Everyone's Talkin' Money

You’re doing well with money. You make a good income. You’re responsible. And yet there’s this quiet feeling that you should have more clarity than you do.

You know there are smarter moves you could be making. You just don’t know who to trust to help you figure them out.

So you do what everyone does. You open your laptop and search for financial help, and suddenly you’re staring at a long list of titles that all sound important but don’t clearly explain what they actually do.

Financial advisor. Financial planner. Money coach. Financial therapist. CPA. Credit counselor.

It’s confusing, and choosing the wrong type of help can cost you time, money, and a lot of unnecessary frustration.

In this episode, Shari Rash, founder of GWA Wealth, breaks down the five most common types of money professionals, what they actually do, how they get paid, and how to know which one makes sense for your situation right now. You’ll learn the difference between financial planning and financial coaching, when a CPA becomes essential, and why understanding how someone is compensated matters more than most people realize.

Shari also explains what it means to work with a fiduciary, the red flags to watch for when interviewing professionals, and the exact questions you should ask before trusting someone with your money.

This episode is not about collecting more experts. It’s about understanding who solves the problem you’re dealing with so you can get the right support at the right time.

You’ll hear how to tell the difference between financial advisors, planners, coaches, therapists, counselors, and CPAs, when each type of professional makes sense, how they typically get paid, and how to choose someone who aligns with your goals and values.

You’ll walk away with a clear understanding of who to call for help, the confidence to ask smarter questions, and the reassurance that needing guidance with your money is normal, not a failure.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari Rash, founder of GWA Wealth, at gwawealth.com

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
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Episode Re-release. We had tech issues on the first release and this info is too good for you not to hear!

Talking about money shouldn’t feel like emotional CrossFit, but for most of us it does. In this episode, Shari breaks down why money conversations get so charged—and why it’s rarely about the numbers.

You’ll learn the difference between money values and money logistics, how childhood money wiring shows up in adult decisions, and how to stop trying to solve emotional issues with spreadsheets.

Shari walks through four common money personalities (the Avoider, the Optimist, the Controller, and the Security-Seeker), explains what happens when they clash, and gives you practical timing rules, language swaps, and curiosity scripts that keep conversations from turning into fights, shutdowns, or silent scorekeeping.

Be sure to grab Shari's ⁠Money Conversation Guide⁠ to learn how talk about money without spiraling, shutting down or starting a fight (with yourself or anyone else).

Whether you’re single, dating, partnered, married, cohabiting, or rebuilding after a breakup, this episode will help you communicate about money with more clarity, less defensiveness, and a lot more self-trust.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth and the Host of Everyone’s Talkin’ Money. GWA Wealth is a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit ⁠GWA Wealth⁠ to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. ⁠Sign up here.⁠ 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram ⁠@everyonestalkinmoney

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Ever look at your bank account and wonder where your money went—even though you didn’t make any big purchases? You’re not alone. High earners often feel like their money is disappearing, and the instinct is to budget harder or cut back. But the real problem usually isn’t discipline—it’s visibility.

In this episode, Shari Rash, founder of GWA Wealth, breaks down the hidden expenses quietly draining your bank account. From subscription creep and convenience spending to lifestyle inflation, social comparison, and emotional micro-spending, these small, everyday costs can add up to thousands of dollars a year without you realizing it.

You’ll learn why these expenses are so easy to overlook, how they impact your long-term wealth, and a simple 20-minute spending audit you can do today to take back control—without turning your life into a restrictive budget.

If you make good money but still feel like you’re playing catch-up, this episode will help you finally connect the dots and start spending with intention.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
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You make good money. You’re saving, investing, and doing the things you’re supposed to do. And yet when you look at your bank account or credit card statement, your money still feels messy.

Where did it all go?

A lot of high earners assume the problem is budgeting. If they could just stick to a plan, track every category, and control their spending, everything would finally feel organized.

But traditional budgeting often fails for people with demanding careers, busy lives, and real financial complexity.

In this episode, Shari Rash, founder of GWA Wealth, explains why budgeting doesn’t work for many high earners and why feeling chaotic with money has less to do with discipline and more to do with how your life actually functions.

You’ll learn how time scarcity, decision fatigue, social expectations, emotional reward cycles, and comparison quietly shape spending patterns, even when you’re earning a strong income.

Shari also introduces a simple framework that helps you look at spending differently so you can stop obsessing over categories and start making more intentional decisions with your money.

Instead of trying to spend less, this episode will help you learn how to spend on purpose.

You’ll hear why traditional budgeting systems often fail for high earners, how time scarcity and decision fatigue drive spending habits, the difference between value spending, convenience spending, and nonsense spending, and how to design a spending system that actually works in real life.

You’ll walk away with a clearer way to evaluate your spending, a framework for aligning your money with what actually matters to you, and a simple exercise you can use this week to start making more intentional money decisions.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
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What will personal finance actually look like five years from now?

Will we all have AI money assistants? Will financial advisors still exist? And could technology finally make managing money easier instead of more overwhelming?

In this episode, Shari Rash sits down with Dacy Yee, President of Experian Consumer Services, to talk about how technology is transforming the financial world—and what it means for everyday people trying to make smarter decisions with their money.

Dacy shares her unexpected career journey from law school to leading one of the largest consumer finance platforms in the world, why many careers (including hers) take unexpected turns, and the advice that helped her move into executive leadership.

The conversation also dives into how technology, AI, and automation could remove many of the barriers that have historically kept people out of financial conversations—from fear of asking “dumb questions” to the belief that you need a lot of money before you deserve advice.

You’ll hear how tools like Experian’s new “Big Financial Friend” initiative aim to make personal finance more approachable, how AI could act as a financial co-pilot that helps you make better decisions automatically, and why the future of finance might actually feel more human—not less.

Shari and Dacy also talk about women in finance, the importance of speaking up about your career goals, and why the advice “declare what you want” can change the trajectory of your career.

This episode will leave you thinking differently about where technology is taking our financial lives—and how you can use it to your advantage.

You’ll hear:

Why many careers in finance happen by accident rather than design

How AI and technology will change personal finance in the next five years

Why access and personalization will define the future of financial advice

How tools like Experian’s virtual assistant help remove shame and barriers around money

The career advice that helped Dacy move into executive leadership

What a “life credit report” might actually measure

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

The views expressed by guests are their own and don’t necessarily reflect the views of GWA Wealth.
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