether to grow your family. We walk through a thoughtful 7-step framework to help you and your partner decide if a third child is right for you—covering emotional readiness, relationship strength, finances, and the value of time.

Then, we’re joined by educator and author Shelley Branine to talk about how families can avoid student loan debt. We dive into why college costs have skyrocketed and how strategies like dual enrollment can help students earn college credits in high school—often at little to no cost.

If you’re thinking about expanding your family or planning for your child’s education, this episode will give you clarity, confidence, and practical next steps.

Resources and Links 📚

📖My new book, "Own Your Time" 

https://marriagekidsandmoney.com/ownyourtimeamazon

📞Voicemail for Questions: Leave a voicemail at ⁠marriagekidsmoney.com/voicemail⁠ to have your question answered on the show!

💻 Sponsors and Additional Resources

⁠⁠https://marriagekidsandmoney.com/resources⁠⁠

👉Connect with me on social media:

LinkedIn: ⁠AndyHillMKM⁠

Instagram: ⁠MarriageKidsAndMoney⁠

CREDITS

Editor: Johnny Sohl

Podcast Support: Michelle Ahmed
Learn more about your ad choices. Visit megaphone.fm/adchoices