Give More, Stress Less: Your Guide to Intentional Year-End Generosity
The most rewarding money move you can make before December 31st isn’t a tax hack, an investment tweak, or a budgeting trick — it’s generosity. But not the chaotic, guilt-driven kind that leaves you staring at your credit card bill wondering what happened.
We’re talking intentional, values-aligned giving that feels good, makes sense financially, and creates real impact.
In this episode, Shari breaks down how to build a year-end giving plan that’s thoughtful, strategic, and completely aligned with what matters most to you. From setting a realistic giving budget to choosing between cash, stuff, or experiences, to vetting charities and teaching kids the meaning of generosity — this is your blueprint for giving with clarity instead of pressure.
You’ll hear:
How to set a values-based giving budget that actually feels good
The difference between gifting stuff, gifting cash, and gifting experiences — and why one is almost always best
How to vet nonprofits so your contribution makes real impact
Ways to teach kids (and family) the habit of intentional generosity
A step-by-step year-end generosity checklist you can use today
If you’re ready to end the year feeling aligned, not drained — this one’s for you
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
32:28
--------
32:28
RIP to the Penny: The Real Reason It’s Gone and the Future of Money
The penny has officially been laid to rest — and while most of us won’t shed a tear, its retirement marks a surprisingly big moment in how America handles money.
In this quick update, I’m walking you through what happened to the penny, why the U.S. finally pulled the plug, and what this tiny change means for your wallet and the future of cash.
You’ll hear:
Why the U.S. Mint stopped making pennies and how much money it saves
How other countries (like Canada) ditched their low-value coins decades ago
What rounding rules mean for your everyday purchases
Why this signals a major shift toward a digital-first financial system
What to do if you still have jars of pennies hiding in your house
A little funeral, a little financial education, and a lot of clarity about where money is heading next.
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
12:30
--------
12:30
Benefits, Bonuses & Open Enrollment: Don’t Leave Free Money on the Table - Smart Money Moves Before Year-End, Part 3
If open enrollment season makes your eyes glaze over faster than a holiday spreadsheet, this one’s for you. In Part 3 of the Smart Money Moves Before Year-End series, Shari dives into all the hidden ways you can squeeze more value out of your paycheck before December 31. From health plans to hidden perks, this is your reminder that benefits are part of your compensation — and it’s time they pulled their weight.
You’ll walk away with:
A step-by-step guide to reviewing your health, dental, and vision plans
The real difference between FSAs and HSAs (and how to use them wisely)
A strategy for planning your bonus before it hits your account
A quick insurance checkup to make sure you’re covered, not overpaying
The overlooked perks most people forget they already have access to
Because if you’re going to work this hard for your benefits, they should be working just as hard for you.
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
35:14
--------
35:14
How to Know It’s Time to Leave Your Business (and What “Enough” Really Costs)
What happens after the awareness? After you stop spending on autopilot… how do you start building on purpose?
In part two, Shari connects money mindfulness to business-building — and why your exit number should be based on the life you actually want, not what Instagram says counts as “success.”
Guest Kathryn Finney returns to share how she grew her blog into a real media company, figured out her number, and made the hard call to sell it — even though she could’ve made more by staying.
She also breaks down the difference between a startup and a small business (spoiler: you don’t have to build to sell) and why clarity is more profitable than hype. This is your episode if you’re sitting on a side hustle, business, or creative project and wondering: “Do I grow this… or let it go?”
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
28:28
--------
28:28
Why We Spend When We’re Sad: Turning Emotional Purchases Into Purpose
We don’t always spend because we’re “bad with money.” We spend because we’re human — grieving, stressed, lonely, or trying to feel in control.
In this episode, Shari breaks down emotional spending as a signal, not a flaw, and shows you how to start asking the one question that changes everything: “What am I actually trying to feel right now?”
Then you’ll hear from Kathryn Finney, who was shopping to cope after losing a parent… and ended up turning that emotional spending into The Budget Fashionista, one of the earliest successful fashion blogs.
You’ll hear how she redirected that energy, why she started asking “does this match my values?” and how mindful purchasing can actually make you happier.
Perfect if you’ve ever looked at your bank statement and thought, “This isn’t even who I am.”
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices
New York Times Top 4 Money Podcast with over 24 million downloads!
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.
Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.
Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.
If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.
Ireland