The Rachel Cruze Show

🏠 Find out how much house you can afford with the Mortgage Calculator.

I saw an article titled, “I Can’t Afford a House, so Why Don’t I Just Be Gorgeous?” And honestly, that perfectly sums up the mindset a lot of millennials are stuck in. In this episode, I’m breaking down the thinking behind that mindset. Plus, I’m sharing how to stop chasing quick fixes and start making real progress toward big financial goals.

Next Steps: 

🎥 Watch my video 5 Popular Money Myths That Keep You Broke.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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💰 Do you know your investments’ earning potential? Plug in your numbers to get started.

 

I recently saw a stat about boomers’ retirement funds that shocked me. So today, let’s talk about where boomers are, where you are, and what I’d do if I were nearing retirement and needed to get back on track. 

 

Next Steps:

🎥 Watch my video: Crucial Retirement Decisions You Need to Make by Age.

📈 Are you on track with the Baby Steps? Get a free personalized plan. 

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:  

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show  

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman 

📈 EntreLeadership

 

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📈Are you on track with the Baby Steps? Get a free personalized plan.

 

We asked 1,000 people about their money, and the results honestly shocked me! In this episode, I break down the data and share three simple ways to make sure stress and a negative net worth don’t become your normal.

Next Steps: 

🎥 Watch my video How Do You Compare Financially to the Average American? (2026 Edition).

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.

 

What if I told you that you could plan fun, memorable date nights at any price? Well, that’s exactly what I’m doing! Here are 23 creative date night ideas to try for every Baby Step or budget level. Let’s get into it!

 

Next Steps:

🎥 Watch my video 3 Best Marriage Tips We’ve Ever Received.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💭 Want a deeper connection with your spouse? Pick up Questions for Humans: Couples.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:  

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Use the Investment Calculator to see how your money can grow over time.

 

In this episode, I’m breaking down a few simple money moves people often overlook that can put you on the path to becoming a millionaire. None of it is flashy, but if you focus on the right habits and stay consistent, you can start building real, lasting wealth this year.

Next Steps: 

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices