The mortgage mistake that’s costing you thousands (and how to fix it)
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.Buying a house is one of the biggest financial commitments most people ever make, and unless you’re one of the lucky few born into millions, chances are you’ll need a mortgage to do it.But here’s the part most people don’t realise: how you structure that mortgage can be the difference between paying it off decades from now… or shaving years (and tens of thousands of dollars) off your loan.In this episode, I’m joined by financial strategist Katie Wesney from EnableMe, who breaks down the biggest mortgage structure mistake people make, and how to fix it.We unpack how your money personality should shape your strategy, why flexibility can matter more than the lowest rate, and when tools like split loans or revolving credit can supercharge your repayments.Whether you’re a first-home buyer or already deep into your mortgage journey, this episode is packed with tips to help you build a plan that actually works for your life.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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More food tips that'll save your budget (fast edition)
A replay of a conversation with the 1News Breakfast team, on the best tips to save money from your food budget.Making Cents is supported by our friends at Kiwibank.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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“Food shouldn’t be this expensive” - chef Alice Taylor on eating well for less
Grocery prices have gone off the rails. Butter costs more than brunch, olive oil feels like a luxury item, and meat? Don’t even ask.It’s enough to derail your entire budget, and for many Kiwis, it already has.In this episode of Making Cents, I’m joined by Chef Alice Taylor, the force behind @AliceTaylorEats, whose cheap, delicious, and realistic recipes have built a devoted following online. She’s also furious about how hard it’s become just to feed yourself well, and she’s doing something about it.We get into:The cost-saving kitchen hacks that actually workWhy she’s calling out politicians over food pricesHow to build a staple pantry that saves you time, money, and stressTips for feeding picky kids, eating with allergies, and still getting the occasional treatBecause while some things are out of our control, there’s still power in what we can do, especially when we share what’s working.Making Cents is supported by our friends at Kiwibank.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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One in three NZers 'accidentally' bought a house? Here's how
Welcome to Ask the Experts, where each week we talk to industry insiders to get the inside word on what’s happening in the market, and what that means for the tactics that you should use to make the most of your money.Here’s a wild stat to kick things off: almost one in three New Zealanders have accidentally bought a house.Not just wealthy investors, we're talking first-home buyers too.So how on earth does that happen? And what does it tell us about the current New Zealand housing market, property prices, and buying strategies?For this episode I’m joined by Vanessa Williams from http://realestate.co.nz , who’s got the data to explain it all, and how you can be ready if an unexpected homeownership opportunity lands in your lap.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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Quick Hit: Is a revolving credit mortgage worth it?
A highlight clip from the February 3rd episode, “From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode”, with Frances CookLinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
The podcast for people who want financial freedom, without giving up their coffee.That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming! Hosted on Acast. See acast.com/privacy for more information.
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