Are we really ready to walk away from Two Sides of FI? In this candid conversation, Jason and Eric reflect on more than four years of recording together, what the project has meant, and whether it still fits into their lives. They talk openly about the rewards of community and connection, the challenges of generating new topics, and the weight of obligations in retirement. Is this the end, or just a pause?
Show notes: https://twosidesoffi.com/goodbye
Jason's blog post: https://www.thenextphaseisnow.com/p/goodbye
-------- Ā
40:58
--------
40:58
Early Retirement: How Things Have Changed for Us
Retirement doesnāt follow a script - it rewrites itself in real time. In this episode, Jason and Eric unpack why the classic āphasesā of retirement actually overlap and how that feels day to day. They dig into the challenges of switching from super-saver to intentional spender, using side income (like options trading or creative work) to fund experiences without derailing the plan, and how travel has changed for them. No matter where you are on the FIRE path, there's something here for you.
Show notes: https://twosidesoffi.com/phases
-------- Ā
40:55
--------
40:55
From Divorce to Financial Freedom: FI at 45
What happens when the plan was āweāā¦ and now itās just āmeā? At 45, Kayla reached Financial Independence solo after divorce, living in the Bay Area without a tech salary. In this episode of Two Sides of FI, she shares how she rebuilt her finances, overcame her fear of investing, and designed a plan that works without a partnerās income or support. In this episode, Learn how a saving mentality and discovering the FIRE community in her 30s led her to the realization that early retirement was within her reach and how she achieved it.
Show notes: https://twosidesoffi.com/kayla
-------- Ā
48:01
--------
48:01
Am I Doing Retirement Wrong?
Most don't stop to think about how much they might be missing by working "just one more year." It's impossible to put a price tag on some of the experiences Eric + Jason have had since leaving full time work behind. In today's episode, they talk about things they'd never have done before retiring early, the freedom that FIRE afford, and much more. Don't miss the show notes below for details on their work history and their journeys to financial independence.
Show notes: https://twosidesoffi.com/wrong
-------- Ā
36:07
--------
36:07
How Much Can You Really Spend in Retirement?
In Part 5 of our SWR Toolbox series, we answer your questions about our CAPE-based withdrawal strategy, how it compares to a fixed safe withdrawal rate approach, and much more. See the link below for all of our toolbox videos including tutorials and a host of supportive content in the show notes.
FREE SWR tool and show notes: https://twosidesoffi.com/toolbox
You're listening to Two Sides of FI, a conversation between two lifelong friends about financial independence - what it takes to get there and what comes after. One of us reached FI in 2020, the other in 2024. We started this show to document our different paths, and now that we're both post-FI, we're still figuring out how to use the freedom we spent years working toward. I'm Eric and I'm joined by my friend Jason, and this is our story.
Ireland