Financially Incorrect

Mike Kayihura’s music career has taken him from church choirs and a first Rwandan paycheck to regional recognition across Rwanda, Uganda and Kenya. But behind the songs is a financial story shaped by contracts, missed opportunities, poor money decisions, community support and the difficult business of building a sustainable career as an independent artist.On this Financially Incorrect Rwanda Edition, Mike opens up about what it really costs to build a music career in East Africa, including the contracts that kept him from releasing music for years, the money he made from early commercial work, the unexpected success of “Sabrina,” and why Uganda eventually became such an important market for his music.He also reflects on the money he wasted when his career began taking off, the impact of COVID-19 on live performance, learning to treat music as a business, and rebuilding his career after restrictive agreements.The bigger story is about more than music. It is about creative ownership, financial discipline, contract literacy and the importance of thinking beyond your home market.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🧑‍🏫 Learn how to trade: https://lnk.bio/fxpesa📲 Open a demo trading account: https://bit.ly/DemoAccountYT 📈 Start live trading: https://bit.ly/LiveAccountYT---------------------------------------------------------------------------------------------------------------------------------------Episode Chapter00:00 Mike Kayihura on Music, Money & Identity03:00 Growing Up Across Rwanda, Uganda & Kenya06:30 Finding His Voice Through Church10:00 His First $100 and First Big Paycheck15:00 When Music Started Becoming Serious20:00 The Influence of Family & Community26:00 Moving to Ethiopia to Study Music30:00 Learning Music Through Improvisation34:00 The Contract That Restricted His Music38:00 Making Barely Mixed on a Budget41:00 Five Years Without a Formal Release44:00 How “Sabrina” Changed Everything46:00 Why Uganda Became a Major Market48:00 Making Money, Spending Money & Regrets50:00 What COVID Did to His Music Income52:00 Another Contract, Another Career Setback55:00 Trusting Friends Over Legal Advice58:00 Rebuilding His Career With Inaza1:02:00 Why Rwandan Artists Need Regional Markets1:06:00 Building Beyond Kigali1:10:00 Where His Music Income Comes From1:12:00 The Business of Being an Artist

YT Description
Joram Mwinamo has spent more than two decades helping African businesses grow. But some of his most valuable lessons came from the periods when his own business was struggling. From small technology and event projects at university to working internationally and eventually returning to Kenya, Joram’s entrepreneurial journey has involved failed assumptions, difficult pivots, unstable revenue and decisions where the financially attractive option was not always the right one.
In this Financially Incorrect Personal Money Story, Joram shares how he moved from chasing corporate clients to building cohort based programmes for entrepreneurs, a shift that became the foundation for Sandbox International. He takes us inside the creation of a hub bringing together 30+ non competing experts across legal, finance, marketing and operations, and the funding that helped take the model beyond Kenya.
The conversation goes deeper into pricing services, managing cash through election cycles, proving value through client results, building resilient businesses and knowing when a lucrative opportunity is not worth taking. Joram also opens up about the personal cost of entrepreneurship, including his experience with depression and anxiety, and why time, consistency and resilience can matter more than having the perfect idea.
His book, The Enterprise Jungle: An Entrepreneur's Navigation Toolkit, grew from his experience working with more than 700 enterprises and confronting a gap in entrepreneurship literature: business frameworks built for markets that do not always reflect the realities of building in Africa.
---------------------------------------------------------------------------------------------------------------------------------------
Get Joram’s book , The Enterprise Jungle: An Entrepreneur's Navigation Toolkit: jorammwinamo.com
Access all our links in one place: https://lnk.bio/Financ...
💹 Ready to start trading?
🧑‍🏫 Learn how to trade: https://lnk.bio/fxpesa
📲 Open a demo trading account: https://bit.ly/DemoAcc...
📈 Start live trading: https://bit.ly/LiveAcc...

---------------------------------------------------------------------------------------------------------------------------------------
Episode Chapters
00:00 – Introduction
02:14 – Starting His First Businesses at University
06:18 – From Kenya to Uganda and Norway
11:07 – Returning Home to Build a Business
16:02 – When the Business Model Wasn’t Working
21:35 – Why Corporate Clients Weren’t Enough
27:11 – The Pivot to Working With Entrepreneurs
33:06 – Building a Business Around Cohorts
38:42 – How Sandbox International Was Born
44:18 – Building an Ecosystem of 30+ Experts
50:07 – The Funding That Changed the Business
54:39 – What 700+ Businesses Taught Him
59:46 – Pricing Your Expertise and Knowing Your Worth
1:05:12 – Building Cash Reserves for Uncertain Times
1:10:06 – When a Lucrative Deal Isn’t Worth Taking
1:14:48 – The Cost of Doing Business With Integrity
1:19:17 – Entrepreneurship, Depression and Anxiety
1:24:31 – Why Time Beats Genius in Business
1:29:18 – Why Africa Needs Its Own Business Playbooks
1:34:42 – Writing The Enterprise Jungle
1:39:12 – Joram’s Advice to Entrepreneurs
1:42:18 – Final Thoughts

