Financially Incorrect

Business rarely moves in a straight line.
In this Business Edition episode , Barrack sits down with Dickson Matata, entrepreneur and co-founder behind Rhythm & Brunch, The Millennials Cookout and founder of House of Tata, to unpack the real journey behind building profitable experiences in East Africa.
Dickson’s story moves from actuarial science and corporate insurance to brand consulting, e-commerce, and eventually sold-out lifestyle events that now define Nairobi’s millennial entertainment scene. Along the way came major wins, expensive failures, COVID-era business losses, and the hard lessons that reshaped how he thinks about risk, timing, and cash flow.
This conversation explores what it actually takes to transition from employment into entrepreneurship, why preparation and timing matter more than hype, and how community-driven brands outperform traditional marketing.
--------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters00:00 Introduction & Business Edition Context02:05 Strategy, Preparation & Timing Philosophy03:26 Dickson’s Early Money Lessons06:17 Actuarial Science & Insurance Career15:22 Side Hustles and Leaving Corporate25:30 COVID Losses & Airbnb Collapse33:06 Starting House of Tata During Lockdown41:16 Early Event Failures & Losing Money49:52 Rhythm and Branch Breakthrough01:06:01 Building Millennials Cookout01:09:13 Hosting International Artists & Cash Flow01:15:06 Scaling Teams & Business Systems01:17:21 Favorite Money Memory01:18:19 Closing Thoughts

Imani Wamai didn’t follow the predictable career path.After studying Business Information Technology at Strathmore University and building a promising career in fintech and data analytics, he made a decision most people warned him against, leaving stable corporate opportunities to pursue agriculture and livestock production.In this episode Imani shares the real financial story behind that transition. From selling snacks in boarding school and experimenting with early online income schemes, to investing his life savings into beekeeping and eventually managing large-scale feedlot operations at Sand River Ranch.This conversation goes beyond farming. It explores risk, identity, money psychology, and what happens when passion collides with financial reality.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters0:00 Intro1:12 Meet Imani Wamai3:25 Growing Up & Early Money Influences7:40 Boarding School Hustles11:20 University Businesses & Side Income15:10 The Public Likes Pyramid Scheme Lesson19:05 Studying BBIT & Discovering Tech Isn’t Everything23:40 Transition Into Data Science27:15 First Fintech Job & Early Salary Reality31:30 Career Momentum Before COVID35:10 Losing a Major Opportunity During Lockdowns39:00 Trying Forex Trading During COVID43:35 Investing Life Savings Into Beekeeping49:20 First Honey Harvest Expectations vs Reality54:10 Expanding Beekeeping Across Regions58:30 Moving Into Ranch Operations1:03:10 Understanding Feedlot Economics1:09:25 Breaking Down Beef Value Chains1:15:40 Where the Real Profits Sit (Abattoirs & Butchers)1:21:30 Supply Chain Challenges & Informal Systems1:27:10 Financial Hardships and Cash Flow Pressure (2023)1:33:45 Support Systems, Mentors & Recovery1:38:20 Scaling Sand River Ranch Operations1:42:50 Solving the Cattle Supply Problem1:45:35 Long-Term Vision & Building Assets1:47:20 Final Money Lessons

There are careers built for income, and others built for impact.For over 15 years, Mwezi Mugerwa has dedicated his life to studying one of Africa’s most mysterious animals, the African golden cat, a species so elusive that scientists still cannot confidently estimate its population.In this episode, Mugerwa shares the real story behind conservation work that rarely makes headlines. From earning just 150,000 UGX a month while living deep inside Bwindi Impenetrable National Park, to winning the 2025 Indiana Prize Emerging Conservationist Award, his journey challenges conventional definitions of success, wealth, and career progress.This conversation explores the financial realities of pursuing purpose, the patience required to build credibility through grants and research, and why conservation today must move beyond science into community economics, culture, and storytelling.We discuss mentorship, grant funding, long-term discipline with money, building pan-African conservation networks across 19 countries, and how personal financial principles shaped a career rooted in passion rather than prestige.Mugerwa’s story is ultimately about endurance choosing meaning over speed, sustainability over status, and legacy over short-term reward.---------------------------------------------------------------------------------------------------------------------------------For all your production needs in Uganda: Contact: +256705098317 / +256786312218 | https://www.cinemaug.com/Access all our links in one place: ⁠https://lnk.bio/Financially_IncFor all your production needs in Uganda: Contact: 0705098317 / 0786312218 | https://www.cinemaug.com/💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux--------------------------------------------------------------------------------------------------------------------------------------Episode Chapters 00:00 – Introduction: Africa’s Least Known Wild Cat05:20 – Biology of the African Golden Cat18:16 – Growing Up in Kampala & Early Money Lessons26:20 – Life Inside Bwindi Impenetrable National Park29:08 – Salary Growth and Career Progression37:36 – Comparing Paths With Successful Peers51:23 – First Grants and Finding Mentorship58:26 – Researching an Invisible Species01:03:43 – From Biology to Community Conservation01:09:05 – Building Embaka & AGCCA01:11:32 – Fundraising and Donor Strategy01:16:32 – Marriage, Money and Investing01:19:48 – Africanity: Culture Meets Conservation01:29:03 – Managing Life Between Cities01:35:20 – Final Reflections & Where to Learn More

