Bread & Butter

• Taxed from Every Angle: Property, Exit Fees and 20mph Zones | Bread & Butter Podcast - Ep 88

  Tayo and Eman sit in Dubai and look at the UK through fresh eyes. The contrast starts the moment they land. A suite in Business Bay costs less than a budget hotel back home. Service feels intentional. Staff take pride in their work. People move with purpose. You see progress in real time and you feel valued for being there. The conversation shifts to the UK and the coming Autumn Budget. The pressure on everyday people shows in every policy. Cuts to dividend allowances change how business owners take income. Talk of an exit tax pushes high earners to think twice about staying in the country. Stamp duty reform signals a move from one-off payments to ongoing charges. ISA limits stay frozen while house prices move beyond the bands set years ago. These decisions shape how families save, invest and plan their future. Housing sits at the centre. Landlords have been squeezed for years. Many now pay out of their own pocket to keep properties running. When they sell, the homes rarely go to first-time buyers. Supply drops. Rents rise. Tenants face more pressure. Buyers feel blocked by limits that no longer reflect real property prices. A system designed to help people onto the ladder now leaves many locked out. The boys look at the wider issue of value. Tax is not the problem. People accept tax when they see improvement in services, infrastructure and daily life. In the UK, roads crumble while charges increase. Speed limits fall. Fines multiply. Public services strain. The return feels weak compared with the cost. Dubai offers a direct comparison. The place is not cheap. You spend money. Yet you see what you pay for. Clean streets. Fast service. Order. Safety. Efficiency. People feeling proud of the work they do. That difference shapes how motivated you feel to grow, earn and build. The episode closes on a personal moment. A quiet flight, a song in the headphones and a memory of Eman’s dad breaks the noise. Grief hits without warning. Pride follows. He sees himself living a dream his dad held for the family. That mix of loss and legacy sets the tone for a reflective end to the discussion. This episode speaks to anyone who saves, invests, owns a business, drives or raises a family in the UK. The decisions made in the next budget will touch every part of daily life. Tayo and Eman break the issues down with clarity, honesty and real experience from both sides of the world. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• Scale the Business, Not the Bills| Bread & Butter Podcast - Ep 87

  Most people ask “When do I finally enjoy?” We argue you can enjoy now, without wrecking the plan. In this episode we break down seasons of graft (9–12 months), the difference between a one-off treat and an ongoing liability, and why the richer you get, the stricter your guardrails must become. From upgrading a flight as a one-off to saying no to the shiny monthly E-Class payment, we show you how to design enjoyment that doesn’t sabotage momentum. We also get real about delegation (quality dips before it compounds), compliance and insurance as you scale, and building a life where your income fits your lifestyle goals,  not the other way around. You’ll hear how we manage family-first spending (birthdays planned in advance, school shop days, cinema mornings), why we love time-zone arbitrage (Dubai mornings + UK clients = head start), and how we “industrialise” good habits (home gym, early barbers, calendar blocks). We talk practical finance too: fund the car/holiday from a new income stream, not your main pot; if a car is ~£400/mth, build £100/week first. Plus: values-led money moves (BYD vs Benz, selling Tesla shares), and the mindset shift that keeps your lifestyle from creeping while the business grows. Highlights One-off vs monthly: enjoy in bursts, not bills Seasons of graft: give it 9–12 months of focused work Compliance mindset: more profit = tighter guardrails Delegation & scale: accept the dip to earn the compounding Lifestyle by design: earn in pounds, live where suits you Family-first enjoyment: memories that compound The seeds → crops framework: plant income, spend harvest Subscribe, share, and join the Patreon for ad-free episodes, early drops, and live sessions with Tayo & Eman. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• No One’s Coming to Save You: Build Your Own Ladder | Bread & Butter Podcast - Ep 86

  Most people are waiting for policy to save them, a new government, a better economy, a miracle. But that wait keeps you broke. In this episode of The Bread & Butter Podcast, Tayo and Eman get real about what it takes to build freedom in the UK right now. From turning £10K into real leverage to structuring your income between the UK and Dubai, this is the blueprint for keeping more of what you earn and using it wisely. They break down how salaries have barely moved in 20 years, why side hustles now beat promotions, and how smart use of ISAs, pensions, and business structures can create options instead of stress. Eman explains how splitting income between the UK’s allowances and Dubai’s 9% corporation tax created an “instant pay rise.” It’s not about escaping the system, it’s about learning how to play it better. Beyond the numbers, this episode is about balance, family, faith, and focus. Tayo opens up about building platforms with his wife and staying grounded in marriage and fatherhood. Eman reflects on parenting wins, the realities of visibility, and learning to protect your peace as your success grows. The message is clear: nobody’s coming to save you. You have to move faster than policy, think beyond comfort, and design a life that gives you freedom, not just a payslip. If you’ve ever said “I just need a plan,” this is it. Practical money moves, side hustle strategy, and a mindset reset, all in one conversation. Subscribe, share, and join the Patreon for ad-free episodes, early drops, and live sessions with Tayo & Eman. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• If You Can’t Pay for Advice, Don’t Pay for the Deal | Bread & Butter Podcast - Ep 85 Ft. Tej

  Everyone loves the glam side of business, the cars, the followers, the “I just bought another company” moments. But the truth? Real business is boring. The successful ones do the ugly bits over and over again, the accounting, the tenders, the HR headaches, and the contracts nobody reads. In this episode, we sit down with Tej Talks, the entrepreneur behind an £80K-a-month cleaning business, to break down what it actually takes to buy and grow companies, often without spending your own money. From the reality of buying a business for £50K and turning it into £250K in revenue, to why most people lose money because they refuse to spend £200 on advice, this is one of the most honest business conversations online. We also talk about: Integrity vs. hype in the property and business space How personal brand builds investor trust Why “boring is profitable” Mergers, acquisitions, and avoiding expensive mistakes The pink Porsche story 👀 If you’ve ever said “I want to buy a business” after watching a TikTok — watch this first. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• Marriage Isn’t Subtraction: Building, Protecting, and Choosing Well | Bread & Butter Podcast - Ep 84

  Men fear marriage will cost them everything. We argue the opposite: with the right person, marriage is protection, growth, and focus. The danger isn’t commitment, it’s confusing performance for partnership. Wedding inflation and viral proposals can seduce you into spending for comments instead of building for your future. That’s because social media isn’t “just social” social media is media, and if you let it set your standards, it will also set your debts. The antidote is selection and standards: choose before you “blow,” when character is loudest and the crowd is quietest. Pick independence, shared values, resilience and a pace of life that fits your pockets, not the internet’s highlight reel. Protection starts with who you build with and who can challenge you. Accountability circles matter because love can make smart people move mad; you need brethren who will pull you back to sense. Inside the relationship, love languages have to land in real life, consistency, listening and follow-through beat grand gestures that don’t speak to your partner’s heart. When you align values, habits and goals, stability shows up. Stability creates focus, focus compounds into results, one reason so many high earners and owners are married. If you’ve ever asked, “How do I protect myself?” start by protecting your selection. Build with someone who was already building, so when life swings, your household doesn’t. And if this conversation helps you think clearer and choose better, plug into the community for ad-free episodes, live backchat, and bonus game from our guests. The pod is free; the mission isn’t, your support lets us keep turning wisdom into wins. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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