Chasing Financial Freedom

Ryan DeMent

Business Entrepreneurship

Latest episode

Available Episodes

5 of 248

Scaling Fast With DSCR Loans: Beat Bank Caps, Build Cash-Flowing Doors Ep 359
Your bank just told you “no more loans”—now what? In this episode, you’ll learn how DSCR (Debt Service Coverage Ratio) loans let you scale beyond 4 doors without using W‑2 income, tax returns, or traditional DTI limits. We break down credit score requirements, DSCR minimums, loan-to-value caps, reserves, and how to structure deals so your properties actually cash flow instead of draining your wallet. If you’re serious about growing a real rental portfolio and not just owning one or two doors, this episode gives you the playbook to move forward.
--------
12:30
--------
12:30
The Appraisal Killed My DSCR Loan Deal (Here's What I Did) Ep 358
Are appraisals killing your DSCR loan deals? 😱 Don’t let a low appraisal ruin your investment! [Episode 1]In this episode, we cover appraisals, DSCR ratios, reconsideration of value, rental comps, and more.✨ Key takeaways:• DSCR dropped from 1.3 to 0.95 due to a low appraisal.• Understand the 1007 form for rental income calculations.• Use the Reconsideration of Value process effectively.• Be cautious with seasonal rental markets and their impact.• Know lenders may raise rates with a DSCR below 1.0.🎧 Subscribe/Follow Chasing Financial Freedom#DSCR #realestateinvesting #cashflow #investorloans #duediligence
--------
14:56
--------
14:56
DSCR Loan Mistakes That Cost Investors $50K+ Ep 357
Investors lose tens of thousands on DSCR loans by missing hidden pitfalls and believing industry myths. In this episode, hear real $50K disasters, learn the critical steps for due diligence, and discover the investor-proven strategies that can protect your portfolio and profits. Subscribe for more smart investing tips every week!
--------
12:25
--------
12:25
DSCR vs. Hard Money: The Ultimate Real Estate Loan Showdown in 2025 Ep 356
Which real estate loan wins in 2025—DSCR or hard money? Discover the pros, cons, hidden traps, and the best situations to use each. Learn expert strategies for maximizing profit, managing risk, and avoiding investor mistakes so you make your next deal with total confidence. Hit follow for more insider tips!
--------
11:59
--------
11:59
Why Most Real Estate Investors Fail (and How You Can Win in 2025) Ep 355
Why do so many real estate investors fail—even in booming markets? In this episode, Ryan unpacks personal stories and hard lessons to help you dodge the costly mistakes and win big in 2025. From overleveraging and contractor issues to new market trends and practical advice for building your team, this episode provides you with real, actionable steps.Enjoyed the show? Rate, follow, and share your own investing lesson with us—your story might help another listener!
--------
13:35
--------
13:35

More Business podcasts

About Chasing Financial Freedom

If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several failed businesses. So if you're looking for new ways to make money, scale your business, or turn your side hustle into a business… then this podcast is for you!

Podcast website

Business Entrepreneurship