The Rodcast - Property, Business, Investment

Adam Lawrence & Manish Kataria join Rod once again for the Quarterly Investment Mastermind.They discuss the recent UK Budget, The global financial Markets and of course they each pick a stock, Bond, ETF or financial product to invest in for this quarter and explain the pros and cons.First up is Rod with a Uranium and Nuclear ETF - NCLPThen Adam pitching Google And Finally Manish with an ETF tracking the Japanese stock Market - XDJPHave a watch or listen to find out what they said about them. Hosted on Acast. See acast.com/privacy for more information.

If yopu are listening you may want to head over to our youtube channel for this one as this episode has a lot of graphs and charts you may want to see. https://youtu.be/RPPH5kqJDfcA thorough Residential Property Market update including information on RentsHouse PricesAffordabilitySupplyDemandAvailability of CreditGovernment Interventionand lots more.Please check out the link for the workshop on 22nd January 2026 in London Blackfriars. https://www.tickettailor.com/events/boardroomclubconsultingltd/1893167 Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence Joined Rod to discuss how Small Property Investment Businesses can grow in todays environment. Property Investment Business Scaling ChallengesRod and Adam discussed the challenges of scaling a property investment business in the current regulatory environment. They highlighted the need for property investors to professionalize their operations, moving beyond small-scale "mum and pop" landlord approaches. Adam emphasised that the 2015 budget marked a pivotal moment where property investment became more of an obligation than an option due to increased regulations and tax considerations. The conversation also touched on the importance of using limited companies for protection and the challenges of managing properties in personal names versus companies.De-Risking Strategies for Business GrowthRod discussed the importance of de-risking while growing, emphasising that it's not a binary choice between growth and risk reduction. He highlighted key metrics to monitor, such as weighted costs of debt, burn rates, and trigger events, which can help identify potential issues before they impact the business. Adam agreed, stressing that there's no single silver-bullet metric and that a balanced scorecard approach, combining both quantitative and qualitative metrics, is essential for effective measurement and decision-making.Growth and Legacy Planning PrinciplesAdam discussed the importance of balancing growth with legacy planning, emphasising that excessive growth without proper structure can create unmanageable situations after one's death. He introduced the concept of "Your price, my terms" as a fundamental principle for deals, and highlighted the importance of risk-adjusted returns using the Sharpe ratio. Adam also mentioned the need to consider payment reliability over just focusing on high returns.Investment Metrics and Timing AnalysisRod discussed the importance of considering time and value when evaluating investment metrics, emphasising that returns should not only focus on percentage rates but also on the actual amount and timing of returns. He highlighted the need to account for holding costs, refurbishment expenses, and the timeline of income generation in investment deals, particularly in scenarios like buy-refurbish-refinance-rent strategies. Rod also noted that while cash flow is often emphasised, many returns come from capital appreciation, whether driven by market or skill factors.Welsh Property Investment Post-BrexitAdam shared his experience investing in Welsh property after the Brexit referendum, explaining his initial positive outlook based on market conditions and geographical arbitrage opportunities. He noted that Wales significantly outperformed expectations with over 30% growth during COVID, but concluded that the market had reached its peak and was now performing similarly to other regions. Rod agreed with Adam's approach, emphasising the importance of treating property investments as businesses rather than emotional assets and considering timeframes when making buy, sell, or hold decisions.Property Portfolio Management WorkshopAdam and Rod discussed an upcoming workshop on October 1st 2025 in Blackfriars, London. Adam explained that the workshop focuses on providing interactive, in-depth content on property portfolio management and scaling safely, aimed at more established businesses rather than beginners. Rod mentioned that over half the 40 available spots have been sold, and Adam recommended upgrading to the VIP dinner ticket for personalised advice and one-on-one discussions. For information on the event click here https://www.tickettailor.com/events/boardroomclubconsultingltd/1776525 Hosted on Acast. See acast.com/privacy for more information.