Money shaped Jackie Asiimwe long before she earned her first salary.Growing up in a pastor's household, she watched her mother stretch a modest income, support relatives and somehow keep the family afloat. Years later, after losing her savings in a bank collapse, resisting the idea of investing and spending decades in Uganda's nonprofit sector, Jackie began to rethink everything she believed about money.In this episode of Financially Incorrect Uganda, Jackie opens up about the financial realities of working in the social impact world: low salaries, unpredictable donor funding, the pressure to serve before earning and the mindset shifts that transformed her from a reluctant saver into a long-term investor.The conversation explores the hidden economics behind NGOs, why many nonprofits struggle to build wealth, how childhood shapes financial behaviour and why leadership ultimately determines whether an organization survives.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🧑‍🏫 Learn how to trade: https://lnk.bio/fxpesa📲 Open a demo trading account: https://bit.ly/DemoAccountYT 📈 Start live trading: https://bit.ly/LiveAccountYT---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters00:00 Introduction10:42 Growing up in a pastor's household18:36 Returning from Canada to Uganda24:05 Her first income and volunteer stipend28:35 Opening her first bank account31:40 Losing money after Greenland Bank collapsed34:00 Marriage, saving and buying land38:03 The economics of working in NGOs44:22 Why nonprofits were discouraged from saving50:00 The funding crisis in the social sector56:00 Becoming an investor and planning retirement01:00:30 Starting and leading an organization01:09:20 Unit trusts and nonprofit sustainability01:15:00 Publishing a book in Uganda01:18:50 Money, contentment and final reflections01:22:00 Final reflections

Every Kenyan has watched a TV show, movie or commercial. Very few people know what it actually costs to make one.Grace Kahaki built one of Kenya's leading production companies from the ground up. She started as an intern earning KES 7,000 a month after her parents cut off financial support because they believed filmmaking wasn't a real career. Today, she is an award winning producer, director and Co-owner of Insignia Productions whose work has appeared on KTN, NTV, Maisha Magic, Showmax and Netflix.This conversation goes beyond cameras and scripts. It unpacks the economics of Kenya's film industry, why production companies struggle despite producing hit shows, how broadcasters and streamers structure deals, why owning intellectual property changes everything, and what it really takes to build a sustainable creative business.Grace also shares the financial decisions she would never repeat, why buying her first car with her first million wasn't her smartest move, how COVID cut television production budgets almost in half, why commercials keep production companies alive, and the emotional responsibility that comes with inheriting wealth.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: https://lnk.bio/Financially_Inc💹 Ready to start trading?🧑‍🏫 Learn how to trade: https://lnk.bio/fxpesa📲 Open a demo trading account: https://bit.ly/DemoAccountYT 📈 Start live trading: https://bit.ly/LiveAccountYT---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters00:00 Introduction02:41 Why Grace Kahaki Is One Of Kenya's Top Producers05:26 Why Stress Is Really About Control10:12 Growing Up In Malawi And Choosing Film15:36 Parents Cut Off Financial Support20:00 From KES 7,000 Intern To Executive Producer24:00 The Real Economics Of Kenyan Film31:00 Why Intellectual Property Is Everything40:55 Licensing vs Commissioning Explained48:00 Industry Politics And Restrictive Contracts55:00 Why Commercials Keep Production Companies Alive01:06:50 The Highest Income She's Ever Earned01:10:30 Showmax's Billion Shilling Effect On Kenya01:13:00 Surviving Through Diversification01:18:00 The Financial Decisions She Regrets01:21:00 Managing Slow Seasons And Stress01:24:00 Inheritance, Grief And Financial Responsibility01:28:00 Why Kenyans Should Support Local Content01:29:55 Final thoughts and Reflections

Professional basketball looks glamorous from the outside. Packed arenas. Winning teams. Continental competitions. Brand partnerships. What rarely gets discussed is the business required to keep all of it alive.In this episode of Financially Incorrect Business Edition, Marcel Awori, Chief of Staff at Nairobi City Thunder, breaks down what it actually costs to build one of Africa's fastest growing basketball organisations. From operating without an office, raising sponsorship capital and signing the team's earliest commercial partners, to managing player contracts, nutrition, travel, branding and long term infrastructure, Marcel explains why building a professional sports organisation is far more complex than simply winning games.He also reveals why Nairobi City Thunder estimates it takes between KSh150 million and KSh200 million over five years to build a team capable of competing at the highest level, why league prize money barely scratches operating costs, and why partnerships, storytelling and fan experience have become the true engines of growth.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠⁠https://lnk.bio/Financially_Inc⁠💹 Ready to start trading?🧑‍🏫 Learn how to trade: https://lnk.bio/fxpesa📲 Open a demo trading account: https://bit.ly/DemoAccountYT 📈 Start live trading: https://bit.ly/LiveAccountYT---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters00:00 Introduction03:24 Growing Up Between Privilege & Reality10:56 Returning To Kenya18:43 Building A Career Before Basketball26:54 Joining Nairobi City Thunder31:42 Finding The First Sponsors37:26 What It Costs To Run A Professional Team38:43 Why Winning Doesn't Pay45:11 Building A Sustainable Sports Business54:00 The Sponsorship Turning Point01:01:58 How Player Contracts Really Work01:08:24 Local Talent vs Imports01:15:09 Why Teams Don't Keep Ticket Revenue01:22:46 The Business Of Merchandise01:28:23 Raising Capital For Sports01:34:58 Building A Basketball Arena01:39:37 Africa's Sports Investment Opportunity01:44:00 The Future Of Nairobi City Thunder