PodcastsBusinessMaking Cents

Making Cents

Frances Cook
Making Cents
Latest episode

239 episodes

  • Making Cents

    Wendy Petrie Lost Her Dream Job at 50… Then Reinvented Her BEST Life

    26/04/2026 | 39 mins.
    Made redundant in your 50s? It might just be the start of something.
    After decades as one of New Zealand's most recognised news presenters, Wendy Petrie was made redundant from the 6pm news. No warning, no plan B, just the sudden reality of starting over at a stage of life when most people assume the big career moves are behind them.
    So she bought a business. Built it from the ground up. And figured it out as she went.
    In this episode of Making Cents, Wendy Petrie opens up about what redundancy really feels like when it hits, why she chose to bet on herself instead of looking for another job, and the raw truth about buying and building a business in your 50s - the financial risk, the steep learning curve, and what nobody tells you before you take the leap.
    This is the episode for anyone who's been made redundant, anyone who's wondered whether it's too late to start over, and anyone asking themselves: could I actually do this?
    Spoiler: you might be surprised.

    This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days.

    Follow me everywhere!
    Facebook / https://www.facebook.com/FrancesCookNZ
    Instagram / https://www.instagram.com/francescooknz
    TikTok / https://www.tiktok.com/@francescooknz

    Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe
    Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest

    #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom

    This podcast was filmed & produced by Fanaticals
    Video editing & content production by Lana Byrne
    Audio engineering by Tash Chittock
  • Making Cents

    Interest Rates Are Going Up, What To Do Next

    23/04/2026 | 7 mins.
    With warnings that interest rates are heading up fast and soon, Frances Cook joins the TVNZ Breakfast team to break down what mortgage holders can do to avoid the squeeze.
    Follow me everywhere!
    Facebook / Frances Cook - Journalist
    Instagram / Frances | Money | Investing (@francescooknz) • Instagram profile
    TikTok / Frances Cook on TikTok
    Join the Money Memo newsletter for a free weekly money tip in your inbox each week Newsletter sign up
    Become a confident sharemarket investor by signing up to the Market Memo newsletter Newsletter sign up
    Audio engineering by Tash Chittock
  • Making Cents

    The Iran War Is Already Costing You, Here's What To Do About It

    22/04/2026 | 48 mins.
    Petrol is up 43%. Diesel has nearly doubled. But the financial damage from the Iran war goes way deeper than what you're paying at the pump, and a lot of it is already locked in, whether there's a ceasefire or not.

    In this episode, Frances Cook breaks down exactly what this means for your groceries, your mortgage, your job, and your KiwiSaver. And most importantly, what you can actually do about it right now.

    We’re talking:
    - Why fuel prices won't drop quickly even if the conflict ends
    - The fertiliser story nobody's talking about (and why it'll hit food prices in the months ahead)
    - What the Reserve Bank's latest warning means for your mortgage
    - Whether you should change anything with your KiwiSaver or investments
    - Practical steps you can take today on transport, food, your job security, and more

    This isn't doom and gloom for its own sake. It's about taking back control of the parts you can actually influence.

    Follow me everywhere!
    Facebook / https://www.facebook.com/FrancesCookNZ
    Instagram / https://www.instagram.com/francescooknz
    TikTok / https://www.tiktok.com/@francescooknz

    Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe
    Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest

    #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom

    This podcast was filmed & produced by Fanaticals
    Video editing & content production by Lana Byrne
    Audio engineering by Tash Chittock
  • Making Cents

    How A ‘Personal Brand’ Gets You Paid More (Even If You’re Not An Influencer)

    19/04/2026 | 46 mins.
    Your personal brand could be the most powerful, yet overlooked, career tool you have.
    Marketing expert Stanley Henry, founder of The Attention Seeker, believes everyone from tradies, to career professionals, to business owners, build visibility online.
    And when they do, they attract opportunities, and earn more, even without going viral or becoming a full-time content creator.
    Stanley specialises in organic social media growth, helping everyday people figure out how to earn attention online without paying for it.
    The reality is the people who get the best opportunities aren't always the most qualified. They're the most visible. And if you're a secret, you don't get opportunities.
    In this episode: what a personal brand actually is, why it matters for your career and income, and exactly what a normal person needs to do to build one, without the cringe.
    This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days.

    Follow me everywhere!
    Facebook / https://www.facebook.com/FrancesCookNZ
    Instagram / https://www.instagram.com/francescooknz
    TikTok / https://www.tiktok.com/@francescooknz

    Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe
    Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest

    #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom

    This podcast was filmed & produced by Fanaticals
    Video editing & content production by Lana Byrne
    Audio engineering by Tash Chittock
  • Making Cents

    How To Live The Good Life For Less

    16/04/2026 | 7 mins.
    Five clever ways to live the good life without blowing the budget, because cutting lattes isn't the only answer.
    A replay of Frances Cook's column for Stuff.co.nz, read here with permission.
    Follow me everywhere!
    Facebook / https://www.facebook.com/FrancesCookNZ
    Instagram / https://www.instagram.com/francescooknz
    TikTok / https://www.tiktok.com/@francescooknz

    Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe

    Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest

    #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom

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About Making Cents

The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
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