
How to Use the Retirement Expenditure Guidelines (And How NOT To)⎥Ep. 2291
19/12/2025 | 22 mins.
Most Kiwis wonder: How much do I actually need to retire – and what will I really spend?In this episode, Ed and Andrew sit down with Associate Professor Claire Matthews, the researcher behind Massey University’s Retirement Expenditure Guidelines, to unpack what current retirees spend and what that means for your plans.You’ll learn:What the latest 2025 retirement spending numbers revealHow to use – and how not to use – the Retirement Expenditure GuidelinesWhat to do if the big retirement numbers feel overwhelmingThis episode gives you a clear, evidence-based way to understand what retirement might actually cost – and how to build a plan without getting lost in the numbers.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

They Mortgaged the House to Start a Business – Here’s What Happened⎥Ep. 2290
18/12/2025 | 14 mins.
Most Kiwis dream of starting their own business, but what if your biggest source of startup capital is the home you already live in?In this episode, Ed and Andrew unpack how some Kiwi families use their mortgage to launch a business, including real stories from around the country.You’ll learn:How to borrow against your house to fund a new ventureWhy over $1.1 billion was taken out of Kiwi homes last year for business purposesThe hidden risks most first-time founders never see comingThis episode shows how using your mortgage can be a powerful way to become your own boss – but also why.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

We Set Big Goals Last Year … Did We Actually Achieve Them?⎥Ep. 2289
17/12/2025 | 17 mins.
Most people set big money goals at the start of the year … but how many of us actually follow through?In this episode, Ed and Andrew look back at the goals they set 12 months ago – and reveal whether they actually hit their 2025 targets.You’ll learn:Whether Ed and Andrew achieved their renovation, mortgage, and investment goals this yearHow to set money and property goals that actually stick The new goals they’re committing to for 2026 This episode shows that progress isn’t always linear, some goals change as life does, and even seasoned investors sometimes need to prioritise debt reduction over buying the next property.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Why Your DIY Renovations Go Over Budget (and How to Avoid It)⎥Ep. 2288
16/12/2025 | 20 mins.
Some renovations look good on Pinterest – but won’t add a cent to your property’s value. In this episode, Ed and Andrew sit down with Wayne Gordon from Refresh Renovations to uncover the upgrades that actually boost your property’s return on investment.You’ll learn:Which renovations consistently deliver the highest ROI for Kiwi investorsWhen to manage a reno yourself vs. hiring a full-service renovation teamThe biggest traps that cause renovation budgets to spiralIf you’re planning a project in 2025, this episode shows how to spend smart – not more – and turn every dollar into a genuine gain.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

How to Choose a Financial Adviser (The Process Revealed)⎥Ep. 2287
15/12/2025 | 18 mins.
Choosing a financial adviser can feel overwhelming – so how do you know who’s actually right for you?In this episode, Ed and Andrew reveal a simple 5-step process that every Kiwi can use to find an adviser who fits their goals.You’ll learn:How to decide which type of adviser you actually needThe 5 steps to shortlist, check, and compare advisersThe key details you must look for before booking a meetingThis episode provides a clear, practical framework for choosing the right adviser with confidence, enabling you to get the plan, advice, and follow-through you need.In this episode we mentioned MoneyHub's list of financial advisers originally published by Mary Holm.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok



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