Ladies Finance Club - Get Rich

Should you still buy property after the latest Australian Budget changes to negative gearing and capital gains tax?
Molly sits down with buyers’ agent and property investing expert Arjun Paliwal from Investorkit to break down what’s actually changed for Australian property investors and first home buyers, what hasn’t, and whether the recent tax changes should really affect your decision to buy property.
With so much confusion around negative gearing, capital gains tax, new build incentives and property investing, it’s easy to panic and put your plans on hold. This episode cuts through the noise with clear, practical advice, no jargon, no scaremongering.
Whether you're considering buying your first home, investing in property, or you've paused your plans because of the latest government changes, this episode will help you understand what the new rules could mean for you.
In this episode, you'll learn:
What’s actually changed with negative gearing, capital gains tax and new build incentives
What the latest Australian Budget changes mean for property investors and first home buyers
Why property finance applications have reportedly dropped since the Budget
Arjun’s five-point checklist for knowing when it could be the right time to buy
Why new build investment properties aren’t automatically better
What happens if you buy property now, including the July 2027 and July 2028 cut-offs
How interest rate cuts and rising rents could offset some of the impact of negative gearing changes
Who is actually affected by the new property tax rules, and who isn’t
What the proposed capital gains tax discount changes and 30% minimum tax could mean for investors
The “third decade effect” and why time in the market can matter more than perfect timing
Why uncertainty doesn’t necessarily mean you should stop investing
Who is this episode for?
This episode is for Australian women thinking about buying their first home or an investment property, anyone feeling anxious about recent Australian Budget and property tax changes, and women who want to make property investment decisions based on strategy rather than fear.
The biggest takeaway? The property fundamentals haven’t necessarily changed as much as people’s confidence has. And understanding the difference could help you make a much more informed decision about your next move.
🎧 Want more from Arjun?
Arjun Paliwal is one of the speakers joining us at the Online Wealth Summit 2026, a free one-day virtual financial education event designed to help you make smarter, more confident decisions with your money.
👉 Register for the 2026 Online Wealth Summit

If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

💰 Ever looked at an ETF ticker and felt like you needed a finance degree just to understand it? Same. That's exactly why we brought in the expert.
In this episode, Molly sits down with Jess Leung from Global X ETFs for a masterclass on ETF investing. Jess breaks down some of the most talked-about ETFs on the market right now, from semiconductors (the tiny chips quietly powering the entire AI boom) to copper miners (yes, really and it makes total sense once she explains it).
You'll learn:
✅ How ETFs like semiconductors and AI funds actually work, and why they've become so popular
✅ The "core-satellite" strategy for building a portfolio (explained through a wardrobe analogy you'll never forget)
✅ How to actually buy an ETF, step by step, plus tips on timing your trades
✅ Whether we're in an AI bubble (Jess gives her honest take)
Whether you're just starting to explore investing or you're ready to add a bit more nuance to your portfolio, this episode is packed with practical, real-world insight you can actually use.
🎉 Loved this episode? You'll love the 2026 Online Wealth Summit even more.
This is just a taste of what's coming on Friday, 18 September, 9AM–4PM AEST, live via Zoom and completely free to attend. Jess is back for the full summit, joined by Alec and Bryce from Equity Mates, Arjun Paliwal from InvestorKit, and a stacked lineup of Australia's top money experts, plus Molly herself.
👉 Grab your spot at the 2026 Online Wealth Summit

