The Truth About DSCR Loans Nobody Told You! Ep 339
The truth about DSCR loans nobody told you? Most real estate investors assume these loans protect them from personal liability—but that assumption can wreck your portfolio. In this episode, we uncover what banks, brokers, and most “experts” won’t tell you about DSCR loans.You’ll discover:The real difference between recourse and non-recourse DSCR loansWhy most DSCR loans still make you personally liableWhat “bad boy carve-outs” are—and how they strip your protectionHow to vet DSCR lenders and avoid getting stuck in a deal you can’t exitIf you’re a real estate investor using DSCR loans to scale, this is the wake-up call you need.🔥 Build wisely. Protect your credit. Grow with clarity.👉 Subscribe and share with someone who needs to hear this truth.
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What Banks Don’t Tell You About DSCR Loans and Hidden Pitfalls Ep 338
What banks aren’t telling you about DSCR loans... but I will.Everyone says DSCR loans are the key to scaling your rental portfolio without wrecking your credit. But if you follow the wrong lender’s rules, you’ll end up overleveraged, stuck in a deal, and locked in just like a traditional loan.In this episode, Ryan breaks down the DSCR loan pitfalls no one else is talking about:W‑2 and DTI myths: it’s not just about income documentationCash-flow traps with Airbnb & short-term rentalsAppraisal bias and underwriting changes mid-dealCross-default risks with portfolio loansHidden prepayment penalties, fees, and liquidity issuesShifting document requirements and lender frustrationPlus, he shares spiritual clarity on scaling with integrity, not ego.🔥 If you're tired of being chained by “freedom loans,” this episode is for you.
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Own 50+ Rentals Without Killing Your Credit | DSCR Loans | Ep 337
What if you could own 50+ rental properties—and your personal credit never took a hit?Most investors hit a wall after 4 to 6 deals. Why? Because traditional banks kill your momentum with DTI limits and outdated rules.In this episode of Chasing Financial Freedom, I’m breaking down the DSCR loan strategy—how to scale your real estate portfolio without compromising your credit or your values.✅ Inside This Episode:Why most investors get stuck—and how DSCR unlocks your next levelHow to avoid DTI traps and keep your personal credit cleanThe truth about portfolio vs. fake DSCR lendersHow to close in an LLC and protect your futureWhat God says about building boldly without selling outIf you’re serious about building wealth with purpose and peace, this episode will give you the blueprint.🎯 Drop “DSCR” in the comments or DM to get my trusted lender list.🙏 You weren’t made to hustle forever. You were made to build wisely, faithfully, and free.
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The Hustle That Hurts and How I Rebuilt After Losing Everything Ep 336
Three days before closing, our house deal collapsed. One mistake, thousands gone, and a wave of financial pressure I didn’t see coming.In this real and raw episode of Chasing Financial Freedom, I open up about what it’s like to hustle through heartbreak and what that pressure taught me about business, mindset, and faith. If you’re running a side hustle, growing a business, or just trying to breathe under the weight of it all, this one is for you.🛠️ What we get into:How losing one deal nearly took down my businessWhy the grind isn’t always freedomWhat persistence really looks like when no one’s watchingHow I’m using AI to create breathing room in my businessMindset shifts that brought peace before the profit ever cameWhy serving others changes everythingThis isn’t just about money. It’s about moving forward when everything says stop. It’s about rebuilding with faith, clarity, and purpose.💬 DM me if this spoke to you. If you’re carrying it all on your own, you don’t have to.Press play and let’s walk through this storm together.
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Financial Freedom Starts with a Habit You Only Discover in the Storm Ep 335
The habits you build in peace won’t always survive the storm. But the ones built under pressure? They can transform your life.Feel like life’s testing you harder the more you try to succeed?This episode is for every entrepreneur in the middle of a storm—facing setbacks, delays, and doubts—and wondering if it’s all worth it. Ryan shares a real-life business storm that nearly knocked him out and the mindset shift that’s changed everything.You’ll discover:Why surface-level routines won’t carry you through real pressureThe difference between “checking boxes” and storm-forged disciplineHow faith, silence, and one simple habit can rebuild your confidenceWhy your biggest delays may be redirecting you to your next breakthroughThe daily practices that helped Ryan rebuild his focus, even when everything felt like it was falling apart🔔 This episode continues our series on the power of storm seasons in business—and how the right habit in the chaos can shape your future more than any strategy ever could.🎯 Listener Challenge:Ask yourself, “What habit is this storm trying to create in me?”Then commit to that habit for 7 days. Journal it. Own it.DM Ryan or comment below and let’s build it together.
If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several failed businesses. So if you're looking for new ways to make money, scale your business, or turn your side hustle into a business… then this podcast is for you!
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