The Payments Shed

In the latest episode of The Payments Shed Podcast, recorded live from Monzo Bank HQ in London, Grant Evans and Justin Hanna are joined by Jordan Shwide, General Manager of Monzo Business, for an exclusive conversation celebrating a major milestone as Monzo Business surpasses one million UK business banking customers and looks ahead to its next chapter across Europe.
Jordan reflects on the journey from launching a challenger business banking proposition six years ago to becoming one of the UK's largest digital banking platforms for SMEs. The discussion explores the key decisions that fuelled Monzo's growth, what small businesses are demanding from their bank today, and how customer feedback continues to shape everything from product development to regulatory support, including Making Tax Digital.
They also dive into Monzo's international ambitions, discussing the launch in Ireland, plans to expand into Spain, and what it will take to build Europe's next business bank. Looking ahead, Jordan shares his views on the future of SME banking, the growing role of AI, and how banks can become indispensable partners in helping businesses manage, grow, and thrive.
Plus, Jordan steps up for The Payments Shed's legendary Shelf of Shame to nominate one banking or fintech trend he'd happily banish forever.

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The Payments Shed Podcast is headline sponsored by Damisa.
Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.
Learn more at: ⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠
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The Payments Shed Podcast is also sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.
Learn more at: ⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.
Learn more at: ⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠
***
Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.

In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Paul Tutton, Product Manager at Moneyhub, for a conversation exploring why better financial data is becoming the foundation of smarter payments, lending, and customer experiences.
Paul explains why raw transaction data is far more complex than most people realise, and how Moneyhub's latest categorisation and enrichment technology is helping businesses transform messy financial information into meaningful insights. The discussion explores the growing importance of data quality, why affordability assessments are evolving beyond traditional credit scoring, and how richer financial data is enabling lenders to make faster, fairer, and more accurate decisions.
They also unpack the real-world progress of Variable Recurring Payments (VRPs), payment sweeping, and open banking APIs, discussing where these technologies are delivering genuine value today versus where the industry is still waiting for wider adoption. Looking ahead, Paul shares why user experience continues to lag behind the technology, who really owns the customer relationship in an open banking world, and how better data could become one of the biggest competitive advantages in financial services.
Plus, Paul steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments or open banking trend he'd happily banish forever.

***
The Payments Shed Podcast is headline sponsored by Damisa.
Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.
Learn more at: ⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠
***
The Payments Shed Podcast is also sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.
Learn more at: ⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.
Learn more at: ⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠
***
Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.

In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Charlie Delamare, Director of GTM Solutions at MEWS, for a conversation exploring why the property management system (PMS) is rapidly becoming the financial control layer of modern hospitality.
Charlie explains how Mews has evolved from a property management platform into a business powering payments, revenue optimisation, and financial operations for more than 15,000 properties across 85+ countries. The discussion explores why so many hotels are still operating fragmented technology stacks, where hidden margin leakage occurs, and why every guest interaction should be viewed as a financial event rather than simply an operational one.
They also unpack how embedded payments are transforming hospitality, from multicurrency acceptance and guest experiences to giving finance teams greater visibility and control over revenue. Looking ahead, Charlie shares why PMS platforms are becoming the system of record for hotel finances, what this means for PSPs and acquirers, and how AI, automation, and integrated payments are reshaping the future of the hospitality industry.
Plus, Charlie steps up for The Payments Shed's legendary Shelf of Shame to nominate one thing in hospitality payments he'd happily banish forever.

***
The Payments Shed Podcast is headline sponsored by Damisa.
Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.
Learn more at: ⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠
***
The Payments Shed Podcast is also sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.
Learn more at: ⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.
Learn more at: ⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠
***
Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.

In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Chris Mason, CEO of Orbital, for a conversation cutting through the hype surrounding stablecoins to explore what it actually takes to build regulated, enterprise-grade digital asset infrastructure.
Chris shares Orbital's eight-year journey building stablecoin and cross-border payment infrastructure long before the market entered the mainstream. The discussion explores why many providers rely on outsourced components while presenting themselves as full-stack platforms, what genuine infrastructure ownership looks like, and why licensing, compliance, banking relationships, and operational expertise are becoming the real differentiators as the industry matures.
They also unpack how stablecoin payments work behind the scenes, where adoption is genuinely taking place today, and why the vast majority of transaction volume remains concentrated in a relatively small number of corridors and use cases. Looking ahead, Chris explains why consolidation is inevitable, what businesses should look for when choosing a stablecoin infrastructure partner, and where Orbital sees the next phase of growth for digital payments.
Plus, Chris steps up for The Payments Shed's legendary Shelf of Shame to nominate one stablecoin or payments trend he'd happily banish forever.

***
The Payments Shed Podcast is headline sponsored by Damisa.
Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.
Learn more at: ⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠
***
The Payments Shed Podcast is also sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.
Learn more at: ⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.
Learn more at: ⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠
***
Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.

In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Julia Morrongiello, VP of Corporate Development and Strategy at BVNK, for a conversation exploring why stablecoins are rapidly moving from crypto niche to core payments infrastructure.
Julia shares her perspective on BVNK's landmark acquisition by Mastercard and what it signals for the future of money movement. The discussion explores why traditional payment networks are increasingly embracing blockchain technology, how stablecoins are becoming a serious alternative for cross-border payments, treasury, and B2B settlement, and why the conversation has shifted from speculation to real-world infrastructure.
They also unpack the practical challenges of connecting traditional banking rails with blockchain networks, from liquidity and compliance to settlement and user experience. Looking ahead, Julia explains why many merchants may already be benefiting from crypto-powered infrastructure without even realising it, how abstraction will drive mainstream adoption, and what the next generation of global payments could look like as fiat and digital assets increasingly converge.
Plus, Julia steps up for The Payments Shed's legendary Shelf of Shame to nominate one crypto or payments trend she'd happily banish forever.

***
The Payments Shed Podcast is headline sponsored by Damisa.
Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.
Learn more at: ⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠
***
The Payments Shed Podcast is also sponsored by Cyclops.
Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.
Learn more at: ⁠⁠⁠https://cyclops.finance/⁠⁠⁠
***
The Payments Shed Podcast is supported by PCN.
PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.
Learn more at: ⁠⁠⁠https://teampcn.com/⁠⁠⁠
***
Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.