Smart Money Moves Before Year-End Part 1 - The Big Picture: Your Year-End Money Checkup
It’s time for your money’s annual checkup — and no, there’s no waiting room or copay required. In this first episode of our Smart Money Moves Before Year-End series, Shari walks you through a four-part year-end audit to help you see exactly where your money went, what worked, and what needs a little TLC before the clock strikes midnight on December 31st.
You’ll walk away with:
A clear picture of where your money actually went this year
One spending category to rein in before January
A strategy to finish the year saving smarter (not harder)
A confidence boost that comes from knowing exactly where you stand
Because your future self doesn’t need another “I’ll figure it out in January.” She needs clarity — and that starts today.
Talkin’ Points → where your money gets smarter.
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Investing Without Intimidation: From Overthinking to Ownership - Financial Confidence Bootcamp Part 4
It’s time to turn confidence into ownership.
In the final episode of the Financial Confidence Bootcamp, we’re breaking down the world of investing — minus the Wall Street jargon and overwhelm.
Because investing isn’t just for finance bros and millionaires. It’s for anyone who wants their money to grow quietly in the background while they live their life.
You’ll learn how to simplify your investing decisions, overcome the fear of “doing it wrong,” and build a portfolio that works for your real life — not someone else’s.
You’ll walk away with:
A simple, 3-step framework to start investing (even if you feel clueless)
The truth about fear, confidence, and analysis paralysis
Exactly where to start — from 401(k)s to Roth IRAs to brokerage accounts
How to automate your investments so growth happens on autopilot
What “staying the course” really means when the market gets bumpy
This episode will leave you thinking, “I can actually do this.” Because you can — and it’s time you did.
Part 1 - Budgeting That Actually Fits Your Life
Part 2- How to Tackle Debt — Without Cutting Coffee, Joy, or Your Sanity
Part 3- Save Like You Mean It!
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
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Trust Over Transactions: How Financial Planning Finally Put People First
For too long, financial advice came with strings attached — confusing titles, hidden commissions, and “suitable” recommendations that didn’t always serve you. But the future of financial planning looks a lot different.
In this episode, I’m joined by Lori Atwood, CFP®, founder of Fearless Finance, to unpack the evolution from sales-driven advice to fiduciary, fee-for-service financial planning. We get real about what fiduciary actually means, why hourly advice is changing the game, and how women can finally get help with their money — without the pressure or the pitch.
You’ll walk away with: The real difference between “suitable” and fiduciary advice (and why it matters for your money) How hourly planning makes expert advice more accessible — and judgment-free The emotional side of money that most advisors completely overlook Why financial adulting isn’t about perfection — it’s about peace of mind
If you’ve ever wondered whether your advisor is really acting in your best interest, this episode will help you ask the right questions — and take back control of your financial decisions.
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
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The Marketing of Debt: How Lenders Exploit Your Blind Spots (and How to Outsmart Them) with John Dinsmore
Why do smart people still fall into debt traps? The truth is, debt is marketed to us in ways to exploit our psychology. We underestimate the true cost of borrowing, overestimate our ability to pay, and let lenders hide the fine print in plain sight.
In this episode, Shari sits down with John Dinsmore—Professor of Marketing at Wright State University and author of The Marketing of Debt: How They Get You.
Together, they unpack the marketing tricks and mental blind spots that keep people swiping, tapping, and signing up for loans they may regret later.
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
You’ll hear:
Why your “future self” isn’t as financially heroic as you think
How irregular expenses—not daily bills—fuel most credit card debt
The hidden dangers of “0% interest” offers and long-term car loans
Why paying with cash feels painful (and tapping to pay feels too good)
The most important step you can take today to avoid debt traps
If you’ve ever wondered why debt feels so easy to get into—and so hard to get out of—this episode will give you the insight (and strategies) you need to outsmart the marketing of debt.
Talkin’ Points → where your money gets smarter.
Real talk, practical tips, zero guilt straight to your inbox. Sign up here.
Follow John on X https://x.com/jdinsmore
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
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Money, Mindset & the Machines: How AI (and Self-Awareness) Can Change Your Financial Future with Elizabeth Ayoola
What happens when technology meets money mindset? In this conversation, Elizabeth Ayoola — writer, finance expert, and co-host of NerdWallet’s Smart Money Podcast — shares how she went from writing $8 articles as a new mom to building lasting financial freedom.
We get into how AI is reshaping personal finance, why emotional awareness still beats automation, and what it really takes to feel confident with your money — no spreadsheets required.
You’ll walk away with:
A smarter way to think about AI’s role in your financial life
How to choose tools that actually support your habits and goals
Why mindset (not math) drives lasting wealth
A practical framework for building confidence with your money
Want more real talk like this — plus practical tips to help you use what you hear on the show? Sign up here for Talkin' Points, a weekly newsletter with smart, judgment-free money insights delivered straight to your inbox.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Thank you to our sponsors!
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New York Times Top 4 Money Podcast with over 24 million downloads!
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.
Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.
Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.
If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.
Ireland