If we build more houses will that lower prices.Is planning reform the answer?Is land banking a problem we should be concerned with?I speak to Veteran of the property industry Peter Bill to discuss peoples Perceptions of the Housing Crisis and why he feels many of these perceptions are incorrect.Peter tells us His background and extensive career in Property and Journalism.Why he feels the state cannot exert control over housing in the UK.How the price of new homes is linked to second hand homes.How the economics of Housebuilding works.How land use for housing has changed over the years.How the rate of Sale Per Outlet Week (SPOW) is a key metric for Housebuilders and the housing market.Why he feels building more houses will not decrease prices.How housebuilding correlates with economic output.Why the economics of building large blocks of flats is different to Housebuilding.Why he feels improving the planning system has never resulted in more homes.Why developers should not rely on the state to help them.His thoughts on the governments current planning reform.Why prefabricated building has not and is not the answer.Why he feels the infrastructure of building council & low cost housing has been destroyed.How the sizes of homes have got smaller over time.How the amount of homes per hectare has changed in the last 30 years..Why it has become so difficult for SME developers in the UK.And so much more.If you liked this episode please like, subscribe and leave us a review as it helps us to keep getting great guests like Peter.You can also watch our episodes on our Youtube Channel www.youtube.com/@rodcast-propertyThanks as ever to www.978finance.com who sponsor our episodes. Please contact them for all your finance needs. Hosted on Acast. See acast.com/privacy for more information.
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54:53
Investment Mastermind - Trump Tariffs
Manish Kataria, Adam Lawrence and Rod Turner are back to present our quarterly investment mastermind where we each pick a financial investment and give reasons on why we are investing in this at the moment.Each of us then critiques this decision.We also explain the current market dynamics and in this episode (recorded 4th April 2025) that is centred on the Trump Tariffs which has caused a tumble in the US stock markets.Whilst we do invest in these picks THIS IS NOT INVESTMENT ADVICE and should not be taken as such.We love to hear what you are investing in now. Let us know in the comments. Hosted on Acast. See acast.com/privacy for more information.
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44:07
Housing Emergency - Michael Keaveny, Grainger PLC
I am joined by Michael Keaveney the Director of Land and Development at Grainger PLC, the UK's Largest Landlord to discuss the UK's Housing Emergency.Michael is probably the most qualified person I have ever spoken to on UK Housing, and my gosh did it show!We discussed;- Michaels background and career going from a degree in Building surveying to working for project managers and private developers to his current role at Grainger PLC.- The difference between how private companies and public companies operate in the Development space.- How the Development industry has changed over the past 30 years.- The problems of Town Planning and how it has been politicised.- How NIMBYism is a disease.- Why the rhetoric & the narrative of pro development is the biggest single change to planning reform.- Why he feels we are in a Housing Emergency.- £2.3 Billion a year being spent on Temporary Accommodation and housing waiting lists being out of control.- Why the Renters Reform Bill & Renters Rights Bill were direct responses to the Private Rental Sector being used by people that cannot afford it and should not be in it.- Mom & Pop Landlords, accidental landlords, part time landlords and how important they are for the PRS.- Why he does not agree George Osbourne's main aim was to institutionalise the PRS.- According to surveys of customers/tenants in the PRS, the vast majority get a good deal, so why are the PRS demonised?- Why he is happy with the majority of reform of rental industry in the renters rights bill.- Why no one speaks about how the PRS has propped up housebuilding in the UK.- Similarities with Section 106 in suburban areas holding up development and the PRS demonisation stalling ultra urban development.- Why Private investment is vital for UK housebuilding, development and infrastructure.- Why most house builders are now avoiding ultra urban schemes in favour of less units of housing.- Why rate of sale is so key for house builders.- The ability of private capital to say no to investing in Housing in the UK.- Why policy makers need to understand what development needs to be viable.- Why Michael agrees with approaches by the GLA in the past to percentages of affordable housing needed on sites.- Why he prefers the ideas of grants to the dropping of tariffs for housing.- Why the loss of SME developers in the market is a disaster.- Where he feels there are opportunities for SME Developers.- The costs of getting to planning for SME Developers.- Why big house builders cannot be set up in this environment and what needs to change.- Labour seeking to tackle red tape around town planning.- Planning isn't THE problem but it is a problem.- Why Landbanking is a misnomer.- £90 Billion required to build 90,000 social homes.- Why the SME builds in a different way to big house builders and why we have lost capacity in the UK to build lots of houses in different areas.- Why subsidy for social homes is vital.- Michael gives advice to any young person who is looking to get into the real estate industry.If you enjoyed this episode please leave a comment below and let us know your favourite part. We rely on growing our audience to keep getting excellent guests so please make sure you subscribe. We are also on Youtube, follow us there too. https://www.youtube.com/@rodcast-propertyAs always thank you to www.978finance.com for making this episode possible. If you are looking for structured finance, Development loans, Bridging loans or just investment mortgages please get in touch. Hosted on Acast. See acast.com/privacy for more information.
