Smart Money Happy Hour with Rachel Cruze and George Kamel

💵 Create a free budget and find more margin with EveryDollar.

 

If an event costs you social energy, should you really have to pay actual money too? Today, we’re saying what we all wish we could write on the next birthday party, wedding shower or gender reveal RSVP—join the unfiltered fun!

 

Next Steps:


🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered!


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

 

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Today’s Happy Hour Special: 🥃 Smoked Rosemary Negroni Sour

Recipe from: Join Jules

1 ounce gin

1 ounce sweet vermouth

1 ounce Campari

1/2 ounce rosemary syrup

1/2 ounce lemon juice

 1 egg white

Splash of orange juice

 

Instructions: Using a lighter, light the tips of a fresh rosemary sprig until it begins to smoke. Flip your coupe glass upside down over the smoking sprig and let sit while you mix your cocktail. In a cocktail shaker, add gin, sweet vermouth, Campari, syrup, lemon juice, a splash of orange juice and egg white. Dry shake. Add ice and shake again. Double strain into the smoked glass. Garnish with a fresh rosemary sprig and a citrus wheel.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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📈 Learn how to invest the smart way using Ramsey’s Complete Guide to Investing.

 

Building wealth is actually pretty simple (when you do it the right way). But there are some risky strategies out there that can topple your financial progress overnight. Join us for a live game of Jenga and some commonsense financial advice along the way.

 

Next Steps:

🎙️ Catch our episode Reacting to People’s Money Fails So You Can Feel Better.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

📕 Grab a copy of George Kamel’s book, Breaking Free From Broke.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🥂 Lemon Ginger Mocktail Spritz

Recipe from Join Jules

 1/2 ounce honey syrup

3/4 ounce ginger juice

1 ounce fresh lemon juice

 2 ounces sparkling water

 

Instructions: Blend ginger with a little water and strain. Add honey syrup to a glass. Add ginger juice and lemon juice. Add ice and top with sparkling water.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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📖 Order Jade’s new book, What No One Tells You About Money.

 

Are you guilty of these annoying money habits? In this episode, we sit down with Jade Warshaw to rant about our biggest financial pet peeves. Let’s get into it!

 

Next Steps:

🎥 Watch our video Dave Ramsey Answers Your Most-Asked Questions.

💵 Start your free budget today. Download the EveryDollar app!

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 

📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

 Connect With Our Sponsors:

 Go to FAIRWINDS Credit Union for an exclusive account bundle!

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍸 Tequila Old Fashioned

Recipe from Tommacy Cocktails

 2 ounces reposado tequila

1/4 ounce mezcal

1/2 ounce agave nectar

2 dashes orange bitters

2 dashes black walnut bitters

Orange peel (optional)

 

Instructions : Combine all ingredients in a mixing glass with ice. Stir for about 20–30 seconds until well chilled. Add a bourbon ice cube to a lowball or rocks glass and strain the drink into the glass over the ice. Express an orange peel over the drink by squeezing it to release the oils. Run the peel around the rim, drop it into the drink, and enjoy!

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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💻 Register for our Take Back Your Money in 2026 livestream for free!

 

No one can predict the future, but sometimes it’s fun to try! Today we’re sharing our best guesses for what’s to come in 2026. From housing and investment trends to celebrity weddings and court cases—we’ve got you covered.

 

Next Steps:

🎙️ Catch our episode We Debunk Your Top Excuses for Not Budgeting.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍾 New Year’s Champagne

Champagne of your choice

 Instructions: Pick up your favorite budget-friendly bottle of champagne and toast to the new year!

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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💻 Register for our Take Back Your Money in 2026 livestream for free!

 

From Katy Perry’s brief trip in space to our favorite moments on Smart Money Happy Hour—we’re breaking down the best and worst of 2025! Grab a drink and help us reminisce on an unforgettable (and slightly unhinged) year.

 

Next Steps:

🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves.


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get up to 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍸 You’re a Mean One

Recipe from Westgate Resorts

 11/2 ounces Midori melon liqueur


1 ounce white rum


5 ounces lemon-lime soda


1 maraschino cherry

 

Instructions: Fill a rocks glass with ice. Add Midori liqueur and rum. Top with soda and stir gently to combine. Top with maraschino cherry and enjoy!

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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