Each Quarter Myself, Manish Kataria and Adam Lawrence pick a financial product such as Stocks, Bonds, ETF's etc. We explain reasoning for our choices and open the conversation up to the others for critique.While we are invested in these products this is not investment advice!What we talked about...Bond Investment Strategy DiscussionAdam discussed his investment strategy, focusing on bonds as a hedge against potential market volatility and inflation. He highlighted the tax advantages of investing in Gilts and the current attractive yields compared to other investment options. Rod asked questions about Adam's approach, including how to buy bonds and what would change his mind about the strategy. Manish provided additional insights, emphasizing the role of bonds and gold as hedges for stock portfolios and the tax efficiency of investing in single Gilts.Israel: Attractive Tech Investment DestinationManish discussed the performance of global stock markets, highlighting that while the US market reached record highs in 2024, investors should not be deterred by this as it is a normal occurrence. He suggested Israel as an alternative investment destination for tech stocks, noting its strong performance over the past two years despite geopolitical concerns. Manish explained that Israel's high research and development spending, strong tech sector, and defence spending make it an attractive option for global diversification, particularly for those concerned about US currency risk.Market Timing and Investment StrategyRod and Manish discussed the investment potential of a market with strong fundamentals, including high productivity growth and a concentration of academic skills and startups. Rod expressed concern about timing, wondering if the market was already priced in and if it was too late to invest. Manish acknowledged this risk but viewed it as a good momentum play, suggesting that geopolitical concerns could provide opportunities for accumulation. Adam agreed with this perspective, noting that momentum has proven to be a successful investment factor and that staying out of the market could be more challenging than making a calculated risk.India ETF Investment StrategyRod presents his investment pick, an ETF tracking the Indian market (ticker IIND). He explains that he has invested in this for a few years and believes it's currently well-priced after a pullback. Rod cites India's fast-growing economy, favorable demographics with many young people, an expanding middle class, and a high number of millionaires as reasons for his choice. He views India's young demographic as positive for productivity and overall growth potential.Rod discussed the long-term prospects of investing in India, highlighting its strong fundamentals, including a growing finance sector and a young, educated workforce. He noted concerns about currency risk due to the Indian rupee being priced in US dollars and the volatility of the market. Adam agreed with the long-term potential of India, comparing it to China 25 years ago, but expressed uncertainty about the timing of the investment. Manish, who also owns India, supported the long-term view, citing demographics and potential benefits from global trade dynamics, while acknowledging the currency risk for sterling-based investors.Investment Picks and Performance ReviewThe group discussed investment picks and performance, with Rod sharing his successful April pick of URNG, which gained 91% since then. Manish recommended the Framlington ETF over the more expensive alternative due to its lower expense ratio of 0.2%, and mentioned he would consider trimming his position in the crypto-related ETF BLK due to recent strong performance. Adam expressed a preference for long-term buy-and-hold investing focused on fundamental value. Hosted on Acast. See acast.com/privacy for more information.

How can a £275 million property portfolio save UK taxpayers £75 million a year AND deliver stable, inflation-linked returns for investors?It’s not a hypothetical question. It's the reality of the specialist supported housing sector.In this deep-dive episode of The Rodcast, I sit down with Ben Green and Adrian D'enrico from Atrato Capital, the new investment advisors to the Social Housing REIT. They reveal the inside story of their transition from managing supermarket-backed assets to taking the helm of a nationwide portfolio providing essential, adapted homes for the UK's most vulnerable adults.We explore everything from the financial mechanics of a REIT structure and the benefits of daily liquidity on the London Stock Exchange, to the operational reality of managing 494 properties and the critical importance of achieving 90% occupancy.If you are an investor looking to understand a sector with a genuine social impact, backed by government funding and long-term, inflation-linked leases, this conversation is unmissable.IN THIS EPISODE, YOU'LL DISCOVER:The Big Switch: Why Atrato Capital pivoted from supermarket income to social housing.A Deeper Purpose: A look inside the world of specially supported housing and the positive impact it has on residents' lives.The Financial Nuts & Bolts: The advantages of the REIT structure, their current debt strategy, and how they approach property valuation.On the Ground Reality: The operational challenges of managing a nationwide portfolio, from annual inspections to achieving EPC compliance.Navigating the Market: How they are tackling inflation, managing rent adjustments, and deciding between share buybacks and new investments.KEY INSIGHTS & STRATEGIES DISCUSSED:The strategic push to improve occupancy rates from 86% to 90%.The operational necessity of conducting over 200 property inspections annually.Why strong relationships with care providers are mission-critical.Tackling the 2030 EPC compliance deadline.The capital allocation dilemma: Share buybacks vs. new property investments.Don't forget to LIKE, SUBSCRIBE, and hit the NOTIFICATION BELL so you never miss an episode of The Rodcast! Hosted on Acast. See acast.com/privacy for more information.