If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

Is it actually still impossible to buy your first home in Australia or is that just what the headlines want you to think?
This week Molly sits down with Rachelle and Glen, the duo behind a brand new book on first home buying, to break down exactly what it takes to get into the property market right now. No jargon, no scare tactics, just clear, practical advice for women who want a real roadmap to homeownership.
Whether you've been putting off buying because you think you need a bigger deposit, you're overwhelmed by government schemes and grants, or you're not sure if buying to live in or buying to invest is the right first move for you, this episode is for you. In this episode, you'll learn:
The biggest misconceptions Australians have about buying their first home
How recent housing policy and budget changes actually affect first home buyers
What the First Home Super Saver Scheme is and how it could save you thousands in tax
How parental guarantees and rentvesting can get you into the market sooner
The property mistake Rachelle made in her twenties that she'll never repeat
What to look for (and watch out for) when buying an apartment or unit
Whether a buyer's agent is worth it, and when it's not
What to consider before buying property with a sibling or friend
Why the fundamentals of buying a home haven't changed, even with recent budget announcements
The one mindset shift that separates people who become homeowners from those who just talk about it
Perfect for: Australian women thinking about buying their first home, first-time investors weighing up their options, and anyone who feels like the property market has left them behind.
The biggest takeaway from this episode? It might not happen today, but with the right plan, it doesn't have to feel impossible. 🎧

If buying a home is one of your goals, I'd also love you to join us for our FREE How to Buy your First Home Masterclass - https://www.ladiesfinanceclub.com/webinar-2026-how-to-buy-your-first-home, where we'll walk you through exactly what it takes to become property ready.
And if you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What does it actually mean to raise a "rich" kid and is it even about the money? This week on Get Rich, Molly sits down in-studio for the very first time with Sarah Megginson, author of How to Raise Rich Kids: Build Lasting Wealth for Your Children, for one of those conversations you'll want to share with every mum in your life.
Sarah is a parent of three who has spent years thinking about how to give kids a healthy, confident relationship with money and the result is a book that's as much for parents as it is for their children. Because here's the thing: the money messages we heard growing up? They're still running the show for most of us. And the way we talk (or don't talk) about money around our kids is shaping their financial future right now.
Whether you're a mum, a dad, an aunty, a godparent, or someone who's just trying to unpack their own money story, this one's for you.
In this episode, you'll learn:
Why "we can't afford it" can do more harm than you realise and what to say instead
How to involve your kids in real money decisions at every age (without the stress)
The government co-contribution super hack that could turn $20 a week into nearly $300K for your teenager
Why pocket money works better with a points system than straight cash
How to talk to your kids about what you earn and why Sarah is completely open with her three children about the family finances
What the three sections of How to Raise Rich Kids cover and how to use it based on your child's age
Why buy now, pay later is changing kids' relationship with money and not in a good way
The difference between raising wealthy kids and raising kids who are free to choose their own life
Perfect for: Australian mums with kids of any age, anyone who grew up in a household where money was stressful or off-limits, and women who want to break the cycle and give the next generation a better start.
The biggest takeaway? Rich isn't about how much money your kids have, it's about giving them the choices, confidence, and foundation to build the life they want. 🎧

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

Still paying the same bills you were five years ago? It might be time to do something about that. Molly sits down with consumer advocate, bestselling author, and Today Show money expert Joel Gibson for their annual bill audit and this one is packed with practical tips you can action this weekend.
Whether you've never touched your energy plan, haven't looked at your insurance in years, or just feel overwhelmed by where to even start, Joel breaks it all down in plain English so you can stop overpaying and start keeping more of your money.
In this episode, you'll learn:
Why 80% of Australians are not on the cheapest energy plan available to them and how to fix it in minutes
The sneaky "loyalty tax" your insurance company is quietly charging you (and how to beat it)
The single most important bill to tackle first if you're a complete beginner
Which grocery apps and websites can save you hundreds on your weekly shop
How to find unclaimed government money that might literally have your name on it
What's actually happening with energy prices in July 2026 and what to do before the letters start arriving
Joel's top winter money-saving hacks, including the one heating tweak that could save you $100+ this season
Why solar and batteries might be worth it even if you don't have upfront cash
What One Big Switch is and how to use it to negotiate better deals on your household bills
Perfect for: any Australian woman who knows she should probably be doing more with her bills but hasn't gotten around to it yet, this episode is your sign.
The biggest takeaway? You don't have to overhaul your whole life to save money. You just have to make a few calls. 💸🎧

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.