Should expat property investors wait for UK interest rate cuts, or buy now?
In this episode, I run the numbers across four interest rate scenarios on a £200,000 buy to let at 75% LTV, then compare that to Savills' five year house price forecasts and the rent you would miss out on by waiting. The gap between best and worst case on rates is around £16,000 over five years, but the opportunity cost of sitting on the sidelines is far bigger once capital growth and rental income are factored in.
If the deal stacks up today with headroom for rates moving against you, the numbers point one way.
📊 If you want the spreadsheet or any of the research I mentioned in this episode? Drop me an email at
[email protected], and I'll send it over.
📘 BUILDING A UK PROPERTY PORTFOLIO FROM OVERSEAS?
Most expats overcomplicate it, overpay, or never start. My book breaks down exactly how to build and scale a UK portfolio while living abroad, the strategies, the structures, and the mistakes to avoid.
👉 Grab your copy here: https://www.calwilliamson.com/