The truth about expat mortgages Many expats believe they can’t get a UK mortgage, but that’s a myth. In this episode, I explain how expat mortgages actually work, why high street banks often say no, and how specialist brokers help overseas investors secure financing. I also cover the key documents you’ll need and the typical process from start to finish. Resources: 👉 Get a free copy of my book, The Expat Property Playbook: https://www.calwilliamson.com/ 👉 Getting a UK mortgage as an expat doesn’t have to be complicated. Get the step-by-step guide here: 👉 cal-williamson.kit.com/expatmortgagesmadesimple 👉 Zoopla House Price Index - https://www.zoopla.co.uk/discover/property-news/house-price-index/
Should you transfer personally owned property into a UK Ltd?
27/02/2026 | 11 mins.
It takes 52 years to recover from this property tax mistake. In this episode, we break down a real case study of an investor with five properties considering moving them from personal ownership into a company structure. Once you factor in Capital Gains Tax, Stamp Duty (including overseas surcharge), and the actual annual tax savings, the maths tells a very different story. Resources: 👉 Get a free copy of my book, The Expat Property Playbook: https://www.calwilliamson.com/ 👉 Upcoming Webinar - https://share-ap1.hsforms.com/2KD06w48jTz6Vgg_0MvOYEA7batvk 👉 Zoopla House Price Index - https://www.zoopla.co.uk/discover/property-news/house-price-index/
Why Limited Companies Are Taking Over UK Property
20/02/2026 | 15 mins.
Why Limited Companies Are Taking Over UK Property 66,500 new limited companies were set up in 2025 to hold UK property, up 8% on last year and nearly 340% higher than a decade ago. In this episode, I break down why more landlords are moving away from personal ownership and into limited company structures, including a simple tax comparison showing how the numbers stack up. I also cover: Whether buy-to-let is really “dead” The pros and cons of transferring existing properties How to set up a limited company My 5-step checklist for buying property overseas Resources: 👉 Get a free copy of my book, The Expat Property Playbook: https://www.calwilliamson.com/ 👉 Upcoming Webinar - https://share-ap1.hsforms.com/2KD06w48jTz6Vgg_0MvOYEA7batvk 👉 Landlords setting up buy-to-let companies hits 10-year high -https://www.telegraph.co.uk/money/property/buy-to-let/landlords-setting-up-buy-let-companies-10-year-high/
Are We Entering a New UK Property Growth Phase?
13/02/2026 | 13 mins.
Is the 18-year property cycle about to signal the start of the next UK boom? In this episode, I break down the 18-year cycle, where it comes from, how its four phases work, and whether it still maps onto real house price data. We cover: The origins of the cycle and how it’s been used historically Whether the UK has already had a “silent crash” in real (inflation-adjusted) house prices Current price trends and where we might be in the cycle now How interest rates and inflation interact with cycle phases Some believe the 18-year cycle reveals deep market patterns. Others dismiss it. I explore both and explain why long-term fundamentals still matter more than trying to time the perfect entry. Resources, 👉 Get a free copy of my book, The Expat Property Playbook: https://www.calwilliamson.com/ Read the Savills research on inflation-adjusted UK house prices here: https://www.savills.co.uk/research_articles/229130/382247-0 Read Average UK home passes £300,000 for first time here: https://www.theguardian.com/business/2026/feb/06/price-of-average-uk-home-passes-300000-for-first-time-halifax-says#:~:text=The%20average%20cost%20of%20a,was%20recorded%20in%20November%202024. Read Latest from Bank of England here: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate
What Is The Best Property Strategy?
06/02/2026 | 16 mins.
What Is The Best Property Strategy? This week, we break down the UK locations that saw the strongest house price growth in 2025, and why chasing “top growth” headlines can be a fast way to overcomplicate things (we’ve all been there). We also look at what Santander’s new 98% mortgage could mean for UK house prices, using what happened in Australia at the end of 2025 as a blueprint for how higher LTV lending can quickly push demand and prices higher. Along the way, I managed to make a brand-new word (“cre-aft”), and a cautionary tale about how I managed to lose money on crypto… more than once. Listen to my mistakes so you dont do the same. We finish by explaining a simple, repeatable UK property strategy built for expats and overseas landlords, focused on consistency, low hassle, and staying in the game long term. Resources: Top UK areas where asking prices jumped in 2025
👉 Get a free copy of my book, The Expat Property Playbook: https://www.calwilliamson.com/
The Expat Property Podcast is a show for globally-minded expats who want to share stories, ideas, and strategies for building a life and wealth while living abroad.Hosted by UK property investor Callum Williamson, each episode features candid conversations with fellow expats and industry experts from first-time buyers to seasoned investors. Whether it’s UK property, international real estate, or alternative investments, the focus is on practical insights and personal journeys.But this podcast is about more than just money. We dive into the real experiences of life overseas: the culture shocks, tough decisions, unexpected wins, and the challenges of starting fresh in a new country. You’ll hear honest stories of transition, resilience, and the realities of expat life.Whether you're actively investing or just curious to hear from others navigating life abroad, this podcast offers connection, perspective, and a sense of community from people who’ve been there.From navigating overseas mortgages and tax rules to understanding market trends and building long-term security, it’s not just about property, it’s about creating a lifestyle and legacy on your own terms.Subscribe now to join the conversation and hear what it really takes to thrive as an expat financially, personally, and everywhere in between.
Ireland