How Money Trauma Starts in Childhood | Jessica Moorhouse
Andy Hill sits down with Jessica Moorhouse—accredited financial counselor, award-winning content creator, and author of Everything But Money—to explore the impact of money trauma and how our financial behaviors are often shaped by past experiences.
Jessica shares how both big T and little T traumas influence our financial decisions, the role of generational trauma in our money mindset, and how unhealed emotional wounds can lead to cycles of overspending, fear, and financial stress. She also opens up about her own personal journey of self-discovery, the power of therapy in reshaping her financial mindset, and actionable steps you can take to break free from unhealthy money patterns.
If you’ve ever felt anxiety, guilt, or shame around money, this conversation will help you unpack the past and move forward with financial confidence.
Listen now to start healing your money story!
RESOURCES:
Sponsors + Partners + Deals
Everything but Money (book): https://amzn.to/3Da02Cg (affiliate)
CHAPTERS:
00:00 – Introduction to the Episode
01:00 – What is Money Trauma?
02:26 – The Difference Between Big T and Little T Trauma
04:52 – How Trauma Affects Our Financial Decisions
07:00 – Childhood Money Trauma and How It Shapes Us
09:35 – Generational Trauma and Its Lasting Impact
12:07 – Can Money Trauma Be Used as Motivation?
16:17 – The Power of Therapy: EMDR & Internal Family Systems (IFS)
18:26 – Jessica’s Personal Experience with Childhood Trauma
24:32 – Mindfulness, Meditation, and Daily Practices for Healing
27:05 – Overcoming Negative Self-Talk and Imposter Syndrome
29:20 – One Small Step to Start Healing Money Trauma
30:20 – How Parents Can Avoid Passing Money Trauma to Their Kids
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices
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40:32
Multi-Millionaire Wealth and Time Freedom Through Entrepreneurship | Grant Sabatier
In this episode, we sit down with Grant Sabatier, the author of Inner Entrepreneur, to explore how entrepreneurship can be a powerful path to financial independence, time freedom, and personal joy.
Grant shares his incredible journey from feeling stuck in corporate life to building multiple businesses, reaching financial independence by 30, and crafting a life centered around what he loves—including owning a bookstore and spending meaningful time with his family.
If you’re curious about starting a business, finding peace beyond just chasing money, or learning how to build an “empire” that truly fits your life, this is a must-listen conversation.
Resources:
Sponsors + Partners + Deals
Inner Entrepreneur (book): https://amzn.to/4l7v6D9 (affiliate)
Chapters
00:00 – Why People Get Stuck in Unfulfilling Careers
00:42 – Welcome to the Show & Introduction of Grant Sabatier
01:58 – Why Entrepreneurship is a Powerful Path to Financial Independence
04:08 – Is Now a Good Time to Start a Business?
07:40 – Using Entrepreneurship to Create Peace, Not Just Money
11:59 – Grant’s Journey: From Digital Marketing to Multi-Millionaire
14:24 – Selling Millennial Money and Building MMG Media Group
18:55 – Levels of Entrepreneurship: Solopreneur to Empire
23:17 – Avoiding Growth Traps & Building a Business That Fits Your Life
24:43 – A Typical Week in Grant’s Life as a Dad and Entrepreneur
29:40 – Parenting, Balance, and Being a Role Model for Your Kids
32:03 – Advice for Aspiring Entrepreneurs: Trust Yourself and Start Small
37:35 – Where to Find Grant’s Book “Inner Entrepreneur”
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices
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42:56
How Billionaire Investors Win in Markets and Life | William Green
What do the world’s greatest investors know that the rest of us don’t?
In this episode, we sit down with William Green, author of Richer, Wiser, Happier, to uncover the timeless principles he's learned from interviewing legends like Charlie Munger, Howard Marks, and Bill Miller.
Rather than chasing hot tips or quick wins, William reveals how traits like emotional control, simplicity, and avoiding big mistakes can help you build wealth—and a more meaningful life.
We discuss the difference between gambling and investing, the wisdom of indexing for most families, and why subtracting noise can lead to clarity and success. Whether you're just starting out or well along your financial journey, this conversation offers valuable takeaways for life and money.
If you want to become richer, wiser, happier, this episode with William Green is a must-listen.
