The Freelancer's Teabreak

In this episode, Emma and Talia dive into the real stories behind money mindset, the challenges freelancers face with budgeting, and practical tips for feeling more confident about your cash. Whether you're just starting out or looking to level up your freelance business, you'll find plenty of relatable moments, laughs, and actionable advice. Grab a cuppa and tune in for a conversation that'll leave you feeling empowered and ready to tackle your money goals!
 
Talia Loderick is a Money Coach, based in Cardiff, Wales, UK. Talia calls her money coaching practice TLC because when she realised the acronym for Tender Loving Care also stands for Talia Loderick Coaching, she almost swooned with joy. Because who doesn't need a dose of TLC from time to time? Rhetorical question – we all do. Talia offers 121 coaching designed to help people understand and take control of their behaviour with money. Talia delivers financial wellbeing sessions for teams, organisations and community groups because, well, we're never done learning. Talia writes a money column for The Independent newspaper.  Connect with Talia! LinkedIn | Instagram | Website | Newsletter
 
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Come join us in the free Freelance Lifestylers Facebook group
Want more support? Check out the Freelance Lifestyle School courses and membership.
Join the Freelance Lifestyle Discord Community: https://discord.gg/RKYkReS5Cz

In the first episode of 2026, I discuss a reflective approach to setting personal and professional goals for the new year on The Freelancers Tea Break. I share my achievements from the previous year, including completing my ILM 7 diploma and writing a book titled 'The Freelance Lifestyle.' This episode emphasises an experimental and low-pressure strategy for goal setting, focusing on starting or stopping small habits, doing less of certain activities, and introducing more positive ones. I also tease upcoming episodes and January challenges, targeting areas such as finding new clients and improving digital presence. 
Timestamps:
00:00 Welcome to The Freelancers Tea Break 2026 
01:17 Reflecting on Personal Achievements 
02:54 Exciting Announcements for January 
04:13 Gentle Questions for the New Year 
04:26 Experimenting with New Habits 
09:47 Community Engagement and Challenges 
11:58 Looking Ahead: Upcoming Episodes and Goals
Affiliate link for In Good Company who I completed my diploma with and their podcast The Coaching Crowd
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Email: [email protected] 
Come join us in the free Freelance Lifestylers Facebook group
Want more support? Check out the Freelance Lifestyle School courses and membership.
Join the Freelance Lifestyle Discord Community: https://discord.gg/RKYkReS5Cz

Hello and welcome to a special episode of The Freelancers Tea Break! I'm Emma Cossey, and as this is our last podcast episode of the year, I'm doing things a bit differently. Today, I'm conducting my own annual performance review as a freelancer. From attendance and punctuality to goals, organisation, and communication, join me as I reflect on the past year, celebrate achievements, and identify areas for improvement.
My affiliate link to Sunsama
Timestamps:
00:00 - Introduction 
01:10 - Attendance and Punctuality 
04:30 - Reviewing Goals 
07:50 - Organisation and Systems 
11:00 - Communication 
15:00 - Focus and Productivity 
19:20 - Collaboration
21:10 - Financial Performance 
24:00 - Strengths and Areas for Improvement 29:00 - Conclusion 
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Email: [email protected] 
Come join us in the free Freelance Lifestylers Facebook group
Want more support? Check out the Freelance Lifestyle School courses and membership.
Join the Freelance Lifestyle Discord Community: https://discord.gg/RKYkReS5Cz

In this episode of The Freelancers Tea Break, Emma Cossey, a coach and mentor for freelancers, discusses the importance of reflecting on and celebrating freelance wins. She categorises these wins into three main areas: boundary wins, skills and growth wins, and client and money wins.
Timestamps:
00:00 Welcome to The Freelancers Tea Break 
00:20 Reflecting on the Year: Wins and Challenges 
00:54 Celebrating Small Wins 
01:55 Boundary Wins: Setting Limits for Success 
04:07 Skills and Growth Wins: Learning and Improving 
06:05 Client and Money Wins: Tangible Successes 
08:28 Challenge: Recognise Your Wins 
09:25 Conclusion and Encouragement
 
My Sort your Freelance Pension Course
 
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Email: [email protected] 
Come join us in the free Freelance Lifestylers Facebook group
Want more support? Check out the Freelance Lifestyle School courses and membership.
Join the Freelance Lifestyle Discord Community: https://discord.gg/RKYkReS5Cz

Welcome back to the Freelancer Tea Break! I'm Emma Cossey, your coach and mentor for freelancers. In this short episode, I share some essential admin tasks to wrap up the year and start January clearheaded.
Timestamps: 
00:00 Welcome to the Freelancer Tea Break 
00:38 Review Your Invoices 
01:38 Update Your Out of Office 
02:56 Review Your Terms and Conditions 
03:53 Analyse Your Client List 
04:54 Check and Adjust Your Rates 
06:06 End the Year on a Positive Note 
06:39 Conclusion and Farewell
Follow me on Instagram
Follow me on Bluesky
Email: [email protected] 
Come join us in the free Freelance Lifestylers Facebook group
Want more support? Check out the Freelance Lifestyle School courses and membership.
Join the Freelance Lifestyle Discord Community: https://discord.gg/RKYkReS5Cz