Tea & Mortgage w/ John Coleman

You’ve gone sale agreed—great news. But what actually happens next?
In this episode, John Coleman of JC Mortgages walks you through the real step-by-step process after going sale agreed in Ireland, so you know exactly what to expect from that point right through to getting your keys.
From legal work and mortgage drawdown to surveys, valuations, and timelines - this is the behind-the-scenes breakdown most buyers don’t fully understand (until they’re in it).
☕ In this episode, we cover:
What “sale agreed” actually means (and what it doesn’t)
The role of your solicitor after going sale agreed
Mortgage approval, valuation, and loan offer
Surveys, snag lists, and potential delays
What can go wrong - and how to avoid it
Timeline from sale agreed to closing day
If you’re buying a home in Ireland, this is essential viewing.
📩 Need help with your mortgage?
 Visit: https://jcmortgages.ie
Or contact us if you have any questions or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 [email protected]

In this episode of Tea & Mortgage, John Coleman from JC Mortgages breaks down one of the most common questions buyers are asking today:
Does it actually make sense to buy a home right now? 🤔

With rising prices, changing market conditions, and constant headlines, it’s easy to feel unsure about what to do next.

In this podcast, John gives a clear, honest perspective on how to think about buying a home in the current market — and whether it’s the right move for you.

If you're a first-time buyer or planning your next move, this will help you cut through the noise and focus on what really matters.

👉 Want to understand your options?
Visit: https://www.jcmortgages.ie

Or contact us if you have any questions or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 [email protected]

In this episode of the Tea & Mortgages podcast, John Coleman discusses the rapidly growing war between the United States (or just Donald Trump) and Iran and how global conflicts can ripple through the world economy.

John shares his thoughts on what’s happening, what it could mean for international markets, and how major geopolitical events often influence interest rates, inflation, and economic confidence.

More importantly, he explores how these global developments may ultimately affect Ireland’s economy, the Irish mortgage market, and the decisions facing home buyers and sellers in the months ahead.

While no one can predict exactly how events will unfold, John offers practical insights and perspective to help Irish homeowners and buyers better understand the potential impact.

Grab a cup of tea and join us for a timely conversation connecting global events to the Irish housing market.

***

John also highly recommends you read this book 👉 Take Control of Your Business by Eamon O’Sullivan 

***

As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman
JC Mortgages 
☎️ 01-8102032
📲 086 3970039 
📩 [email protected] 
💻 www.jcmortgages.ie

In this episode of Tea & Mortgage, John Coleman of JC Mortgages explores what it really means to buy property and secure a mortgage in Ireland as a non-Irish national. 
With around 1 in 5 people in Ireland born outside the state — and that figure now closer to 23–25% nationally (and over 26% in Dublin) — more people than ever are navigating the Irish property and mortgage system without an Irish background.
John breaks down how the process works for foreign nationals, tackling common myths, misunderstandings, and pitfalls that can trip up buyers along the way. He also shares practical steps to help listeners start planning, organizing their finances, and positioning themselves strongly before they begin their property journey.
Beyond the numbers and paperwork, this episode also touches on the emotional and mental side of buying in Ireland — from uncertainty and frustration to confidence and clarity.
Whether you’re a recent arrival, a long-term resident, or simply curious about how mortgages work for non-Irish buyers, this conversation offers clear, honest, and practical insight — all over a cup of tea.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages 
☎️ 01-8102032
📲 086 3970039 
📩 [email protected] 
💻 www.jcmortgages.ie

Every January on the Tea & Mortgage Podcast, we sit down with a cup of tea and chat with John Coleman, who makes his well-informed predictions for the year ahead.

Some land well.
Some miss.
But they always spark good conversation.

In this episode, we’re looking ahead to 2026 and sharing John’s predictions on:
• Home prices – where values could go and why it won’t be the same story everywhere
• Mortgage rates – what borrowers should realistically expect, not just headlines
• Buyer demand – who’s still active, who’s stepping back, and what that means
• Housing supply & inventory – will we finally see more choice, or more of the same?
• Banking speed (or lack of it) – approvals, delays, and whether anything actually improves
• New banks & changes – who’s entering, who’s shifting, and what it means for borrowers

And, as always, we finish with a few non-mortgage predictions from John for the year ahead:
• The World Cup
• Gaelic football
• Concerts & live events
• Travel, and more.

Have a wonderful 2026 – and we’ll circle back in December to see how many of these predictions were on the mark!

***

As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages 
☎️ 01-8102032
📲 086 3970039 
📩 [email protected] 
💻 www.jcmortgages.ie