Bread & Butter

• The Government Doesn't Want You To Retire | Bread & Butter Podcast - Ep 79

  This week on Bread & Butter, Tayo & E-man get real about modern retirement. Pensions matter, but they’re not the whole plan. We break down how to combine AI skills, rent-to-rent cashflow, investing, and social capital to retire on your terms (not a government timetable). Real stories, real numbers, and practical prompts you can use today, from using ChatGPT to negotiate contracts and write emails, to reverse-engineering your monthly retirement income across multiple streams. What you’ll learn Why treating AI like the gym (daily reps!) can 10x your efficiency, and even create roles for you at work Pensions 101 (plus why most people still need other income streams) and a simple 10–15% rule of thumb Rent-to-rent explained: cashflow now vs. equity later, ideal guest profiles (contractors/insurance), and scaling How to use ChatGPT for contract red flags, policy T&Cs, tone-perfect emails, and scripts that actually convert Social capital over follower count: why 200 true supporters can outrun 200k passive followers The “5 x £1k” retirement framework to hit a target like £5k/month without relying on a single source 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• Business Isn't Sunshine and Rainbows| Bread & Butter Podcast - Ep 78 Ft Gabriel Sion

  On this week’s Bread & Butter, Eman and Tayo sit down with Gabriel Sion, commercial property & hospitality operator, for a no-fluff masterclass on building real businesses, managing risk, and looking after family while you grind. Gabriel Sion, operator, investor and straight-talker, breaks down how he turned derelict buildings into cash-flowing venues, why he hates hospitality (but wins at it), and the realities of being seen as a “role model” while still figuring life out. The boys dig into covert discrimination in events, contributing at home vs stunting growth, preparing for parents’ retirement and care, stealth wealth, watches and safety, what it really costs to live in London, and the property myths (new builds, shared ownership) that trap people. Gabriel shares his biggest win (Birmingham) and biggest L (a £40k spread-bet wipeout), plus why mentorship with accountability (and fines!) keeps him sharp. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• Guard The Bag: Boards Over The Mandem | Bread & Butter Podcast - Ep 77

  In this episode of the Bread & Butter Podcast, Tayo and Eman dive deep into the power of continuous growth, the myth of perfection, and the importance of community-driven solutions. From laughing about filming with unexpected spots to reflecting on how far their content creation journeys have come, the duo emphasise the value of getting 1% better every day. The conversation expands into bigger questions: what would it look like if the Black community in the UK pooled resources into a billion-pound fund? They explore trust, accountability, and the role creators play in shaping financial futures. Along the way, they touch on Stormzy’s grassroots impact, Franklin’s achievements at Coutts, and why creators now hold the kind of influence once reserved for traditional media. As always, they keep it real with W’s & L’s of the week—from family celebrations to the struggles of balancing business, family life, and growth. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• These Fake Property Gurus Are Selling Dreams | Bread & Butter Podcast - Ep 76 Ft. Kazy

  In this episode of the Bread & Butter Podcast, Tayo and Eman sit down with Property by Kazy, developer, investor, content creator, and community builder. From flipping homes in London to building a trusted education platform, Kazi breaks down his journey into property, the importance of integrity in business, and why documenting your wins and losses matters. The conversation dives deep into how to build a brand with longevity, the challenges of referrals and reputation, and how social media has shifted the landscape for property and finance. Kazi also opens up about balancing ambition with contentment, the real cost of success, and why time is the ultimate currency. Whether you’re an aspiring entrepreneur, budding investor, or just someone navigating your own hustle, this episode is packed with gems about resilience, reputation, and real wealth. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• To Tax or Not To Tax, That Is The Question | Bread & Butter Podcast - Ep 75

  In this episode of the Bread & Butter Podcast, Tayo and Eman kick things off with summer nostalgia, from London heatwaves to playing football in Dubai’s 40-degree sun. The conversation soon shifts into Canary Wharf, the City, and the role of wealth in the UK economy. They unpack how billionaires and millionaires use debt and assets to avoid taxation, why wealth tax debates keep resurfacing, and the tension between taxing the rich vs supporting everyday workers. They compare systems in the UK, Switzerland, and the US, explore how inheritance tax is “a voluntary tax,” and debate whether policies aimed at the ultra-wealthy end up hurting ordinary families instead. The hosts stress that financial education is the real bridge, reframing debt, understanding tax efficiency, and encouraging more people into higher-earning brackets. The episode closes with their weekly W’s and L’s, from releasing a financial course to struggling with kids on half-term and an invitation for listeners to play “Chancellor for a Day” and share what tax policies they would implement. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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