Tea & Mortgage w/ John Coleman

• Tea & Mortgage #32: A live demo of the JC Mortgages Mortgage Calculator

  In this episode #32 of the Tea & Mortgage Podcast, mortgage broker John Coleman walks you through a live demo of the JC Mortgages  Mortgage Repayment Calculator, helping you understand exactly what your monthly repayments could look like.John features both calculators for Mortgage Repayments and How Much Can I Borrow For a Mortgage in Ireland? on his website.What You'll Learn:How to input property value, borrowing amount, loan term, age, and gross salary to get your repayment estimateWhy the figure shown is an estimate, and how the actual interest rate you secure from a lender greatly affects your real monthly cost The benefits of working with JC Mortgages—including access to a broad range of lenders and expert guidance to help you find the best rate for your circumstancesBudgeting effectively is one of the most important steps toward homeownership. With transparency around your mortgage repayments, you can proceed with confidence—knowing the numbers and the factors that could shift them.Try the calculator yourself here: jcmortgages.ie/calculators/mortgage-calculatorAnd subscribe to the Tea & Mortgage Podcast for more insights, demos, and tips every month!***As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!- John ColemanJC Mortgages ☎️ 01-8102032📲 086 3970039 📩 [email protected] 💻 www.jcmortgages.ie

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• 🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained

  🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme ExplainedHosted by John Coleman | JC MortgagesThinking about buying your first home in Ireland? 🏠 You need to know about the Help to Buy Scheme—a government incentive designed to give first-time buyers a financial boost toward their deposit.In this episode, John breaks down everything you need to know about the Help to Buy (HTB) scheme—from what it is, how it works, and how to apply, to who qualifies and when to get started.☕ Questions we answer in this episode:✅ What is the Help to Buy scheme?✅ How does the Help to Buy scheme work in Ireland?✅ How and when do you apply?✅ How is the amount calculated?✅ Who qualifies and what homes are eligible?✅ How long does approval last?✅ What happens if you're building your home?Whether you're just starting your mortgage journey or actively looking at homes, this episode will help you understand if HTB can give you the head start you need.🔗 For more expert advice or to chat with John directly, visit: www.jcmortgages.ieDon't forget to like, subscribe, and share if you find this helpful. And if you've got mortgage questions, leave them in the comments—we might cover them in a future episode***As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!- John ColemanJC Mortgages ☎️ 01-8102032📲 086 3970039 📩 [email protected] 💻 www.jcmortgages.ie

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• Tea and Mortgage episode #30 – All about Ireland’s First Home Scheme

  It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme.In this episode filled with valuable information, John will answer these common questions:1. What is the first home scheme?2. How can someone apply for first home scheme?3. How does the first home scheme work?4. How to find first home scheme houses.5. How long does first home scheme approval take?6. How does the first home scheme differ from the help to buy scheme?7. Which banks offer the first home scheme?8. And much much more.So, if you’re thinking of buying a home and starting the mortgage process here in Ireland, you’ll want to tune in for this podcast as well as contact John for a custom mortgage roadmap to help you through every step of the journey.***As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!- John ColemanJC Mortgages ☎️ 01-8102032📲 086 3970039 📩 [email protected] 💻 www.jcmortgages.ie

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• Tea & Mortgage Podcast #29: The state of Artificial Intelligence in the mortgage industry.

  Welcome to the Tea and Mortgage podcast, episode #29!In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever.Part of their regular check-in and discussion about AI a couple times per year, this episode brings some interesting insights, advancements, and opinions about machine learning in mortgage.Those include how AI helps John’s process to review paperwork, save time and ensure a smoother transaction, and benefit the client.We also find that AI is not a panacea but more of a useful tool; albeit one that still needs human control and guidance. As John and Norm reveal in the podcast, “AI makes the best caddie in the world, but is still not the golfer!”They also note that “AI isn’t going to necessarily take your job, but the PERSON who understands and uses AI definitely will!”So, enjoy this episode of the Tea and Mortgage podcast and feel free to reach out to John with any mortgage or home buying questions or to start the process.***As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!- John ColemanJC Mortgages ☎️ 01-8102032📲 086 3970039 📩 [email protected] 💻 www.jcmortgages.ie

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• Tea & Mortgage Podcast #28 - New Tracker Mortgages?!, The Big Short, & Michael Jackson the musical.

  It’s episode #28 of the Tea & Mortgage podcast with Ireland’s favourite mortgage broker, John Coleman!In this episode, John and American co-host Norm Schriever go in-depth on the new Flex Mortgage offering from Avant Money.Dare we say this is a “Tracker Mortgage,” but it’s not the same type of tracker loan that go so many banks in trouble during the worldwide financial reshuffling of 2008. Those tracker mortgages definitely come with bad memories and negative connotations, but this new & improved tracker mortgage – the Flex Mortgage by Avant – is not the same animal.Instead, you your rate is linked to the 12-month Euribor rate and will be reset each year based on 12-month Euribor market rates. That means it could go up or down, but only once a year, and will be less volatile than your father’s Tracker Mortgage.Furthermore, you have the flexibility to overpay your mortgage anytime or move to another product with no penalty, but can benefit from a variable rate as low as 3.30%.In the podcast, we also talk briefly about the movie, The Big Short, about the mortgage meltdown in the United States.And John shares his review and experience of Michael Jackson the Musical, a theatrical show he recently saw in London.***As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!- John ColemanJC Mortgages ☎️ 01-8102032📲 086 3970039 📩 [email protected] 💻 www.jcmortgages.ie

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