331: How to Navigate Money Stress During Life's Transitions with Shana & Vanessa from Budget Besties
What is up, Simplifiers? I'm so excited you're here. In today's episode of the Maximized Minimalist Podcast, we dive into one of those uncharted territories that doesn't always come up when we're talking about decluttering our homes: the money side of our life-seasons. Because listen—moving houses, starting school, kids growing up, sending them off, career shifts… these aren't just about stuff. They shake up our finances, our routines, our mental load, and yes, our homes. I brought on my two AMAZING guests — finance strategists and self-proclaimed "budget besties," Vanessa and Shana (yes, alliteration and all the good vibes) — to unpack how transitions impact money, how you can build guardrails (just like you do with your home), and how you can walk into the next season with more peace, presence, and joy instead of overwhelm and guilt. Whether you're prepping for a move, entering a new parent phase, supporting teens, or just feeling the mental load of "what's next?" — this episode is for you. We'll meet you where you are and give you the tools to create financial clarity and calm. 🎧 What You'll Learn Why life transitions (moving, growing kids, career shifts) trigger money stress. Our guest experts walk through how what's already stressful + what's already money-stress = a double dose of overwhelm. How to set up financial systems that run on autopilot so you don't have to hold it all. Think: separate accounts for bills, spending, savings. Guardrails for your money so you can move forward freely. (Yes — budgets that feel like freedom, not friction.) How to have the "money talk" with your partner, kids, and yourself — without the guilt or the tension. Because simplifying your home helped you breathe; this will help your bank account breathe. Turning a big change into a chance for clarity, not chaos. When you name the savings account "Mini Pony Fund" or "Moving House Buffer," you're giving purpose to your money. You're anchoring it to what matters. 🔑 Key Takeaways 1️⃣ You don't have to feel bad about money stress — it's just a signal you need a new system. You're not broken. You're simply trying to run with yesterday's budget in today's season. 2️⃣ Money systems + automation = calm in the midst of the shift. Set up accounts that do the work for you, so you can focus on your dance parties, slow mornings, and the people you love. 3️⃣ This is a team conversation. Don't DIY your finances in silence. Bring your partner or your older kids into it. Dream together. Name together. Build together. 💡 Resources Mentioned Visit Vanessa & Shayna at Budget Besties for their upcoming 5-day bootcamp: budgetbesties.com/bootcamp Check out the "Financial Coaching for Women" podcast (where they break down every single one of these steps) Grab a pen and paper (or your phone notes) and ask yourself: What do I want my money to do for me this season? MORE FROM ME Love this show? Subscribe to the Maximized Minimalist Podcast so you never miss an episode. Follow me on Instagram at @katyjoywells for behind-the-scenes, tips on simplifying your home and your bank account. Want to revisit the "declutter your home" side while you work on your money side? Check out the Clutter Cure Club at https://www.katyjoywells.com/cluttercureclub-page SUBSCRIBE & REVIEW If you walked away from this episode feeling more empowered, more clear, or more "I've got this," will you do me a huge favor? Head to Apple Pods (or wherever you listen), hit subscribe, and leave a review. When you do, you help other overwhelmed women find this show and start turning their homes and their finances into happy places. 🎙❤️ Thanks for being here, friend. Ready, set, simplify—and let's budget boldly, live freely, and create a home and a life that gives back more than it takes. See you next time!
Ireland