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35:20
The Real Price of Mortgages - Daryl Norkett
Unveiling the Secrets of Mortgage Pricing with Shawbrook Bank!Ever wondered how banks actually decide on those mortgage rates? 🤔 Join us for a fascinating deep dive with Daryl Norkett, Director of Real Estate Proposition at Shawbrook Bank, as we uncover the mysteries of mortgage pricing!In this episode, we explore:The inner workings of bank loan pricing: Get an insider's perspective on the factors that influence your mortgage rate.Base rate predictions: Will we see cuts this year, or will inflation, the Ukraine war, and Trump tariffs push rates higher?The impact (or lack thereof) of base rate changes on your mortgage: Discover why your mortgage payments might not move in line with the base rate.The link between savings deals and mortgage products: Learn how your savings account can affect mortgage rates!Emerging trends in structured finance: Explore the latest innovations in mortgage products.The evolving mortgage market: See how lenders are adapting to meet the changing needs of customers.Revolutionising the Private Rental Sector (PRS): Discover how mortgage products are changing for the modern landlord.The future of arrangement fees: Are those hefty fees here to stay?Bank profit margins: Uncover the typical margins banks aim for when setting mortgage rates.Mortgage rate forecasts: Where will rates be by the end of 2025?Key factors impacting mortgage prices: Stay ahead of the curve by understanding the forces that drive rate changes.And much more!Don't forget to like, comment, and follow if you enjoyed this episode!A huge thank you to our sponsor, 978 Finance! Visit www.978finance.com for all your finance needs. Hosted on Acast. See acast.com/privacy for more information.
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28:34
Renters Rights Bill Confusion & EPC Mayhem - Suzanne Smith
In this episode ex lawyer turned Landlord Blogger, Suzanne Smith Joins me to discuss what is really going on in the Renters Rights Bill and what else Landlords should be aware of.We discuss;Suzanne's move from being a lawyer for multinational corporations to becoming a Property Investor.Difficulties she had with lettings agents and why she set up her blog for Landlords.How Smaller Landlords can survive in the Private Rental SectorThe type of mindset Landlords and Residential property Investors should have.Is Passive investment a reality for LandlordsAwabs Law, Damp & mould and duty to investigate the causes of Damp and mould and what details are still to come.People on Benefits can have a good credit history.What Landlords and Property Investors should be concerned about in the Renters Rights Bill including- Abolition of section 21- The end of fixed term tenancies and the impact on the student market in particular- New grounds for section 8- Rent increases through Section 13 notices and the first tier tribunal. How tenants are being incentivised to go to tribunal.- First months rent and rent in advance payments.Some common misconceptions from Landlords on the Renters Rights Bill.The process of how the Renters Rights Bill going through Parliament and onto the statute book.Changes in EPC requirements.Differences in Energy Efficiency Ratings, Carbon offset and what will the new EPC prioritise.What is currently being consulted on for EPC.- When this will come into force.- How long will the new EPCs last for.Windows of opportunity for Landlords to think of now.Price cap for works to get to an EPC rating of C.How the price cap works in relation to what you spend money on first.Money spent now does not contribute to the cost cap.Generous grants are available.Disproportionate effects on low value areas.Changes of rules for listed buildings and EPCs.EPC assessments and the assumptions that occur.Tips for Landlords to ensure the EPC is getting the best score at assessment. The importance of evidence.The stages of change management and how investors are going through grief but need to jump to acceptance and implementation.Pricing the risk of these changes for property investors.Avoiding problems is better than fixing them.Percentage returns are useless without a value.Examples of buying property not being a good investment over the long term.Please check out Suzanne's great blog posts here https://theindependentlandlord.com/the-independent-landlord-blogger/ Hosted on Acast. See acast.com/privacy for more information.
About The Rodcast - Property, Business, Investment
An exploration into real estate businesses and asset backed investments.Rod talks to property developers, investors, business owners and professionals about the nitty gritty details involved in making their businesses move in the right direction. Hosted on Acast. See acast.com/privacy for more information.
Ireland