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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Podcast Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances ...

Available Episodes

5 of 375
  • 372 | Automate Your Budget & Eliminate Financial Stress!
    Snag Our Simplified Budget System!Budget Besties, if there was a drinking game for this podcast, the keyword would be... AUTOMATE! 🍾🥂We say it ALL. THE. TIME. And for good reason—automation is the key to making your budget actually WORK.Because let’s be real… you don’t need another budget, you need a budget SYSTEM. One that runs on autopilot so you can spend less time stressing over money and more time living your life.This episode is all about:✅ Why automation is the secret to financial success✅ How to set up automatic bill payments, spending, and savings buckets✅ How to ditch financial chaos and take back control of your moneyIf you’ve ever felt overwhelmed by budgeting, THIS is your episode! 🎧4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! 
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  • 371 | Savings Buckets 101: The Best Way to Plan for Unexpected Expenses
    Snag Our Simplified Budget System!Budget Besties, listen up! 💰✨ We’ve made it to the final (and arguably most exciting) piece of your budget puzzle—SAVINGS BUCKETS! 🎉You know those “unexpected” expenses that pop up and throw your whole budget into chaos? Yeah… we’re about to eliminate them for GOOD. 🚫💥In this episode, we’re breaking down:✅ What savings buckets are and why they’re game-changing✅ How to plan and fund them (so you never scramble for cash again)✅ How to automate your savings so it’s effortless4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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  • 370 | How to Plan Your Spending in Your Budget (Without Overcomplicating It!)
    Snag Our Simplified Budget System!Hey, Budget Besties! 💸✨ Ready to talk about the part of budgeting that actually impacts your daily life? We’re diving into spending—how to set up a plan that gives you freedom, confidence, and guilt-free swiping. 🎉This episode is all about:✅ Making a plan for your spending (instead of letting your bank account decide for you)✅ Why budgeting isn’t restrictive—it’s about permission to enjoy your money✅ How to organize your spending accounts so you never wonder, "Can I afford this?"🚨 You don’t know exactly how much money you have to spend🚨 You’re constantly transferring money between accounts (or swiping a credit card)🚨 You’re left guessing if your bills will clear before payday🚨 You feel guilty after shopping or eating out (hello, money regret!)Sound familiar? You’re not alone. But we’ve got the fix. ⬇️Step 1: Identify Your Spending Categories💰 Gas & Groceries (The essentials—where you spend every week!)💰 Personal Spending (Your judgment-free fun money—yes, Starbucks included!)💰 Entertainment/Family Fun (Restaurants, movie nights, zoo trips—this keeps fun in the budget!)💰 Kids (For all the little surprise expenses—school parties, field trips, activities, etc.)💰 This Month’s Expenses (One-time things like haircuts, gifts, or unexpected doctor visits!)👉 Pro Tip: If something happens every month, it’s spending. If it happens only a few times a year, it goes into savings buckets (which we’ll talk about next episode!).Step 2: Set a Budget for Each CategoryGo back 90 days and look at your actual spending. No made-up "I’ll only spend $100 on food" goals. Set realistic numbers based on real spending habits.Step 3: Decide—Cash or Debit?💳 Use debit cards if you prefer digital tracking (a.k.a. digital cash envelopes)💵 Use cash if you struggle with overspending and need the hard limit🛑 No more credit cards! (We’re done with that cycle.)Step 4: Open Dedicated Spending Accounts🎯 Each category gets its own checking account (or a labeled cash envelope)🎯 Name your accounts for fun! (“Feed the Horde” for groceries, anyone? 😂)🎯 Delete your bills account from spending platforms (No more accidental Target runs on your mortgage money!)Step 5: Automate Your Transfers & Spend With Confidence💰 On payday, automatically send your budgeted amount into each spending account💰 Only spend from the correct account (NO MORE transferring money back & forth!)💰 Enjoy spending—without guilt! 🎉4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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  • 369 | Money Management Made Easy: The Automatic Bills System You Need For Your Budget
    Snag Our Simplified Budget System!Hey, Budget Besties! 👋 Tired of second-guessing if your bills are covered while standing in the checkout line? We get it. That’s why today, we’re talking about the single most important part of your budget—your Bills Account!This system is about simplicity, clarity, and making sure your bills get paid automatically without stress, mental math, or NSF fees (ugh). Let’s get into it!💰 No more bill panic—you always have enough money to cover them🛑 Stop the overdraft fees—your account is never drained to zero🧼 Declutter your bank transactions—bills in one place, spending in another💡 Never think about due dates again—set it and forget it with automation1️⃣ Pick an account – Use your current checking account or open a new one just for bills2️⃣ Fund it with a buffer – Start with at least half a month’s worth of bills to prevent cash flow chaos3️⃣ Direct all income here – Your paychecks, side hustle money, everything goes into this account4️⃣ Automate your bill payments – ACH payments = no missed due dates & fewer fees5️⃣ Delete it from spending platforms – Remove your bills account from Amazon, PayPal, Venmo, etc. No more accidental Target splurges on your mortgage money!🎯 Once it’s set up, your only job is to supervise. That’s it. Bills paid, stress gone.🚗 You’re on vacation—bills are being paid automatically (no worries about late payments!)📲 You check your bank app—clean, organized transactions (no more scrolling through chaos!)🛍️ You’re at the store—you KNOW how much you have to spend (no guessing at checkout!)This is the financial clarity you deserve, bestie. 💖📩 Tell us when your Bills Account is set up! Drop us an email at [email protected] or come chat in our Facebook group. We love cheering you on! 🎉4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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  • 368 | How to Pay Off Debt (Without Hating Your Life)
    Snag Our Simplified Budget System!Hey, Budget Besties! 👋 Ready toditch debt without giving up your Starbucks, date nights, or vacations? We’re here to show you how topay off debt in a way that actually works—without feeling like you’re in financial prison. 🥳💰 Your money should be funding your future,not paying for your past🚗 You get to beyour own bank—no more borrowing for big expenses✈️ Vacations (paid in cash!) feelway better than ones that follow you home on a credit card bill🛍️ You can stillenjoy your lifestyle while paying off debt—it just takes a plan!1️⃣Set up your budget – Use our 5-categorysimple budget system to see exactly what you’re working with2️⃣Ditch the credit cards – Cut them up, remove them from your accounts,goodbye temptation! ✂️3️⃣List your debts – From smallest to largest, or by highest interest—whatever makes the most sense foryour situation4️⃣Make payments on payday – No more waiting ‘til the end of the month (because that money will disappear, trust us)5️⃣Celebrate your wins! – Starbucks, a fancy dinner, or upping your personal spending—reward yourself when you hit milestones 🎉✔️Snowball Method – Pay off smallest debts first to build momentum✔️Avalanche Method – Pay off high-interest debts first to save the most $$✔️Minimum Payment Method – Focus on paying off debts with the highestmonthly payments to free up cash faster4 Ways To Connect With Us:1️⃣FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎https://www.budgetbesties.com/freecall 2️⃣FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎https://www.budgetbesties.com/facebook 3️⃣BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎https://budgetbesties.com/budget 4️⃣COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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About Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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