RESOURCES:
Sponsors + Partners + Deals
Richer, Wiser, Happier (book): https://amzn.to/4kkLq2e (affiliate)
Chapters
00:00 – Timeless wisdom and survival in investing
01:00 – Introduction to William Green and his journey
03:30 – The surprising philosophical nature of top investors
06:00 – Learning from failure: The Bill Miller story
08:30 – The power of accepting impermanence (Mujo & Howard Marks)
11:30 – Gambling vs. investing: Lessons from a young William
14:30 – The Buffett playbook and indexing for most families
18:00 – The art of subtraction and simplifying your financial life
22:00 – Defining a rich life: Health, relationships, peace of mind
25:00 – Charlie Munger’s key principle: Invert, always invert
28:30 – How to survive financial storms: Diversify and avoid leverage
32:00 – Dogged incremental progress and being “number one-ish”
36:00 – William’s biggest takeaway from 25 years of interviews
38:00 – Where to find Richer, Wiser, Happier and his podcast
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices
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43:34
How to Choose a 529 Plan (For Your Child's Future College Expenses)
In this two-part episode, we’re diving into strategies for building wealth as a modern parent.
First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she’s a proud 529 mom herself. If you’ve been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance.
Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang’s story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking.
Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration.
EPISODE RESOURCES
Nectarine (Advice Only Financial Planners): https://marriagekidsandmoney.com/nectarine (affiliate)
The Wealthy Parent: https://thewealthyparent.com
Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate)
Save My Cents (Shang Saavedra's Website): https://savemycents.com/
CHAPTERS
00:00 – Introduction01:00 – How to Choose a 529 Plan05:20 – Tax Benefits and State-Specific Rules09:00 – SECURE Act Updates and New Roth IRA Rollovers13:45 – 529s vs UTMAs and Roth IRAs for Kids18:00 – Final Thoughts from Kelly Palmer20:30 – Net Worth Win: Shang Saavedra24:15 – The Mindset Shift Behind Wealth Building29:30 – Living on One Income and Saving the Other33:00 – Renting by Choice and Real Estate Insights36:00 – Teaching Generational Wealth Through Habits38:30 – Future Goals and Advice for Parents
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices
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45:24
How I Earn $12k Per Month As A Freelance Writer | Colin Graves
In this inspiring Solopreneur Life segment, Andy Hill sits down with Colin Graves—a former bank manager turned full-time freelance writer and editor. Colin shares how a toxic workplace pushed him to reevaluate his career and ultimately build a thriving solo business making over $150,000 per year.
Listeners will learn how Colin transitioned from a 9-to-5 job into solopreneurship, the steps he took to scale his business, and how he now enjoys a flexible lifestyle that prioritizes family, freedom, and fulfillment.
If you're a parent looking to escape the corporate grind and design a business on your own terms, this episode is packed with insights and encouragement.
EPISODE RESOURCES:
Sponsors + Partners + Deals
Colin Graves (website): https://colingraves.com
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
CHAPTERS
00:00 – Life after corporate: Embracing flexibility
00:16 – Meet Colin Graves: From bank manager to solopreneur
01:40 – A toxic boss sparked the journey
03:22 – Starting with blogging and side hustles
05:20 – Defining a vision with his wife
06:30 – Turning freelance writing into a real business
08:45 – Putting in the hours and finding "comfortable torture"
10:18 – Landing multiple clients at FinCon
12:45 – Making the leap to full-time solopreneur
14:30 – Life after quitting the 9-to-5
16:30 – How freelance writers earn income
17:25 – Income breakdown: $150K/year as a solopreneur
18:20 – Time management and weekly hours
20:33 – Taking spontaneous family trips
22:00 – What new freelance writers can expect to earn
24:15 – Why $500/month from freelancing is powerful
26:07 – Favorite solopreneur tool: Wise
27:30 – Outsourcing help and using ChatGPT
30:27 – His biggest mistake: Getting too comfortable
32:50 – Life outside work: music, biking, and disc golf
34:23 – Rethinking retirement as a solopreneur
36:29 – How to connect with Colin and get coaching
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices
About Marriage Kids and Money: Personal Finance for Families
The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams!
Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth.
Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective.
With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously.
Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report.
Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!
Listen to Marriage Kids and Money: Personal Finance for Families, Ask About Wealth and many other podcasts from around the world with the radio.net app
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