Success rarely begins with comfort.Alpesh Vadher, CEO of PKF East Africa, grew up sharing a modest two-bedroom apartment with six family members after losing his mother at just 18 months old. Long before boardrooms and leadership titles, cricket became his first classroom, teaching discipline, resilience, and performance under pressure lessons that would later define a 32-year career in professional services.In this episode of Financially Incorrect, Alpesh shares the journey from earning a starting salary of 3,000 Kenyan shillings to leading one of East Africa’s largest advisory firms with over 800 employees and 40 partners across multiple countries.He reflects on why financial independence mattered before marriage, how productivity is really about time allocation rather than busyness, and the leadership decisions that allowed him to stop working weekends without sacrificing growth. From representing Kenya in two Cricket World Cups to building a firm where 90% of partners are developed internally, his story connects sport, finance, leadership, and long-term thinking.This conversation explores the realities behind wealth building: disciplined saving, continuous self-education, delegation, and living within your means even after reaching executive success.We also discuss succession planning, legacy, raising financially responsible children, and why money should remain a tool never the destination.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters0:00 Intro1:12 Losing His Mother & Growing Up in Modest Conditions4:05 How Cricket Opened Global Opportunities7:08 Productivity Is Really About Time Management10:25 Why He Stopped Working Weekends13:52 Discipline Learned Through Sport18:40 First Job — Starting at 3,000 Shillings22:58 Balancing Work, ACCA & International Cricket28:55 Representing Kenya at the 1999 Cricket World Cup33:42 Fame, Marriage Proposals & Financial Independence38:50 Saving the First 100,000 Shillings41:55 Budgeting Habits That Shaped His Life46:48 Living Simply Despite Executive Success51:20 Learning Business Through Auditing56:32 Detecting Fraud & Building Client Trust1:00:30 Investment Strategy & Risk Management1:04:55 Self-Development Beyond Financial Investments1:08:40 Building PKF Through Homegrown Talent1:14:20 Leadership, Delegation & Team Culture1:19:55 Expanding PKF Across East Africa1:23:45 Philosophy on Money, Wealth & Fulfillment1:27:35 Financial Decisions, Risks & Lessons Learned1:30:45 Succession Planning & Preparing the Next Generation1:31:00 Wrap-Up

What if real estate wasn’t about building, but about trust?In this episode of Financially Incorrect, Leonard Mcharo, co-founder of Tsavo, breaks down how a young architectural lecturer earning 15,000 KES per month built one of East Africa’s most recognizable real estate models by rethinking money, partnerships, and risk.From growing up poor and selling handmade bookmarks to fund university life, to building student hostels with borrowed belief and negotiated land deals, Leonard shares the unfiltered journey behind Tsavo’s rise and the philosophy that drives it today.This conversation goes beyond property. It explores marriage as a business partnership, why intelligence without execution keeps people broke, and how trust functions as the real currency behind wealth creation.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters;00:00 Introduction: Leonard Mcharo & The Tsavo Story03:46 Marriage as a Business Model07:38 Smartest Person in the Room Problem09:07 Growing Up Poor & Early Money Lessons14:30 Marriage, Salary Struggles & Survival Years18:24 Buying Land and the First Big Decision21:08 Negotiating Land Without Money27:25 Financial Discipline in Marriage29:19 Building the First Hostel Project34:28 Early Construction Challenges38:05 Vision for Financial Freedom41:36 Leaving Architecture Behind48:01 Searching for a Scalable Business Model01:01:29 Money as Trust Explained01:06:10 Building Trust Through Education01:07:36 Financing Without Banks01:09:57 Controlling Money Flow01:12:28 Investors vs Residents Model01:14:34 Landing the First Major Deal01:20:53 Payment Plans That Changed Sales01:30:18 Handling Customer Defaults01:32:24 Risk Management Philosophy01:34:18 Scaling Through Demand01:44:41 Designing Housing for Young Adults01:49:41 Closing Thoughts