67// Budgeting for School Shopping and School Activities All Year Round
🎉Grab your free Budget School JUMPSTART.📋 BUDGET SCHOOL coming soon. Smart budgeting means we’re thinking ahead. In this episode, we’re talking all about budgeting for school-related expenses before the chaos hits.I’ll walk you through handling school activity costs throughout the year and why I keep a school category in my budget even during summer break.You’ll learn how to:Decide whether you need a separate line for school activities in your budgetUse the summer months to build up a school shopping fundHandle leftover money in that category the smart waySet up a simple system (even if it’s just cash in an envelope!)Be resourceful with used supplies and organize what you already haveWhether you’re a budgeting beginner or looking to upgrade your system, this episode will help you stay ahead of school costs without the stress.Click to Send Fan Mail
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66// What is a Zero-Balance Budget? Plus 11 reasons it will work for you.
🎉Grab your free Budget School JUMPSTART.📋 BUDGET SCHOOL coming soon. What if your budget could make you feel supported instead of stressed? In this episode, I explain exactly what a zero-balance budget is — and why it’s helped so many people feel more in control, more clear, and more confident with their money. This short teaching episode is perfect if you’re new to budgeting or if you've been trying to budget but keep feeling stuck. I’ll give you a clear, simple definition of what a zero-balance budget is — and then I’ll walk you through 12 reasons why I believe this method really works. From clarity and flexibility to confidence and momentum, this approach has changed the way I handle money. If you're ready to move forward with your money, this is the place to start.Listen to the Episode to Answer These Questions:What does it actually mean to “give every dollar a job”?How does a zero-balance budget help reduce stress?Why does this method work even if your income changes?What’s one small step you can take today to get started?Click to Send Fan Mail
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65// Budgeting Reset: 3 Steps to Get Back on Track
📋 BUDGET SCHOOL coming soon. Join the Insider Access Club. 🎉Grab your free Budget School JUMPSTART. ⬇️⬇️⬇️ What's in this episode? ⬇️⬇️⬇️If you've fallen off track with your budget—whether it's overspending, disorganization, or just not paying attention—this episode is for you. I’m giving you three simple steps to hit reset and get your budget back on track.In this episode, you’ll learn:How to assess where you’re at and stop the financial overwhelm.Practical steps to regroup and make a plan moving forward. How to get back to your budgeting system (or start one, if you don’t have one yet!). It’s time to take control and get your budget back in line with your goals. Tune in to get the guidance and clarity you need to reset and move forward with confidence.🎉🎉Do you want me to come into your email with the FREE JUMPSTART? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail
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64// 3 Money Truths I Live By—and Why Knowing Your Truth Makes All the Difference
🎉Grab your free JUMPSTART.In this episode, I’m sharing 3 things I am CERTAIN of when it comes to my money.These certainties guide how I spend, save, and make financial decisions.➡️But this isn’t just about me. I want YOU to identify what you are certain of when it comes to your money. I’ll be asking you questions to get you thinking! ⬅Tune in to learn how being certain can guide your decisions and create lasting change in your financial life.🎉🎉Do you want me to come into your email with the FREE JUMPSTART? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail
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63// The Hidden Costs of Skipping Your Budget
🎉Grab your free JUMPSTART.If you haven't started taking care of your finances yet, or if you need a little push to stick with it. Then listen in! In this episode we'll cover: Layer 1 of hidden costs: Sneaky money leaking awayLayer 2 of hidden costs: Mental, emotional, and relationship costsLayer 3 of hidden costs: Missed opportunity costs✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Got a specific question you’d like me to answer on the show? Text it!Click to Send Fan Mail
About Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.This is a debt podcast!Topics we cover:Foundational Budgeting Skills:How to create and stick to a budget, even with limited income.Simple, actionable steps to build a zero-balance budget each month.Overcoming Impulse Spending & Credit Card Reliance:Strategies to control impulse buying and overspending.Breaking the cycle of using credit cards as income and paying off debt sustainably.Budgeting for Busy Moms:Budgeting tips for real life - especially budgeting tips for busy momsIntentional Living & Aligning Spending with Values:How to figure out your core values and create a value-based budgetHow to spend intentionally without sacrificing things you love.Aligning household routines and systems with financial goals.Financial Preparedness & Saving for the Future:Building emergency funds and saving for bigger expenses with confidence.How to manage everyday expenses while planning for future goals like retirement, vacations or a home.Self-Care & Financial Wellness:Prioritizing self-care to avoid burnout.Developing healthy habits for long-term financial success and balance.Mindset Shifts for Financial Growth:Abundance mindsetEmbracing financial mistakes as opportunities for growth and grace.Tracking Spending & Staying Accountable:Practical tools to track where your money goes and stay in control.The power of community and support systemsA note from Erin:As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.*How can I pay off my debt?*Is there an easy budget method?*How can I simplify my household expenses?*How can I pay down credit card debt?*How can I stop relying on credit cards?*How to start budgeting for beginners?*How to budget on one income?*How can I live within a budget?*How do I write a budget?*How do I spend less?*How can I move forward financially?*What if I don't have enough money to invest?*How can I build wealth?*How can my budget reflect my core values?*How can I LIVE ABUNDANTLY on a budget? *Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
Listen to Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income, The Other Hand and many other podcasts from around the world with the radio.net app
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