Mind + Money: A Podcast All About Money and ADHD

If you're Canadian and your phone and internet bill has been quietly creeping up for years, you're not imagining it. Most of us hit a point where we know we should deal with it and then... don't. This episode is about what happens when you finally get fed up enough to actually make the call.
We cover:
- What finally pushed Sherry to take action (and why loyalty to your provider might be costing you more than you think)
- The strategy she used to negotiate with her current provider using a competing offer
- Why calling the cancellation department is a completely different experience than calling regular customer service
- New Canadian regulations around cell phone switching that are worth knowing before you call
- A realistic time breakdown: how much effort this actually takes versus what you can save
This one is equal parts relatable rant and genuinely useful strategy. If you've been putting off this conversation because it feels like too much, this episode might just give you the push you need.
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratford
Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393
Val's Instagram: http://www.instagram.com/you.me.and.money
Sherry's Instagram: http://www.instagram.com/moneymindsetfc
Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast
Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Getting a pre-approval feels like a green light to sign on the dotted line. But the bank's math and the math of your actual life are two very different things.
In this episode, Sherry and Val dig into one of the most common money traps out there: getting approved or pre-approved for a mortgage, car loan, or any big purchase and assuming that approval means you can actually afford it. Because the bank doesn't factor in your whole life, and buying at the top of your approval can quietly spiral into something that's really hard to get out of.
They also get into the ADHD side of big financial decisions: the impulsivity, the difficulty imagining future you, and the urgency tactics that salespeople use to get you to sign before you've had time to think.
Plus: the difference between a budget and cash flow, what a proper vibe check looks like before any big commitment, and a practical way to test whether a new payment actually fits your life before locking it in.
Just because you're approved doesn't mean you should say yes.
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratford
Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393
Val's Instagram: http://www.instagram.com/you.me.and.money
Sherry's Instagram: http://www.instagram.com/moneymindsetfc
Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast
Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

What if the thing that finally got your ADHD brain to follow through on your goals wasn't discipline or willpower, it was your own money on the line?!!
In this episode, we get into a goal-setting hack that uses real financial stakes to create the urgency and motivation that ADHD brains actually run on. We break down how it works, how to structure it, and how to make it sustainable without turning it into a burden for the people around you.
We cover:
Why traditional motivation strategies fall flat for ADHD brains
How to use money as both the reward and the consequence to drive action
What to do with your money when you actually hit your goal (this part matters more than you might think)
How gamification, streaks, and friendly competition can work for financial and personal goals
Plus, Sherry shared about a group challenge idea that she has been wanting to do for a while and hasn't taken action on yet.
Connect with us:
Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Can you actually manifest more money? Yes, and, there's a catch.
In this episode, Sherry and Val dig into one of the most misunderstood concepts in the personal finance space: manifestation.
They believe in the woo woo. They also believe you need a plan. And they're here to tell you why one without the other just doesn't work.
What you'll hear in this episode:
Why belief alone won't move the needle on your finances
What it actually looks like when mindset and action work together
The sneaky way avoidance mode blocks abundance from coming in
How small financial actions build the belief that bigger things are possible
What it means to give your money a job (and why that matters more than you think)
Whether you're all in on manifestation or more of a show-me-the-spreadsheet person, this episode will meet you where you're at and give you something to work with.
Connect with us:
Book a free call with Val (financial planner): ⁠https://calendly.com/valerie-stratford⁠ Book a free call with Sherry (financial coach): ⁠https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393⁠ Val's Instagram: ⁠http://www.instagram.com/you.me.and.money⁠ Sherry's Instagram: ⁠http://www.instagram.com/moneymindsetfc⁠ Podcast Instagram: ⁠http://www.instagram.com/mind.money.adhd.podcast⁠ Sherry's TikTok: ⁠https://www.tiktok.com/@moneymindsetcoaching

You've got a beautiful budget. You downloaded all your transactions, colour-coded everything, and made a plan. And then what? It sits in a folder on your computer with the other 12 budget spreadsheets you've made over the years.

There's a massive gap between making a budget and actually living by it. Sherry and Val break down what's missing and why most budgets fail the moment real life happens. Bad news: you need more than a pretty spreadsheet.
We talk about the number one question your budget should be able to answer before you spend money, why tracking every transaction won't save you, and the account setup that makes overspending way harder. Plus, what to do when the dopamine wears off, and you stop caring about your budget categories.
If you've ever wondered why you keep making budgets that go nowhere, this episode walks you through what actually works for ADHD brains. Less tracking, more structure. Less shame, more systems.

ADHD Money Starter Kit: https://landing.mailerlite.com/webforms/landing/g9v9u3

Connect with us:Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val's Instagram: http://www.instagram.com/you.me.and.moneySherry's Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching